Financial Analysis- Home Lending Consumer Pricing and Rev Management- Associate

JPMorgan Chase & Co.; Kentucky; On-site; USD 70,000 - 110,000; Full time

Job summary

JPMorgan Chase & Co. in the United States seeks a Financial Analyst for the Home Lending Consumer Pricing Finance team to analyze pricing and revenue metrics and support mortgage product pricing strategy.

You will partner with leaders across Consumer, Wealth, and Business Banking, manage the relationship pricing program, and maintain an exception-based pricing tool to guide loan pricing decisions.

Qualifications

• Bachelor’s degree in Finance, Accounting, or technical field.
• 2+ years of financial analysis or related experience.
• Strong Excel and PowerPoint skills with ability to analyze data.

Responsibilities

• Develop pricing and revenue insights for Home Lending products.
• Collaborate with stakeholders to analyze initiatives and track outcomes.
• Establish and monitor performance metrics and reporting.
• Perform margin and volume analysis; explain variances to leadership.
• Prepare financial analyses and presentations for senior management.
• Partner with various teams to optimize pricing programs.
• Maintain and enhance pricing guidance tools used by support partners.
• Design streamlined reports and dashboards to improve results.
• Identify risks impacting operations (fair lending, regulatory, etc.).

Skills

Excel & PowerPoint

Data analysis

Cross-functional collaboration

Attention to detail

Time management

Communication skills

Education

Bachelor’s degree in Finance or Accounting or technical discipline

Tools

Alteryx

Thoughtspot

Tableau

Databricks

Essbase

Job description

Join our Home Lending Consumer Pricing Finance & Revenue Management team and help support our mortgage product pricing strategy by providing financial and strategic analysis of key business metrics related to Chase Home Lending Consumer Originations.

As a Financial Analyst in the Home Lending Consumer Pricing Finance team you will act as trusted advisors to business and finance leadership and be directly responsible for optimizing performance through pricing and key initiatives, most notably management of our relationship pricing program that partners across our Consumer, Wealth, and Business Banking line of businesses. In this role you will also maintain an exception-based pricing tool used by channel support partners to provide loan-level pricing guidance when third-party competitive offers are presented.

Job Responsibilities:

• Develop expertise in the Home Lending business, pricing and revenue management principles, and relationship pricing programs.
• Collaborate with key stakeholder groups to analyze strategic initiatives and track/report progress and outcomes.
• Establish and monitor performance metrics; deliver recurring reporting and ad hoc analyses.
• Conduct margin and volume analysis; present commentary to senior management and explain variances from prior periods.
• Prepare presentations and deliver financial analyses on diverse topics to senior management.
• Partner with Decision Sciences, Sales Support, Product, and Capital Markets to optimize relationship pricing programs, assess competitiveness, and provide value-added analysis.
• Maintain and enhance the exception-based pricing guidance tool used by channel support partners.
• Assist in designing streamlined reports and dashboard concepts to improve delivery of financial results.
• Identify, and help mitigate business risks that may impact operations (e.g., fair lending, legal, regulatory, capacity).

Required Qualifications, Skills, and Capabilities:

• Bachelor’s degree in Finance, Accounting, or a technical discipline.
• 2+ years’ experience in financial analysis, business management, accounting, or controllership.
• Intermediate-to-advanced proficiency in Excel and PowerPoint.
• Exceptional analytical and problem-solving abilities; capacity to analyze large datasets and present findings concisely.
• Strong attention to detail and accuracy.
• Creative, critical, and independent thinker; able to manage multiple initiatives simultaneously.
• Able to collaborate effectively across departments and management levels.
• Highly motivated self-starter with strong time management and prioritization skills; consistently delivers results under pressure.

Preferred:

• Experience with Alteryx, Thoughtspot, Tableau, Essbase, and/or Databricks

Additional Information

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.