Financial Analyst – Treasury Pricing & Return Optimization

U.S. Bank; Minneapolis (MN); On-site; USD 82,000 - 96,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Parental leave

Retirement plan (401k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Financial Analyst – Treasury Pricing & Return Optimization to join Corporate Treasury and drive pricing, profitability, and return optimization across the organization.

The role involves building models, analyzing data, and supporting senior leaders in capital deployment decisions. Responsibilities include developing analytics tools, partnering with business lines, and contributing to monthly/quarterly reporting.

Qualifications

• Bachelor's degree or equivalent work experience.
• Two or more years of related experience.
• Strong written and verbal communication skills.

Responsibilities

• Support pricing, profitability, and return optimization efforts for the bank.
• Develop and maintain spreadsheets, models, and visualization tools for profitability reporting.
• Partner with business lines and CFO Finance on data analytics and reporting.
• Support capital allocation and broader strategic decision-making across the bank.
• Assist with monthly and quarterly reporting, ad-hoc analytics, and month-end close tasks.
• Prepare presentations and materials for various levels of the organization.

Skills

Communication skills

Self-starter

Education

Bachelor's degree or equivalent

CFA

MBA

Tools

Excel

SQL

PowerBI

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Financial Analyst – Treasury Pricing & Return Optimization role sits within Corporate Treasury and supports the bank’s pricing, profitability, and return optimization work. This team is leading efforts to optimize balance sheet returns in partnership with business line product owners, Finance, Corporate Strategy and other key stakeholder groups across the organization. This role will help drive consistent and comprehensive measurement of returns across the organization. This includes understanding bank products and services, pricing, delivery costs, expense attribution and capital and liquidity requirements. This role will provide support to senior management to guide decisions on the deployment of balance sheet and capital in support of the Company’s business strategies.

Key Responsibilities

• Support key pricing, profitability, and return optimization efforts for the bank
• Develop and maintain spreadsheets, models, and visualization tools for profitability reporting and analytics across the organization
• Partner with business lines and CFO Finance organizations on data analytics and reporting
• Support capital allocation efforts and broader strategic decision-making across the bank
• Support monthly and quarterly reporting, ad-hoc analytics, and month-end close-related responsibilities
• Prepare a variety of presentations and materials for various levels of the organization

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically two or more years of related experience

Preferred Qualifications & Experience

• Finance or economics background. Financial institution experience; Corporate Treasury experience preferred but not required
• Knowledge of key bank products and financial statements
• Experience quantifying or measuring product profitability and economic drivers
• Strong technical ability with data mining and visualization tools including Excel, SQL, and PowerBI
• Strong written and verbal communication skills, including comfort communicating complex topics with bankers and senior leaders
• Motivated, self-starter with the ability to learn new topics and concepts quickly
• CFA, MBA, or working toward those credentials helpful but not required

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.