Financial Advisor

Moneta; Chicago (IL); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Paid holidays

PTO

Insurance – medical / dental

Disability and life insurance

401k match

Discretionary profit-sharing bonus

Parental leave

Employee referral program

Wellness program

Job summary

Moneta is seeking a Financial Advisor to guide clients through personalized financial strategies, investment advice, and comprehensive planning. You will analyze client needs, develop tailored solutions, and collaborate with specialists to ensure best outcomes.

You will build strong client relationships while adhering to fiduciary standards and regulatory requirements, leveraging firm platforms to produce detailed, clear reports and recommendations.

Qualifications

• Bachelor's degree required
• 3-5 years working as a client service advisor or related role
• CFP, CFA, CPA/PFS with tax expertise, or JD with estate planning experience is a plus
• A Series 65 or combination of a Series 7 and Series 66 licensing are required within 60 days of hire if a CFP or CFA designation is not previously held
• CFP or CFA designation is required within 3 years of hire if not previously held
• Must be authorized to work in the United States

Responsibilities

• Conduct in-depth financial analyses of clients' financial situations, including tax implications, retirement planning, and estate planning.
• Develop and recommend investment strategies with the Investment Team.
• Advise on tax-efficient strategies to minimize liabilities.
• Assist in retirement planning and projecting retirement income.
• Provide guidance on estate planning, wills, trusts, and related vehicles.
• Evaluate insurance needs and recommend coverage to mitigate risks.
• Assist business owners with succession planning and transferring interests.
• Generate customized financial reports and presentations using Orion and MoneyGuidePro.
• Ensure all recommendations comply with regulations and ethical standards.
• Collaborate with attorneys, accountants, and other professionals to deliver comprehensive strategies.
• Maintain and nurture long-term client relationships.

Skills

Client service

Education

Bachelor's degree

CFP/CFA/CPA or JD with estate planning

Series 65 or Series 7 + 66 within 60 days

CFP or CFA within 3 years

Authorized to work in the United States

Tools

Orion

MoneyGuidePro

Job description

Moneta is an independent Registered Investment Advisor (RIA) wholly focused on going further for our clients. We are one firm with many solutions and we provide a full spectrum of financial advisory services, but our true purpose is centered on building relationships and providing exceptional service to our clients around the globe. For that reason, we’ve built an entrepreneurial business model organized around our clients. Our Partner-led teams are empowered to serve only in the best interest of their clients. Plus, our independence means that we are never beholden to stakeholders or parent companies. We also have the unique ability to trace our history back nearly 150 years, demonstrating our ability to evolve to meet the needs of those we serve.

Job Summary

Join our dynamic team as a Financial Advisor and help clients navigate their financial journeys toward prosperity and security. As a trusted guide, you will provide personalized financial strategies, investment advice, and comprehensive planning, empowering individuals to achieve their financial goals. Leverage your expertise to build strong client relationships, analyze market trends, and deliver tailored solutions that drive financial success. If you're passionate about making a meaningful impact in the world of finance, we invite you to be part of our dedicated team.

• Conducting In-depth Financial Analysis: Perform thorough analyses of clients' financial situations, including tax implications, investment strategies, retirement planning, and estate planning.
• Specialized Investment Strategies: Work closely with the Investment Team to develop and recommend investment strategies that align with the client's specific needs, risk tolerance, and financial goals, taking into consideration their unique technical circumstances.
• Tax Planning and Optimization: Advise clients on tax-efficient strategies to minimize their tax liabilities, considering various tax codes and regulations that may apply to their specific situation.
• Retirement and Pension Planning: Assist clients in creating comprehensive retirement plans, including assessing various retirement vehicles, analyzing pension options, and projecting retirement income.
• Estate and Inheritance Planning: Work closely with the Estate Planning Team to provide guidance on estate planning, including the creation of wills, trusts, and other vehicles to protect and distribute assets according to the client's wishes.
• Risk Management and Insurance Recommendations: Evaluate clients' insurance needs, including life, disability, long-term care, and liability insurance, and make recommendations to mitigate risks.
• Business Succession Planning: Advise business owners on succession planning, helping them prepare for the transfer of their business interests to heirs or potential buyers.
• Customized Financial Reports and Presentations: Utilizing firm platforms including Orion and MoneyGuidePro, generate detailed reports and presentations tailored to each client's technical requirements, providing clear explanations of complex financial concepts.
• Compliance and Regulatory Adherence: Ensure that all recommendations and actions comply with industry regulations, legal requirements, and ethical standards.
• Collaboration with Legal and Tax Professionals: Work closely with attorneys, accountants, and other professionals to coordinate comprehensive financial strategies for clients.
• Continuous Learning and Professional Development: Stay updated with advancements in technical financial planning, attending seminars, workshops, and pursuing relevant certifications.
• Maintaining Client Relationships: Build and nurture long-term relationships with clients, demonstrating trustworthiness, integrity, and reliability in managing their complex financial affairs.

Qualifications

• Bachelor's degree required
• Minimum 3-5 years working as a client service advisor or related role
• CFP, CFA, CPA/PFS with tax expertise, or JD with estate planning experience is a plus
• A Series 65 or combination of a Series 7 and Series 66 licensing are required within 60 days of hire if a CFP or CFA designation is not previously held
• CFP or CFA designation is required within 3 years of hire if not previously held
• Must be authorized to work in the United States

Additional Information

Moneta is committed to providing the best possible care for our employees; part of this care includes offering comprehensive benefits that enhance the well-being of employees and their families:

• Paid holidays
• Paid time off (PTO)
• Employer cost-shared medical and dental insurance
• Employer-paid short-term disability, long-term disability, AD&D insurance, and basic life insurance
• 401k Match – 50% of employee contributions up to 6% of compensation
• Discretionary annual profit-sharing bonus
• Paid parental leave
• Employee referral incentive bonus program
• Onsite wellness programs & rewards

Moneta is a fiduciary fee-only Registered Investment Advisory firm and unable to hold securities licenses with the exception of Series 65. We also do not allow outside business activities, insurance commissions, and/or trails.