Financial Analyst

Citadel Credit Union; Exton (PA); On-site; USD 70,000 - 90,000; Full time

Job summary

Citadel Credit Union in Exton, PA is seeking a Financial Analyst to join the Finance team. This role reports to the VP of FP&A and is responsible for month-end financial reporting and loan loss allowance calculations, with involvement across marketing investment analysis and new product evaluation.

This position suits a curious, analytical, and detail-oriented professional who can handle large data sets and produce actionable insights to influence business decisions and leadership reviews.

Qualifications

• At least three plus years of experience in financial analysis, business analysis, consulting, investment banking, or equivalent experience in consulting, investment banking, credit card, banking and other financial institutions.
• Superior proficiency with Excel.
• Firm grasp of financial theory and basic economics.

Responsibilities

• Perform financial forecasting, reporting, and operational metrics tracking
• Analyze financial data and create financial models for decision support
• Perform product and segment financial analysis
• Report on financial performance and prepare for regular leadership reviews
• Analyze past results, perform variance analysis, identify trends, and make recommendations for improvements
• Support all business lines for marketing investment analysis, new product evaluation etc.
• Work closely with the accounting team to ensure accurate financial reporting
• Evaluate financial performance by comparing and analyzing actual results with plans and forecasts
• Perform monthly product yield, delinquency, and cash flow analysis.
• Provide monthly dealer participation analysis.
• Manage Collections reporting including Daily Delinquency Reporting, Loan Modifications review, monthly collections reporting etc.
• Provide jeopardy loan analysis for monthly allowance for loan loss workbook.
• Provide support for NCUA quarterly 5300 and compliance reporting.
• Prepares month-end financial analysis and reporting and updates financial dashboard, scorecards, and monthly reporting deck.
• Assist with adhoc financial analysis and data requests.
• Other duties as assigned.

Skills

Financial analysis

Forecasting

Data analysis

Communication

Problem solving

Education

Bachelor's degree in Finance

Concentration in Finance or Statistics

Tools

Excel

Job description

Job Overview

Are you looking for an attractive opportunity to make an impact at a high growth company that has been growing at a double-digit rate? Then we have the right role for you at Citadel! We are seeking a Financial Analyst to join the Finance team. This role reports to our VP of FP&A and is based in our corporate headquarters in Exton, PA. This individual will be responsible for month-end financial reporting and analysis for Citadel including loan loss allowance calculation. This role will support all business lines for marketing investment analysis, new product evaluation etc. This is an exciting opportunity for someone intellectually curious, analytically oriented, and detail attentive. The role is for those comfortable analyzing large quantity of data, to drive actionable insights, that influences business decision-making.

Are you looking for an attractive opportunity to make an impact at a high growth company that has been growing at a double-digit rate? Then we have the right role for you at Citadel! We are seeking a Financial Analyst to join the Finance team. This role reports to our VP of FP&A and is based in our corporate headquarters in Exton, PA. This individual will be responsible for month-end financial reporting and analysis for Citadel including loan loss allowance calculation. This role will support all business lines for marketing investment analysis, new product evaluation etc. This is an exciting opportunity for someone intellectually curious, analytically oriented, and detail attentive. The role is for those comfortable analyzing large quantity of data, to drive actionable insights, that influences business decision-making.

Responsibilities

• Perform financial forecasting, reporting, and operational metrics tracking
• Analyze financial data and create financial models for decision support
• Perform product and segment financial analysis
• Report on financial performance and prepare for regular leadership reviews }

  Analyze past results, perform variance analysis, identify trends, and make recommendations for improvements

• Support all business lines for marketing investment analysis, new product evaluation etc.
• Work closely with the accounting team to ensure accurate financial reporting
• Evaluate financial performance by comparing and analyzing actual results with plans and forecasts
• Perform monthly product yield, delinquency, and cash flow analysis.
• Provide monthly dealer participation analysis.
• Manage Collections reporting including Daily Delinquency Reporting, Loan Modifications review, monthly collections reporting etc.
• Provide jeopardy loan analysis for monthly allowance for loan loss workbook.
• Provide support for NCUA quarterly 5300 and compliance reporting.
• Prepares month-end financial analysis and reporting and updates financial dashboard, scorecards, and monthly reporting deck.
• Assist with adhoc financial analysis and data requests.
• Other duties as assigned.

Qualifications And Education Requirements

• At least three plus years of experience in financial analysis, business analysis, consulting, investment banking, or equivalent experience in consulting, investment banking, credit card, banking and other financial institutions.
• Strong level of financial and business acumen to be able to drive results for a breadth of initiatives.
• Prior experience conducting loan portfolio analytics or portfolio risk management preferred
• Bachelor's degree in Finance, Business, quantitative field or related discipline
• Degree with a concentration in Finance or Statistics preferred
• Superior proficiency with Excel.
• Firm grasp of financial theory and basic economics

Additional Skills/Notes

• High level of critical thinking to formulate business issues into analytical problems and devise actionable solutions.
• Robust communication, interpersonal, presentation, and organizational skills.
• Must have ability to interact and partner effectively at multiple levels of the organization.
• Ability to work independently.