Financial Advisor (RIA)

Palante Wealth Advisors; Pennington (NJ); On-site; USD 70,000 - 115,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

401(k)

Job summary

Palante Wealth Advisors in Pennington, NJ seeks a Financial Advisor to join our independent, fiduciary retirement planning firm. You will lead planning, build retirement plans, and guide clients through complex scenarios, while collaborating with the Founder and team.

You’ll translate complex financial concepts into clear conversations, support meetings, and foster long-term relationships. A strong emphasis is placed on income confidence, tax strategy, and holistic planning with no cold calling.

Qualifications

• 3+ years of financial services experience, preferably in an RIA or comprehensive planning environment.
• Strong retirement planning and client-facing experience.
• Ability to translate complex information into clear, practical conversations; strong follow-through.

Responsibilities

• Lead the planning process for prospective and existing clients with support from the team.
• Prepare and present comprehensive retirement plans focused on income confidence, tax strategy, investments, risk management, and legacy.
• Explain why recommendations work and what happens if life changes, in meetings and recaps.
• Translate complex financial concepts into clear, jargon-free conversations.
• Prepare for prospect/client meetings and ensure follow-up items are completed.
• Build strong, long-term relationships through consistent service and communication.
• Collaborate with lead advisor, team members, and affiliated legal team.
• Identify planning opportunities across income, investments, taxes, insurance, and estate planning.
• Help clients move from “Are we okay?” to “We have a plan.”

Skills

Financial planning

Client communication

Analytical skills

Meeting facilitation

Education

Series 65 license

Life & Health Insurance license

Tools

Holistiplan

Income Lab

Job description

What if you could spend your time doing the work you actually became an advisor to do - building retirement plans, sitting across the table from prospects/clients, solving complex problems, and helping people feel confident about the next chapter of their lives?

At Palante Wealth Advisors, that’s the opportunity. We’re looking for a Financial Advisor to join our growing team. We’re an independent, fiduciary retirement planning firm in Pennington, NJ, focused on helping families lead a great life in retirement.

Our planning philosophy is different from traditional wealth management: we start with the client’s life, build income confidence first, and integrate investments, taxes, insurance, and estate planning into one coordinated plan.

You will not be expected to build a book of business through cold calling or traditional prospecting. Instead, you’ll take a leadership role in planning and client service, while also participating in sales meetings and helping prospective clients understand how the Palante Way can help them lead a great life into retirement.

The Role

You’ll become a key part of the client relationship - helping turn complex financial information into a clear, understandable plan. You will:

• Lead the planning process for prospective and existing clients, with support from the lead advisor and Palante team (Income Lab; Holistiplan, etc)
• Prepare and present comprehensive retirement plans centered around income confidence, tax strategy, investments, risk management, and legacy
• Help clients understand why a recommendation works, what it protects, and what happens if life changes with meeting presentations and recaps
• Translate complex financial concepts into clear, practical conversations without jargon
• Prepare for prospect/client meetings and ensure recommendations and follow‑up items are thoroughly completed
• Build strong, long-term relationships with prospects/clients through consistent service and communication
• Collaborate with lead advisor/Founder, team members, and our affiliated legal team
• Identify planning opportunities across income, investments, taxes, insurance, and estate planning
• Help clients move from “Are we okay?” to “We have a plan.”

What Makes This Role Different

There is NO cold calling.You won't be measured primarily by how many people you can convince to buy something. At Palante, advisors are guides - not product pushers or market predictors. Our job is to help clients gain clarity and feel secure enough to live well. You'll have the opportunity to develop as a true Financial Advisor while learning alongside the lead advisor/Founder. That means you'll be close to the client relationship while having the support, structure, and team environment to continue developing your skills.

The Palante Way

We believe:

• Retirement is a transition, not an event.
• Income confidence comes before investment returns.
• Every dollar has a job.
• Clarity replaces guesswork.
• A great life in retirement is the real outcome.
• The plan needs to work even when life doesn't go according to plan.

Our advisors don't rush clients. They don't pressure them. They don't “overcome objections.”

They listen. They ask good questions. They explain the why. They slow down when something isn't clear. And they follow through.

You May Be a Great Fit If You...

• Have 3+ years of financial services experience, preferably within an RIA or comprehensive planning environment
• Enjoy retirement planning and working directly with prospects and clients
• Have strong analytical and financial planning skills
• Can take complicated information and explain it simply
• Are highly organized and have exceptional follow‑through
• Take ownership rather than waiting to be told what to do
• Are comfortable participating in client and prospect meetings
• Can balance technical expertise with genuine empathy and curiosity
• Want to grow into a meaningful, long‑term role within a growing firm
• Have Series 65 and Life & Health Insurance licenses are strongly preferred (or equivalent).

What We Offer

• Salary-based compensation
• Medical, dental, and 401(k) benefits
• A supportive, collaborative, in-person work environment in Pennington, NJ
• Ongoing professional development and advisor training
• The opportunity to develop deep expertise in holistic retirement planning