Financial Analyst - Fixed Income, Currency & Commodities

U.S. Bank; Charlotte (NC); On-site; USD 80,000 - 110,000; Full time

Job summary

U.S. Bank is seeking a Financial Analyst to support financial planning and analysis across the FICC businesses. The role focuses on expense forecasting, headcount management, variance analysis, and executive-ready reporting, partnering with leaders to deliver accurate forecasts and insights.

The ideal candidate combines strong analytical capabilities with attention to detail and thrives in a fast-paced environment with changing priorities and ad hoc requests.

Qualifications

• Bachelor's degree, or equivalent work experience
• Typically five or more years of related experience

Responsibilities

• Lead monthly expense forecasting and annual planning processes across multiple FICC business lines.
• Develop and maintain forecasts for compensation, non-compensation expenses, allocations, and headcount.
• Partner with business managers and finance leaders to identify forecast risks and opportunities.
• Support budget development and resource allocation initiatives.
• Perform monthly variance analysis against forecast, budget, and prior year results.
• Analyze expense, headcount, and allocation drivers and communicate key trends to stakeholders.
• Monitor organizational changes and maintain accurate staffing and expense assumptions.
• Assist in evaluating business initiatives, investments, and organizational changes.
• Prepare consolidated FICC financial reporting packages for senior management.
• Develop executive-ready presentations highlighting key business trends, financial performance, and emerging risks.
• Support recurring monthly, quarterly, and annual reporting requirements.
• Coordinate reporting deliverables across various FICC businesses to ensure consistency and accuracy.
• Respond to ad hoc requests from business leaders and finance executives.
• Assist with special projects involving financial performance, expense management, organizational planning, and business strategy.
• Identify opportunities to improve reporting processes, enhance data quality, and increase efficiency through automation and standardization.

Skills

Financial modeling

Forecasting

Analytical skills

Excel skills

PowerPoint skills

Education

Bachelor's degree

Tools

Microsoft Excel

PowerPoint

Job description

Key Responsibilities

Financial Planning & Forecasting

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at - all from Day One.

Job Description

The Financial Analyst will support financial planning and analysis activities across the FICC businesses, with primary responsibility for expense forecasting, headcount management, variance analysis, and management reporting. This individual will partner closely with business leaders and centralized finance teams to deliver accurate forecasts, insightful analysis, and executive-ready reporting.

The ideal candidate is highly analytical, detail-oriented, and comfortable working in a fast-paced environment with changing priorities and frequent ad hoc requests.

Financial Planning & Forecasting

• Lead monthly expense forecasting and annual planning processes across multiple FICC business lines.
• Develop and maintain forecasts for compensation, non-compensation expenses, allocations, and headcount.
• Partner with business managers and finance leaders to identify forecast risks and opportunities.
• Support budget development and resource allocation initiatives.

Financial Analysis

• Perform monthly variance analysis against forecast, budget, and prior year results.
• Analyze expense, headcount, and allocation drivers and communicate key trends to stakeholders.
• Monitor organizational changes and maintain accurate staffing and expense assumptions.
• Assist in evaluating business initiatives, investments, and organizational changes.

Management Reporting

• Prepare consolidated FICC financial reporting packages for senior management.
• Develop executive-ready presentations highlighting key business trends, financial performance, and emerging risks.
• Support recurring monthly, quarterly, and annual reporting requirements.
• Coordinate reporting deliverables across various FICC businesses to ensure consistency and accuracy.

Strategic & Ad Hoc Analysis

• Respond to ad hoc requests from business leaders and finance executives.
• Assist with special projects involving financial performance, expense management, organizational planning, and business strategy.
• Identify opportunities to improve reporting processes, enhance data quality, and increase efficiency through automation and standardization.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically five or more years of related experience

Preferred Skills/Experience

• Experience in Financial Planning & Analysis, Corporate Finance, Banking Finance, or related analytical roles.
• Strong financial modeling, forecasting, and analytical skills.
• Advanced Microsoft Excel and PowerPoint skills.