Houston Business Banking Relationship Analyst

Houston Dose; Houston (TX); Hybrid; USD 71,400 - 84,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement plan

Paid vacation (2-5 weeks)

Sick and Safe Leave accruals

Job summary

U.S. Bank in Houston, Texas is seeking a Business Banking Relationship Analyst to manage client relationships and the loan portfolio. This hybrid role allows flexibility, with an in-office expectation of 3 or more days per week. Candidates should possess strong analytical skills and a Bachelor's degree, with up to two years of related experience.

U.S. Bank offers extensive benefits, including healthcare, retirement plans, and paid leave opportunities, making it an appealing workplace for aspiring financial professionals.

Qualifications

• Bachelor's degree or equivalent work experience.
• Up to two years of related experience.
• Some knowledge of bank products and services.

Responsibilities

• Manage Business Banking relationships and loan portfolio.
• Analyze financial data and prepare comprehensive reports.
• Provide guidance to customers on credit quality.

Skills

Analytical skills

Problem-solving skills

Communication skills

Education

Bachelor's degree or equivalent work experience

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Contributes to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Responsibilities may include analyzing financial data and preparing comprehensive written analysis, managing credit quality within the team’s credit portfolio, providing guidance to customers, identifying and successfully capitalizing on opportunities to deepen and expand existing relationships, managing credit risk, and responding to prospect or customer credit questions.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Up to two years of related experience

Preferred Skills/Experience

• Well-developed analytical and problem-solving skills
• Some knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
• Basic knowledge of credit administration, analysis, and credit policy/procedure
• Demonstrated understanding of basic financial accounting and analysis
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Effective verbal and written communication skills

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Salary Range: $71,400.00 - $84,000.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.