Financial Advisor | Suncoast Springhill

Capital City Bank; Spring Hill (TN); On-site; USD 55,000 - 95,000; Full time

Benefits offered by this job

Medical, Dental & Vision

Life Insurance

401(k) with Matching

Flexible Spending Accounts

Tuition Assistance

Stock Purchase

Discounts on Products and Services

Job summary

Capital City Bank is seeking a Financial Advisor to provide tailored investment solutions and guidance to clients. The role supports long-term financial goals through insurance and investment products via LPL Financial, with a focus on compliant, unbiased advice.

Responsibilities include securing sales, meeting clients, and developing referral networks while adhering to Bank standards and motor vehicle guidelines. Requires FINRA licenses and finance education.

Qualifications

• FINRA licenses Series 7 and 66 required to sell regulated investments.
• Insurance licenses required.
• Associate or Bachelor's degree in business or finance required.

Responsibilities

• Secure sales and develop sales strategies with the Sales Manager to exceed production goals.
• Develop referral sources outside the Bank with clients, CPAs, attorneys, Bank associates and other related sources of investment business.
• Meet with clients in person, including early morning and/or late evening meetings.
• Analyze client financial circumstances and recommend investment options and potential risks.
• Cross-refer Bank products and use financial planning tools.
• Attend sales meetings and learn new techniques for future implementation.

Skills

Word & Excel proficiency

Communication skills

Networking with clients

Negotiation & influence

Flexibility

Sales skills

Integrity & discretion

Motor Vehicle Guidelines adherence

Education

FINRA Series 7 license

FINRA Series 66 license

Insurance licenses

Bachelor's/Associate degree in business or finance

Job description

Suncoast Spring Hill Office
14302 Spring Hill Dr
Spring Hill, FL 34609, USA

Description

Financial Advisor - Capital City Bank - More than your bank. Your banker.

Full Time - M-F 40 hours

General Summary

Financial Advisors with Capital City Investments (CCI) deliver personalized investment solutions to help clients work toward their long term financial goals. They provide clients with specialist advice on how to manage their money via investment and insurance products based on clients’ needs and investment tolerance through LPL Financial, a registered Broker/Dealer, member FINRA and SIPC.

Advisors must have the proper professional qualifications and follow strict financial industry rules, and provide client with unbiased financial investment advice.
This position requires the associate to drive on behalf of the Bank and the associate must adhere to Bank's Motor Vehicle Guidelines. May require increased minimum limits and therefore an increase in premiums.

All associates at Capital City Bank, Capital City Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion at all times.

Principal Duties and Responsibilities

• Securing a sale
• Works directly with Sales Manager to develop sales strategies and activities with the expectation of exceeding production sales goals.
• Develop referral sources outside the Bank with existing clients, CPAs, attorneys, Bank associates and other related sources of investment business. This often requires outside business development calls.
• Must be available to meet with clients and/or potential clients in person, in/out the office. Requires early morning and/or late evening meetings with clients, based on their availability. Meet with clients in the office, business premises, or home.
• Conduct in-depth reviews of client' financial circumstances, current provision and future aims. Analyze data and recommend investment options and advise of potential risks.
• Conducts risks analysis; researches the marketplace and recommends the appropriate products and services, ensuring clients are aware of and understand products that best meet their needs, and then securing a sale.
• Cross refer Bank products and use financial planning tools.
• Attend Sales meetings, as determined by Sales Manager, to discuss products being offered as well as industry updates, tax implications and industry compliance matters. Additionally, new sales techniques will be introduced at these meetings for future implementation.

Employer determines the essential functions of the job.

All associates must understand and adhere to the non-negotiable Banker Standards and commit to practicing SGNNT (smile, greet, name, name, thank you) at all times. Associates will consistently follow policies and procedures as established by Capital City Bank, Capital City Wealth, and Capital City Home Loans, with department managers setting the standard.

Associated Duties

• Provides additional support to manager and department colleagues.
• Completes all assigned/required Bank training within established timelines.

Knowledge, Skills and Abilities (KSAs) Required

The following KSAs are usually acquired through post high school education with specialized business training course(s) and two to five years related experience:

• Proficiency in Word and Excel.
• Excellent communication, interpersonal and listening skills.
• Ability to network and establish relationships with clients and referral sources.
• Negotiating and influencing skills, as well as determination and tenacity.
• Flexible approach to work.
• Demonstrable sales skills.
• High degree of personal integrity, discretion, and an ethical and professional approach to work.
• Must adhere to Bank's Motor Vehicle Guidelines.

Professional Licenses/Education

FINRA licenses Series 7 and 66 are required to sell regulated investment products. Insurance licenses are also required. Associate or Bachelor's degree in business or finance from an accredited college required. Relevant experience may substitute for the education.

Working Conditions

• Professional atmosphere.
• Office environment with frequent travel to assigned offices or client meetings.
• Driving as required by position.
• In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity.

Capital City Bank associates are our greatest asset. We offer the following benefits

• Medical, Dental and Vision
• Life Insurance
• 401(k) with Matching
• Flexible Spending Accounts
• Tuition Assistance
• Stock Purchase
• Discounts on Products and Services

EOE/Protected Veterans/Disabled/Drug Free
The above declarations are not intended to be an "all-inclusive" list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT. This job description does not restrict Capital City Bank, Capital City Wealth, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.