Financial Analyst / Senior Financial Analyst, Financial Planning & Analysis

EquiTrust Life Insurance Company; West Des Moines (IA); On-site; USD 66,000 - 119,000; Full time

Benefits offered by this job

Medical, Dental & Vision coverage

401(k) with Company Match

Paid time off: Vacation, Sick, Holiday

Hybrid/Remote Work Options

Early Friday Closure

Job summary

EquiTrust Life Insurance Company seeks a Financial Analyst, Financial Planning & Analysis, to support forecasting, budgeting, and analytics across departments. You’ll build and refine financial models, develop Power BI dashboards, and deliver insights to senior leadership.

Ideal candidates have strong Excel skills, experience with BI tools, and a track record in financial analysis. This role offers hybrid work options and a competitive benefits package.

Qualifications

• Bachelor’s degree in Accounting, Finance, Actuarial Science, or related field.
• CPA, CFA, FRM, LOMA designation is a plus.
• Strong financial modeling, analytical, and problem-solving skills.
• Ability to analyze and synthesize large data sets into meaningful insights that support informed decision-making.

Responsibilities

• Support development and maintenance of company forecasts, financial plans, business plans, and capital plans.
• Perform monthly, quarterly, and annual financial analysis, including monitoring KPIs, trends, and variances.
• Build, maintain, and enhance financial models using advanced Excel tools and other BI applications.
• Develop and maintain Power BI reports, dashboards, and other management reporting tools.
• Partner with departments to gather, analyze, and validate data used in planning, forecasting, and reporting.
• Support capital planning and analysis, including regulatory and rating agency capital frameworks.
• Prepare presentations for senior management, the Board of Directors, rating agencies, and other stakeholders.

Skills

Financial modeling

Power BI

Advanced Excel

Forecasting

Budgeting

Data analysis

Education

Bachelor’s degree in Accounting, Finance, Actuarial Science, or related field

Tools

Power Query

ERP systems

Job description

About Us

EquiTrust Life Insurance Company is a national carrier of competitive, client-friendly annuity products sold through a variety of distribution channels, including more than 20,000 independent agents and independent marketing organizations (IMOs). Since 2003, we have provided exceptional customer service to our clients by operating with integrity and passion. Our efforts are supported by a dedicated workforce who execute their responsibilities through teamwork and an entrepreneurial spirit. EquiTrust sells products nationwide and is headquartered in Chicago, Illinois, with operations in West Des Moines, Iowa.

How You’ll Contribute

As a Financial Analyst, Financial Planning & Analysis, you’ll support the Sr. Manager and VP of Financial Planning & Analysis, as well as the Chief Accounting Officer, in driving company-wide financial planning, forecasting, and analytical initiatives. You’ll leverage advanced Excel and Power BI skills to build models, develop forecasts, and create insightful reports. Your work will support decision-making across departments including Financial Reporting, Investment Accounting, Treasury, Actuarial, and Tax.

What You’ll Do (All Levels)

• Support the development and maintenance of company forecasts, financial plans, business plans, and capital plans
• Perform monthly, quarterly, and annual financial analysis, including monitoring key performance indicators, identifying trends, and analyzing unexpected variances
• Build, maintain, and enhance financial models using advanced Excel tools and other business intelligence applications
• Develop and maintain Power BI reports, dashboards, and other management reporting tools
• Partner with departments across the organization to gather, analyze, and validate data used in planning, forecasting, reporting, and ad hoc analysis
• Partner with Investment Accounting and the Front Office to develop investment analytics and support the investment planning process
• Support capital planning and analysis, including applicable regulatory and rating agency capital frameworks
• Prepare presentations and financial materials for senior management, the Board of Directors, rating agencies, and other stakeholders
• Work with data and technology partners to improve the quality, accessibility, and effectiveness of information used for reporting, forecasting, and decision-making
• Identify opportunities to improve processes, strengthen controls, increase efficiency, and enhance documentation
• Provide ad hoc financial reporting and analysis to support organizational priorities

Leveling Guide (Associate Vs. Vice President)

