Financial Analyst

Satterfield & Pontikes; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

Pontikes, LLC is seeking a Financial Analyst to support Investment & Finance and Development teams from underwriting to tracking financial performance across the full development cycle. You will build and maintain proformas, cash-flow models, and return analyses that leadership relies on to make capital decisions, while flagging risks and opportunities.

You will interact with lenders and investors and work under the VP, Investment & Finance to contribute to decision-ready analyses and

Qualifications

• 2+ years of experience in real estate underwriting, investment analysis, commercial banking, accounting, or a related analytical role.
• Strong financial modeling and Excel proficiency required; ability to build and audit a proforma from the ground up.
• Familiarity with real estate return metrics (IRR, equity multiple, yield-on-cost) and the development cycle

Responsibilities

• Build, maintain, and audit development proformas, cash-flow models, and return analyses (IRR, equity multiple, yield-on-cost) for active and prospective projects.
• Underwrite prospective acquisitions and development opportunities, including market research, rent and sales comparables, and feasibility analysis.
• Monitor project performance against underwriting assumptions and flag variances to leadership.
• Prepare investor and lender reporting packages, including quarterly updates, draw reconciliations, and capital-activity updates.
• Support capitalization efforts by assembling lender and investor materials, sizing debt and equity, and maintaining the sources-and-uses for each.
• Assist in tracking project budgets, cost-to-complete, and cash-flow forecasts in coordination with the Development Team.
• Maintain the firm's financial data - deal pipeline, returns tracking, and portfolio-level roll-ups - so leadership has a current, accurate picture.
• Conduct sensitivity and scenario analysis on key assumptions (rents, exit cap rates, cost, timing) to stress-test scenarios.
• Support disposition analysis, including hold-sell evaluations and exit strategies.
• Prepare clear, well-organized materials for investment committee and leadership.
• Coordinate with accounting and property management to reconcile actuals against projections.

Skills

Financial modeling

Excel proficiency

Underwriting

Market research

Lender/investor communication

Education

BS in Finance, Economics, Data Science or related

Tools

Excel

Job description

The Financial Analyst supports the Investment & Finance and Development teams by underwriting, modeling, and tracking the financial performance of the firm's projects across the full development cycle. You are the analytical engine behind the deal - building and maintaining the proformas, cash-flow models, and return analyses that leadership relies on to make capital decisions. You should be developing deep proficiency in real estate financial modeling and a working understanding of how entitlement, construction, leasing, and disposition decisions flow through to returns. As the Financial Analyst, you should be building the judgment to not just run the numbers, but to understand what they mean and to flag risks and opportunities to the team. You will interact with lenders, investors, and internal stakeholders, and you will represent Pontikes, LLC in a positive and professional way. Pontikes, LLC has a deep bench of experts in development, construction, and property management to learn from; the Finance Team is responsible for turning that activity into clear, decision-ready analysis. Working under the direction of the VP, Investment & Finance, your responsibilities are outlined below.

PRIMARY DUTIES & RESPONSIBILITIES

• Build, maintain, and audit development proformas, cash-flow models, and return analyses (IRR, equity multiple, yield-on-cost) for active and prospective projects.
• Underwrite prospective acquisitions and development opportunities, including market research, rent and sales comparables, and feasibility analysis.
• Monitor project performance against underwriting assumptions and flag variances to
• Prepare investor and lender reporting packages, including quarterly updates, draw reconciliations, and capital-activity
• Support capitalization efforts by assembling lender and investor materials, sizing debt and equity, and maintaining the sources-and-uses for each
• Assist in tracking project budgets, cost-to-complete, and cash-flow forecasts in coordination with the Development Team.
• Maintain the firm's financial data - deal pipeline, returns tracking, and portfolio-level roll-ups - so leadership has a current, accurate picture.
• Conduct sensitivity and scenario analysis on key assumptions (rents, exit cap rates, cost, timing) to stress-test
• Support disposition analysis, including hold-sell evaluations and exit
• Prepare clear, well-organized materials for investment committee and leadership
• Coordinate with accounting and property management to reconcile actuals against projections.
  

EXPERIENCE

• 2+ years of experience in real estate underwriting, investment analysis, commercial banking, accounting, or a related analytical role.
• Strong financial modeling and Excel proficiency required; ability to build and audit a proforma from the ground
• Familiarity with real estate return metrics (IRR, equity multiple, yield-on-cost) and the development cycle
• BS in Finance, Economics, Data Science or related preferred