Financial Analyst

United Educators; Bethesda (MD); Hybrid; USD 82,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401(k) matching and contributions

Life Insurance

Disability Insurance

PTO & Holidays

Job summary

United Educators is seeking a Financial Analyst to support FP&A with budgeting, forecasting, and performance analytics. The role offers exposure to budgeting tools, Power BI, and SQL in a hybrid environment, focusing on G&A cost optimization and decision-support for leadership.

The ideal candidate has 2+ years in FP&A, strong Excel skills, and an interest in data analytics and automation. This position provides growth within a mission-driven insurance finance team.

Qualifications

• Bachelor's degree in finance, accounting, economics, MIS, data analytics, or related quantitative field.
• Typically 2 years of FP&A or financial analysis experience; internship or co-op may count.
• Strong analytical and problem-solving skills with curiosity about drivers.
• Interest in financial modeling, forecasting and scenario analysis.
• Proficiency in Microsoft Excel; experience with formulas, pivot tables, data organization/analysis.
• Exposure to Power BI or other BI/data visualization tools preferred.
• Interest in automation/AI tools to improve productivity and analysis.
• Experience with SQL or low-code tools a plus.
• Strong written and verbal communication and collaborative skills.

Responsibilities

• Prepare financial models and scenario analyses using Excel and FP&A platforms.
• Lead as primary analyst for G&A operating expenses and monthly forecast updates.
• Analyze actual results against budget and explain variances to finance leadership.
• Partner with business areas to understand drivers and use technology to improve analysis.
• Develop KPIs, dashboards and recurring reports for financial and operating insight.
• Support special projects as needed.
• Adhere to cybersecurity policies and required training.

Skills

Financial Modeling

Forecasting

SQL

Power BI

Excel

Analytical Thinking

Communication

Education

Bachelor's degree in finance or accounting

Internship/Co-op experience

Tools

Power BI

Excel

SQL

Solver/Data Rails/Cube

Job description

ABOUT UE:

United Educators (UE) is a liability insurance company that serves K-12 schools, colleges and universities across the United States. UE focuses on long-term partnerships that help educational institutions identify, avoid, and manage risks. Guided by our mission to support education, we provide customized coverage, relevant risk management resources, and claims support grounded in education-sector expertise. At UE, you will join a collaborative, mission-driven team committed to delivering flexible insurance solutions, responsive service, and meaningful value to the institutions we serve.

The Financial Analyst supports the Director of FP&A and the broader Finance team in preparing the annual operating budget and forecasts, analyzing business initiatives and operating expenses, and developing financial reporting and decision-support tools. The role is designed for an early-career professional who brings solid financial fundaments and is curious, analytical and technically minded, with an interest in building a career in financial planning and analysis. The Financial Analyst will gain broad exposure to FP&A while serving as a primary analytical resource for general and administrative (G&A) operating expenses.

RESPONSIBILTIES:

• Help prepare financial models and scenario analysis using Excel, Power BI and FP&A financial planning platform to evaluate business initiatives, cost trends, resource needs and other management decisions.
• Serve as the primary analyst for G&A operating expenses, coordinating inputs, maintaining supporting schedules, and preparing monthly forecast updates.
• Analyze actual results against budget and forecast; investigate variances, identify underlying drivers and communicate clear explanations to finance leadership.
• Partner with business areas to gather information, understand financial drivers and use technology, automation and AI-enabled tools, where appropriate, to improve the efficiency and quality of analysis and reporting.
• Assist with development of management metrics (KPIs), dashboards and recurring reports that provide insight into financial and operating performance.
• Support special projects as assigned.
• This position requires adherence to United Educators' cybersecurity policies and industry best practices to protect company and member data. Employees must incorporate security-conscious practices appropriate to their role into daily work and complete required security training.

REQUIREMENTS:

• Bachelor's degree in finance, accounting, economics, management information systems, data analytics, business or a related quantitative discipline
• Typically requires 2 years of relevant experience in FP&A, financial analysis, accounting, business analytics or a related field; internship, co-op, academic project or comparable experience may be considered
• Strong analytical and problem-solving skills, including curiosity about business drivers and a willingness to investigate why results differ from expectations
• Interest in financial modeling, forecasting and scenario analysis, with the ability and desire to develop these skills on the job
• Working proficiency in Microsoft Excel; experience with formulas, pivot tables and organizing or analyzing data is preferred
• Exposure to Power BI or other business intelligence/data visualization tools through work, coursework or projects is preferred
• Interest in technology, automation and AI-assisted tools and a willingness to experiment with new tools to improve productivity and analysis
• Experience with SQL, PowerApps/Power Automate or similar low-code tools a plus
• Strong written and verbal communication skills and the ability to work collaboratively with Finance colleagues and business partners
• Detail-oriented, organized and able to manage deadlines while developing increasing independence and ownership
• Exposure to a financial planning or budgeting system such as Solver, Datarails or Cube is a plus but not required.
• Prior insurance industry experience is a plus but not required.

The below annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate's work experience, education and training, the work location as well as market and business considerations.

Salary Range

$82,000-$90,000 USD

BENEFITS:

• Health Insurance - We offer subsidized plan options with an optional pre-tax Health Savings Account (HSA), including an annual employer contribution and investment options. The plans offer a prescription benefit and telehealth
• Dental Insurance - Two plan levels are available, depending on needs
• Vision Insurance -We offer in- and out-of-network options; Lasik discounts are available.
• 401(k) - UE makes a 3% safe harbor non-elective contribution beginning the first of the month after date of hire; these funds are vested immediately. After one year of service, employees receive a 7% profit sharing non-elective contribution, as well as become eligible for a matched contribution of 25% of the first 5% employee deferral. Employees can make pre-tax contributions or taxed (Roth) salary reductions. Catch-up contributions for employees 50 years old and over. Employer contributions are fully vested immediately
• Life Insurance - UE pays for Basic Life Insurance, and employees have the option to apply for additional Voluntary coverage
• Short- and Long-Term Disability Insurance - We offer coverage in the event employees are unable to work for a period of time
• For the first two years of employment, employees accrue PTO at 24 days per year. At the beginning of the third year of service, employees accrue 30 days per year of PTO
• 11 paid holidays annually including Juneteenth and an employee choice floating holiday
• Bonus eligibility is based on salary earned and performance for the year
• Hybrid environment - employees are typically in the office 2-3 days per week after the initial training period
• Inclusive and supportive culture that embraces diversity and provides opportunities for all to succeed
• Monthly lunches and various social events throughout the year
• Opportunities to join the Social Committee, Employee Resource Groups (ERGs), and Inclusion, Diversity, and Equity Alliance (IDEA)