Financial Analyst, Financial Planning & Analysis

Salary Range: $65,658.00-$90,280.00

• 2+ years of financial planning & analysis, finance, or related experience
• Supports monthly, quarterly, and annual financial analysis and reporting
• Assists in the development and maintenance of forecasts, financial plans, and capital plans
• Develops and maintains financial models, Power BI reporting, and organizational or departmental KPIs
• Supports research and monitoring of changes to regulatory and rating agency capital requirements
• Partners with business areas to gather and analyze information used in forecasts, plans, and other financial analysis
• Supports senior team members on departmental and Company initiatives
• Monitors financial performance, identifies trends and variances, and helps translate findings into actionable information
• Identifies opportunities for process improvement, automation, and enhanced documentation
• Demonstrates the ability to work autonomously on assigned responsibilities while seeking guidance as appropriate

Senior Financial Analyst, Financial Planning & Analysis

Salary Range: $86,833.00-119,395.00

• 3+ years of financial planning & analysis, finance, or related experience
• Demonstrated experience assisting with or leading the development and completion of forecasts, budgets, financial models, and other planning activities
• Takes greater ownership of financial modeling, forecasting, reporting, and analytical deliverables
• Actively contributes to the development of the Company’s multi-year business plan, including statutory and embedded value planning
• Builds and enhances planning models using advanced Excel, Power Query, Power BI, and other business intelligence tools
• Develops and maintains projected cash flow models and contributes to Company capital modeling
• Leads or independently performs investment analysis and partners with Investment Accounting and the Front Office on the investment plan
• Advises and supports department managers throughout the forecasting and planning process
• Synthesizes financial and operational data into clear insights and recommendations for management
• Prepares and supports presentations for senior management and the Board of Directors
• Leads or contributes to process improvements, automation, controls, and documentation initiatives
• Serves as a collaborative resource to other team members and business partners and may provide guidance or mentorship on projects and analytical work

What You’ll Bring

Education:

• Bachelor’s degree in Accounting, Finance, Actuarial Science, or a related field
• CPA, CFA, FRM, LOMA designation, or progress toward a relevant professional designation is a plus

Knowledge, Skills, and Abilities:

• Strong financial modeling, analytical, and problem-solving skills
• Strong understanding of financial statements, financial metrics, and underlying business processes
• Ability to analyze and synthesize large data sets into meaningful insights that support informed decision-making
• Strong attention to detail and commitment to producing accurate, high-quality work
• Effective written and verbal communication skills
• Ability to develop positive working relationships across departments and organizational levels
• Ability to manage multiple priorities and work both independently and collaboratively
• Advanced working knowledge of Excel
• Working knowledge of PowerPoint, Power BI, ERP systems, and other accounting and finance applications
• Understanding of forecasting, financial planning, and budgeting processes
• Ability to identify opportunities for process improvement and automation with a data-driven mindset
• Life insurance and/or annuity industry experience is preferred

Physical Requirements

• Primarily sedentary work with frequent sitting and computer use
• Ability to communicate effectively and participate in meetings
• Occasional standing, walking, reaching, bending, and other routine office movement
• Ability to perform fine manipulation associated with computer and office equipment us

Where You’ll Work

• Location: West Des Moines, Iowa or Chicago, Illinois
• Work Arrangements: Mostly Off-Site
• Travel Requirements: Occasional travel (5%-10% of the time)

Compensation and Pay Philosophy

The pay range for this role is either $65,658.00-$90,280.00 for an Analyst or $86,833.00-119,395.00 for an Senior Analyst. This reflects the expected compensation for the position at the time of posting. The final offer will be based on factors such as the candidate’s experience, qualifications, geographic location, and internal equity, and may be higher or lower than the posted range. The pay range is subject to change in the future in accordance with applicable laws. EquiTrust is committed to fair and competitive compensation that considers individual and organizational needs.

Total Rewards

In addition to base pay, EquiTrust may, within its sole discretion and depending on the relevant circumstances, criteria, and considerations at the time, grant eligible employees annual discretionary incentive bonuses. Eligible employees also have access to a competitive benefits package including:

• Medical, Dental & Vision coverage
• 401(k) with Company Match
• Paid time off: Vacation, Sick, Holiday, and more
• Paid Parental Leave for both Mothers and Fathers
• Hybrid/Remote Work Options
• Early Friday Closure

EquiTrust is an Equal Opportunity Employer and participates in the U.S. Federal E-Verify program. Applicants have rights under federal and state employment laws. To learn more, visit EquiTrust Careers.