Financial Advisor

Cetera Financial Group; San Jose (CA); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Medical/Dental/Vision on first day for

Long Term Care Insurance

Pension Plan/401K

Bonus and incentive potential

Generous PTO/Holiday program

Career growth support and planning

In-house fitness center

Mortgage discounts after 6 months

Job summary

Meriwest Wealth Advisors in San Jose seeks a Financial Advisor to deepen client relationships within branch environments, promoting investment products and building tailored plans to reach goals. You will work with the branch team to identify client needs and translate them into asset allocations and investment strategies that meet targets.

The role requires state-registered licenses and a strong sales mindset, with collaboration across branches and with Cetera Investment Services.

Qualifications

• Two years of customer-facing investment, insurance and financial profiling experience; sales experience a plus.
• Investment, insurance and financial planning experience required.
• Required FINRA license groups: 7, 63 and 65; or 7 & 66 with other requirements; LIFE license may be required.
• Excellent communication and organizational skills; ability to build partnerships with branch staff.

Responsibilities

• Promote, sell and service non-depository financial products and develop mail solicitations.
• Follow policies; maintain files and complete client profiles for new clients.
• Handle daily account activity; conduct financial planning seminars; visit branches to meet clients.
• Maintain required licenses and complete continuing education; comply with regulations.
• Perform other duties as assigned; comply with BSA, Patriot Act and OFAC.

Skills

Customer-facing experience

Sales experience

Communication skills

Organizational skills

Education

Bachelor's degree preferred

Tools

FINRA licenses (7, 63, 65)

Job description

Please Note: This opportunity is not a direct position with Cetera Financial Group. Accepted applicants will become affiliated with Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), a broker-dealer that supports and grows wealth management programs on bank or credit union premises.

There may be multiple openings across various locations, depending on the needs of each bank or credit union.

Meriwest Wealth Advisors - San Jose

Position Summary

As a Financial Advisor, you will acquire and deepen relationships with members through comprehensive needs-based marketing and promotion of investment products within the branch environment. You will work with the branch team to identify client needs, analyze customer information, define investment goals, build plans and make recommendations for client to achieve their investment goals and objectives through individual investment strategies while meeting your asset and revenue targets.

A successful Financial Advisor will be able to advise clients with complex investment relationships on asset allocation and portfolio construction for strategic and tactical decisions as well as market and implement investment solutions in accordance with the client's asset allocation. Financial Advisors are expected to collaborate with Branch Managers and Financial Services Representatives on recommendations and educate them on our investment products and services.

This position requires you to conform to legal and regulatory requirements and guidelines associated with state insurance and securities regulators, FINRA, SEC, Cetera Investment Services and Meriwest Wealth Advisors. You will also be required to demonstrate technical expertise, strong revenue results and asset growth in investments and fiduciary products, and strong interpersonal skills as well as provide exceptional client service.

Essential Duties and Responsibilities

• Responsible for promoting, selling and servicing non-depository financial products. Assist in developing direct mail solicitations.
• Follow broker/dealer and insurance company policies and procedures. Maintain blotter, advertising, client, and correspondence files. Accurately complete client profile for all new clients.
• Has daily account responsibility for various transactions. Conduct financial planning seminars. Visit branches to meet clients and train branch staff.
• Maintain required individual insurance and securities licenses, including continuing education requirements. Remains cognizant of and adheres to company policies and procedures, and regulations pertaining to the Bank Secrecy Act.
• Performs other duties as assigned.
• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Please note: This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Minimum Qualifications

• At least two years of customer-facing investment, insurance and financial profiling experience as well as sales experience (phone-based sales a plus).
• Investment, insurance and financial planning experience required.
• The following license groups are required: 7, 63 and 65 series; alternatively, 7 & 66 series required in addition to meeting FINRA continuing education requirements and the appropriate state Group 1 - Life and Variable Annuity License required.
• Excellent communication and organizational skills.
• Ability to create and foster strong partnerships with the branch employees and business partners.
• High achiever with entrepreneurial spirit.
• Track record that demonstrates exceptional ability to grow revenue, assets and client base.
• Bachelor's degree preferred.

Employees are Meriwest’s most valuable resource. We provide competitive wages and a supportive environment that promotes career advancement. The Financial Advisor position is commission-based. The range provided below is the average commission earnings a Financial Advisor who is meeting production standards may expect to earn.

Total Compensation Range: $140,000.00 to $190,000.00

We also offer an excellent, fully comprehensive benefits program, including:

• Medical/Dental/Vision on the first day of employment for full-time employees
• Free Long Term Care Insurance for employees
• Pension Plan/401K
• Bonus and incentive potential
• Generous Paid Time Off (PTO)/Holiday program
• Career growth support and planning programs
• In-house fitness center
• Discounts on new Mortgage after 6 months of employment

Meriwest is an equal opportunity employer that is committed to inclusion and diversity. All qualified applicants will receive consideration for employment. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics.