Financial Analyst Engineer

sun west direct; Cerritos, Northern (CA, KY); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Sun West Mortgage Company, with AngelAi, seeks a Financial Systems Engineer to own a critical financial infrastructure segment and build forward-looking risk models. The role combines financial engineering with operational optimization in a highly regulated fintech environment.

Ideal candidates have a finance-focused degree and strong ability to translate contracts into system logic, driving efficiency and predictive insights across the Sun West platform.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related quantitative discipline.
• Strong command of accounting fundamentals and financial statement analysis.
• The rare ability to read, interpret, and translate legal/contractual documents into financial system logic.
• A Financial Engineering Mindset—you see finance as a system to be optimized and performance-tuned.
• High intellectual curiosity and genuine passion for understanding how financial systems actually operate.
• Comfort owning ambiguity and navigating complex, high-stakes financial structures.
• Disciplined, detail-oriented, and capable of independent leadership.
• Mortgage, fintech, or financial services experience is a plus, but your raw technical rigor and drive are mandatory.

Responsibilities

• Own: A defined, critical section of the company's financial infrastructure.
• Engineer: Build, stress-test, and deploy forward-looking models to manage risk and predict financial outcomes.
• Optimize: Actively control how capital, risk, and operational costs move through the business.
• You will be expected to think like a systems engineer, not an accountant producing historical summaries.

Skills

Financial modeling

Risk management

Quantitative analysis

Financial engineering

Contract interpretation

Regulatory knowledge

Leadership

Education

Bachelor's degree in Finance, Accounting, Economics, or related quantitative discipline

Job description

Team: AngelAi | Sun West Mortgage Company About AngelAi & Sun West

You're not just joining a mortgage company—you're joining AngelAi, the high‑growth fintech engine of a trusted leader in finance since 1980.

We build emotionally intelligent AI systems, like our patented AngelAi and TRU Approvals® platforms, that are fundamentally transforming financial services. Your work will directly touch high‑stakes, real‑time financial intelligence, risk detection, and decision automation across a heavily regulated environment.

We're scaling our financial infrastructure, and we need sharp minds to strengthen the financial engineering, modeling, and optimization that powers the entire Sun West platform.

The Mission:

Forget passive reporting and static spreadsheets. We are hiring Financial Analysts / Engineers to operate at the intersection of quantitative modeling, risk management, and high‑performance system optimization.

This is a deep‑ownership role where you will:

• Own: A defined, critical section of the company's financial infrastructure.
• Engineer: Build, stress‑test, and deploy forward‑looking models to manage risk and predict financial outcomes.
• Optimize: Actively control how capital, risk, and operational costs move through the business.

You will be expected to think like a systems engineer, not an accountant producing historical summaries.

Your Impact:

• Architect and Own: Full oversight of a significant domain within Sun West's financial books.
• Deploy Models: Engineer and continuously maintain high‑fidelity financial models, forecasts, and projections.
• Hunt for Efficiency: Identify systemic inefficiencies, risks, and game‑changing optimization opportunities across financial operations.
• Decipher & Translate: Analyze complex financial statements, contracts, and legal documents to translate regulation into measurable improvements and compliance logic.
• Advise Leadership: Partner directly with AI, Engineering, and Executive teams to surface deep insights, predictive trends, and critical early warning indicators.
• Proactively Drive Change: Raise red flags and propose actionable optimization strategies that materially impact the bottom line.

Skills You Bring:

• We're looking for individuals with a builder's mindset and intellectual intensity
• Bachelor's degree in Finance, Accounting, Economics, or a related quantitative discipline.
• Strong command of accounting fundamentals and financial statement analysis.
• The rare ability to read, interpret, and translate legal/contractual documents into financial system logic.
• A Financial Engineering Mindset—you see finance as a system to be optimized and performance‑tuned.
• High intellectual curiosity and genuine passion for understanding how financial systems actually operate.
• Comfort owning ambiguity and navigating complex, high‑stakes financial structures.
• Disciplined, detail‑oriented, and capable of independent leadership.

Mortgage, fintech, or financial services experience is a plus, but your raw technical rigor and drive are mandatory.

Why You'll Choose This Role:

• You Are a Builder, Not a Reporter: You are hired as a financial systems engineer.
• Direct, Material Ownership: Control financial domains that directly impact the entire Sun West platform.
• Real Complexity: Work on complex, real‑world financial systems under regulatory pressure.
• Influence Architecture: Your analysis and modeling will directly influence risk detection, system efficiency, and long‑term financial strategy.
• Elite Collaboration: Work side‑by‑side with AI, engineering, and executive leadership teams from day one.

Equal Opportunity Statement:

Sun West Mortgage Company and AngelAi are committed to creating a diverse and inclusive workplace. We are proud to be an equal opportunity employer and welcome candidates from all backgrounds.

IF YOU ARE LOOKING TO MAKE A DIFFERENCE, THIS IS THE PLACE TO BE.