Financial Analyst

Bare Home; Forest Lake (MN); On-site; USD 85,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

Short-Term Disability

Life Insurance with Company Match

Paid Time Off and Holidays

401(k) Retirement Plan with Company Mâ

Job summary

Bare Home in Forest Lake, MN is seeking a Financial Analyst to join our growing finance team. This hands-on role partners with the Senior Financial Planning Analyst and executive leadership to build analyses that drive pricing, purchasing, channel and investment decisions.

You will handle budgeting, forecasting, cash flow modeling, and profitability analysis across revenue streams and product categories. This position offers real impact in a fast-growing e-commerce textiles business with 100M+

Qualifications

• 2-4 years of experience in financial analysis, FP&A, or related.
• Bachelor's degree in Finance, Accounting, Economics, Business, or related.
• Advanced Excel skills with complex formulas and financial model construction.
• Strong understanding of revenue, margin, and cash flow relationships.
• Clear written and verbal communication; able to present to leadership.
• Self-starter who can manage multiple requests and prioritize.
• Reliable attendance and punctuality.

Responsibilities

• Build and maintain recurring financial reporting across revenue, margin, and expenses by channel.
• Analyze profitability by SKU, category, and channel including marketplace fees and freight.
• Support month-end close and explain drivers of variances.
• Develop summaries and visuals for executive leadership.
• Partner with BI on data sources, dashboards, and reporting consistency.
• Support Supply Chain, Marketplace and Operations with cost analysis.

Skills

Advanced Excel

Financial analysis

Budgeting & forecasting

Communication skills

Problem solving

Education

Bachelor's degree in Finance or related

Tools

Power BI

SQL

NetSuite

Job description

Forest Lake / Columbus, Minnesota | On-Site| Full-Time

$85,000 - $100,000 per year (based on experience and skill set)

About Us

JP Ecommerce has been named one of the top-ten fastest-growing businesses in Minnesota by Inc. 5000 for the past four years in a row. We provide customers with high-quality bedding through our brand Bare Home. As a $100M+ e-commerce textile company, we source premium products from China, India, Pakistan, and Turkey while also manufacturing cotton products in the USA.

We've grown from a small startup to a team of more than 90 employees, and we're continuing to expand as we scale our operations to support 30% year-over-year growth. Our collaborative, entrepreneurial culture means your analysis lands directly in front of the people making decisions - not three layers down from them.

Position Overview

We're looking for a Financial Analyst to join our growing finance function - this is an addition to the team, not a backfill. There is more analytical work in this business than one person can carry: budgeting and forecasting support, margin and profitability analysis, cash flow modeling, and a steady stream of executive-level questions that deserve real answers with real numbers behind them.

You’ll work alongside our Senior Financial Planning Analyst and directly with executive leadership of a $100M+ company - building the analyses that drive pricing, purchasing, channel, and investment decisions. This is a hands-on role for an analyst with a few years of experience who wants exposure across an entire P&L, from marketplace fees and freight costs to inventory investment and headcount planning, in a company small enough that your work actually changes what happens next.

What You'll Do

Financial Analysis & Reporting

• Build and maintain recurring financial reporting on revenue, margin, and expense performance across sales channels and product categories
• Analyze profitability by SKU, category, and channel — including marketplace fees, freight, storage, and fulfillment costs — and surface what the numbers mean
• Support month-end close analysis in partnership with the Accounting team, investigating variances and explaining drivers
• Develop clear, decision-ready summaries and visuals for executive leadership

Budgeting & Forecasting

• Support the annual budgeting process and quarterly reforecasts — building department-level templates, consolidating inputs, and tracking actuals against plan
• Assist with cash flow forecasting and working capital analysis, including inventory investment and payment timing
• Maintain and improve financial models for scenario planning, pricing decisions, and capital purchases

Business Partnering

• Field analytical requests from leadership and department heads — scoping the question, pulling the data, and delivering an answer that holds up
• Partner with our Business Intelligence team on shared data sources, dashboards, and reporting consistency
• Support Supply Chain, Marketplace, and Operations teams with cost analysis and financial input on operational decisions
• Help build the repeatable processes, templates, and documentation that let the finance function scale as we grow

What You Need

Must-Haves

• 2-4 years of experience in financial analysis, FP&A, corporate finance, or accounting with significant analytical responsibility
• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field
• Advanced Excel skills — complex formulas, pivot tables, VLOOKUP/XLOOKUP, and financial model construction
• Solid understanding of financial statements and how revenue, margin, and cash flow connect
• Strong analytical and problem-solving skills, with the ability to explain your numbers and defend your recommendations
• Clear written and verbal communication — comfortable presenting analysis to leadership
• Self-starter who can manage multiple requests, prioritize independently, and take direction
• Reliable attendance and punctuality

Nice-to-Haves

• Experience in e-commerce, retail, consumer products, or inventory-based businesses
• Experience with an ERP system (NetSuite or similar)
• Power BI, SQL, or other data analysis and visualization skills
• Exposure to marketplace economics (Amazon, Walmart, Target) — fees, advertising, and fulfillment cost structures
• CPA, CFA progress, or an advanced degree

Pay: $85,000 - $100,000 per year (based on experience and skill set). This is an exempt, salaried position.

• Medical, Dental, and Vision Insurance
• Short-Term Disability (at no cost to employees)
• Life Insurance starting at $25,000 (at no cost to employees, with option to purchase additional coverage)
• Paid Family and Medical Leave Act (PFMLA) - Paid Maternity and Paternity Leave
• 401(k) Retirement Plan with Company Match
• Paid Time Off and Holidays
• Career advancement opportunities in a rapidly growing company

Location & Requirements

This position is 100% on-site at our Forest Lake/Columbus, Minnesota headquarters. Standard hours are Monday-Friday, 7:30 AM-4:30 PM, with some flexibility based on business needs.

We are only considering candidates who:

• Currently live in Minnesota or the immediate surrounding area
• Can reliably commute to our Forest Lake/Columbus location daily
• Are available for in-person interviews at our office

Visit us: https://barehome.com/

At Bare Home, we strive to create a culture where all people come first. We are committed to attracting and retaining a diverse workforce. Therefore, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Bare Home is an equal-opportunity employer, and by doing so, we aim to sustain and promote an inclusive culture that supports future growth for all.