Financial Analyst II

Rural King; Mattoon (IL); Hybrid; USD 60,000 - 75,000; Full time

Benefits offered by this job

401(k) match

Healthcare plans

Virtual doctor visits

Centers of Excellence collaboration

15% Associate Discount

SmartDollar program

Associate Assistance Program

RK Cares Hardship Program

24/7 Chaplaincy Services

Job summary

Rural King is seeking a Financial Analyst in Mattoon, IL to evaluate prospective real estate investments, develop financial models, and support acquisition decisions with market analysis and due diligence.

The role requires a strong background in finance or accounting, at least 5 years of analyst experience, and advanced Excel skills. You’ll collaborate across teams and manage cross-unit projects, contributing to strategic growth.

Qualifications

• 5+ years of financial analyst experience or equivalent education/experience
• Bachelor's degree in finance or accounting or related field required
• Advanced financial analysis skills with real estate knowledge

Responsibilities

• Build and maintain complex financial models for acquisitions, developments, redevelopments, leases and dispositions.
• Analyze IRR, NPV, equity multiples, cash-on-cash returns, and sensitivity scenarios.
• Perform scenario and risk analysis to assess downside exposure.
• Support site selection and acquisition strategy through financial and market evaluation.
• Review appraisals, broker opinions of value, and third-party reports.
• Prepare investment memorandums and executive summaries for internal approval.
• Track and compare projected actual performance post-acquisition.
• Support refinancing and disposition analysis.

Skills

Financial modeling

IRR/NPV analysis

Scenario analysis

Data analysis

Problem solving

Partnership skills

Financial statements

Communication

Business acumen

Cross-functional collaboration

Education

Bachelor's degree in finance or accounting

Tools

Excel

Job description

About Us

Rural King is America's Farm and Home Store, providing essentials to the communities we serve. With a wide array of necessities ranging from food and feed to farm and home products, Rural King serves over 150 locations across 17 states and is constantly expanding. Our annual sales exceed $2.5 Billion, and our heart beats in Mattoon, IL, home to our corporate office, distribution center, and flagship store.

One thing our customers appreciate is our unique shopping experience, complete with complimentary popcorn and coffee. It's just one way we show our appreciation for their support.

At Rural King, we value our associates and strive to create a positive, rewarding workplace. We offer growth opportunities, competitive benefits, and a people-first environment where dedicated individuals come together to serve rural communities passionately. Join us, and you'll find not just a job but a chance to grow professionally, contribute meaningfully, and make a difference in the lives of those we serve.

How We Reward You

• 401(k) plan that provides a 100% match on the first 3% of your contributions and 50% of the next 2%
• Healthcare plans to support your needs
• Virtual doctor visits
• Access to Centers of Excellence with Barnes Jewish Hospital and Mayo Clinic's Complex Care Program
• 15% Associate Discount
• Dave Ramsey's SmartDollar Program
• Associate Assistance Program
• RK Cares Associate Hardship Program
• 24/7 Chaplaincy Services

Responsibilities

What You'll Do

As a Financial Analyst, you will be responsible forevaluating prospective real estate investments, development projects, and acquisitions. This role plays a critical part in underwriting deals, assessing financial feasibility, and supporting strategic decision-making through detailed financial modeling and market analysis. This individual will partner closely with acquisition and disposition specialists, and leadership to ensure disciplined, data-driven investment decisions.

• Build and maintain complex financial models (Excel-based) for acquisitions, developments, redevelopments, leases and dispositions.
• Analyze IRR, NPV, equity multiples, cash-on-cash returns, and sensitivity scenarios.
• Perform scenario and risk analysis to assess downside exposure.
• Support site selection and acquisition strategy through financial and market evaluation.
• Review appraisals, broker opinions of value, and third-party reports.
• Prepare investment memorandums and executive summaries for internal approval and presentations.
• Track and compare projected actual performance post-acquisition.
• Support refinancing and disposition analysis.
• Understand the business unit(s) and the operating systems that support them.
• Manage complex projects independently that typically cross multiple business units, divisions or states.
• Use discretion and independent judgement in daily decisions.
• May be required to cross train and perform other duties.

Supervisory Responsibilities

None

Essential Qualities for Success

• At least 5 years of financial analyst experience OR equivalent combination of experience and education is acceptable.
• Bachelor's degree in finance or accounting or related field required.
• Demonstrated ability to achieve desired results.
• Strong problem-solving and partnership skills.
• Advanced financial analysis skills combined with insight into the nuances of the real estate segment.
• Experience in preparing data sets, statistical reports and computer applications to support financial analysis work.
• Strong understanding of financial statement and financial reports.
• Advance proficiency in MS Office, most notably Excel.
• Ability to participate in our online applicant and new hire onboarding process.

Physical Requirements

• Ability to maintain a seated or standing position for extended durations.
• Capability to lift 15 pounds periodically.
• Ability to navigate and access all facilities.
• Skill to effectively communicate verbally with others, both in-person and via electronic devices.
• Close vision for computer-related activities.

Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.

The pay range for this position is $60,000 - $75,000 annualized. Exact compensation is determined by factors such as relevant geographic location, education, certifications, experience, job level, shift, and organizational needs. To learn more about our benefits, review here https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:14539c15-191a-4b77-9c13-f6ccfce10094.