Financial Analyst

Century Support Services; Pittsburgh (Allegheny County); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Health, Dental, and Vision Insurance

401K with matching

Generous PTO package

Employee Recognition Programs

Job summary

A leading debt settlement firm in Pittsburgh is seeking a Financial Analyst / Modeler to enhance financial planning and decision-making. This role entails developing complex financial models and providing insights to senior leadership. Candidates should possess a Bachelor's in Accounting or Finance with an MBA preferred, strong Excel skills, and experience in the financial services industry. Competitive compensation and significant career development opportunities are provided, along with a comprehensive benefits package, including medical, dental, vision, and 401K matching.

Qualifications

• Minimum of three years of experience in financial modeling and analysis.
• Advanced knowledge of corporate finance and capitalization structures.
• Strong BI capabilities, especially in Tableau.

Responsibilities

• Develop and maintain complex financial models for analysis and forecasting.
• Prepare management reporting dashboards and KPIs.
• Assist in the development of the annual operating plan/budget.

Skills

Financial modeling

Analytical skills

Excel proficiency

Communication skills

Business Intelligence (Tableau)

Education

Bachelor’s Degree in Accounting or Finance

MBA

Tools

Excel

Tableau

Job description

DEPARTMENT:Finance

FLSA STATUS:Salary(Exempt)

Century is one of the nation’s largest debt settlement companies, helping consumers resolve their unsecured debts. This is an exciting opportunity to join a high-growth, evolving, proven, and successful organization. The company’s culture is built on caring for its clients and employees for over 20 years.

We value each and every one of our team members and recognize that their wide array of perspectives and life experiences fuel the strength of our organization. Our ongoing commitment to every member of our team has earned us several ‘best/top workplace’ and ‘growth’ awards, and those recognitions inspire us to continually exceed expectations.

JOB SUMMARY

The Financial Analyst / Modeler will play a critical role in financial planning, forecasting, and strategic decision-making for a growing debt settlement company. This role is responsible for building and maintaining complex financial models that evaluate client portfolios, settlement performance, cash flows, profitability, and regulatory impacts. The ideal candidate has strong analytical skills, deep Excel and modeling expertise, and experience in consumer finance, lending, debt settlement, or financial services.

DUTIES AND RESPONSIBILITIES

• Develop and maintain detailed financial models:
  • Client enrollments, attrition, and settlement timelines
  • Cash flow forecasting and managing the borrowing base/leverage
  • Portfolio performance and settlement rate assumptions
  • Update and maintain performance curves
• Model scenario and sensitivity analyses to assess business risks and opportunities.
• Prepare management reporting dashboards and KPI’s.
• Partner with Accounting to ensure alignment between forecasts and actual results.
• Provide financial and operational insights to senior leadership to support strategic initiatives, growth planning, capital allocation and comp structure.
• Data Analytics and Visualization:
  • Partner with data, operations and accounting teams to ensure data accuracy.
  • Optimize BI sources and calculations to improve performance and usability.
• Assist the Sr. Financial Analyst with development of the annual operating plan/budget.
• Assist with due diligence on portfolio acquisitions or other M&A activity as needed.
• Update and monitor the unit economics model. This will involve understanding the core performance drivers, variable and fixed costs in the business, portfolio financial drivers, and operating metrics.
• Assist with monthly board package development including portfolio performance analysis.
• Assist CFO with specific reporting and analysis that the key lender and other investors may need.

KNOWLEDGE AND ESSENTIAL SKILLS

• Bachelor’s Degree or equivalent in Accounting or Finance; MBA is preferred.
• Preferred industry background includes debt settlement, financial services, or industries with high volume of transactional data.
• Minimum of three years of experience in modeling and providing sensitivity analysis.
• Advanced knowledge and heavy use of Excel.
• Deep understanding of corporate finance, financial returns analysis, and company capitalization structures is required.
• Understanding of balance sheet and cash flow modeling including sweeping excess cash.
• Strong BI capabilities (specifically Tableau).
• The candidate must have excellent written and verbal communication skills to support the creation of presentations, briefings, due diligence findings, etc. Candidate will be expected to present to senior leadership, Board, investors, and lenders.
• Advanced skills with Microsoft Excel, Word, and PowerPoint.
• Will need to be able to work off-hours/weekends as needed for investment analysis.
• Competitive compensation package
• Career development & growth opportunities through performance and career pathing
• 100% Premiums paid on Basic Life insurance, AD&D, Short-Term Disability, and Long-Term Disability
• Affordable Medical, Dental, and Vision coverage that begins on first day of employment with generous contribution
• Optional Supplemental Insurance for Life Insurance, Critical Illness, and Accident
• Employee Recognition Programs – Standing Ovation, Voice of Support, and Time in Service Bonus
• 401K plan with 100% matching up to 4% and immediately vested
• No cost Employee Assistance Program and Travel Assistance
• Generous PTO package that starts on day 1 and increases after 1st year
• Commitment to employee communication through employee suggestions and engagement surveys
• Experienced leadership team with decades of industry experience
• Great team members who want you to succeed!