Financial Advisor

First National Bank; Bangor, Northern (ME, KY); Hybrid; USD 58,000 - 65,000; Full time

Benefits offered by this job

401(k) with match

Insurance benefits

Paid time off

Tuition support

Paid volunteer hours

Bonus plan

Job summary

First National Bank is seeking a Financial Advisor to join our Bangor team. You will work with referrals from bank branches to provide personalized financial guidance and offer solutions such as mutual funds, annuities, and insurance products.

This full-time role includes base pay, a commission plan, and comprehensive benefits in a community-focused environment. Ideal candidates have FINRA licenses (Series 7, 63/65 or 66) and a Bachelor’s degree or equivalent experience, with 1–2 years of

Qualifications

• Licenses required: FINRA Series 7, 63 & 65 (or 66) and Life & Health Insurance.
• Bachelor’s degree or equivalent experience.
• 1–2 years relevant experience preferred.
• Strong communication and relationship-building skills.
• Self-motivated and organized.

Responsibilities

• Meet with clients to understand goals and provide financial advice.
• Recommend investment and insurance solutions.
• Build referral relationships with branch staff and in the community.
• Maintain ongoing client relationships and review plans regularly.
• Ensure all work follows regulatory and compliance guidelines.

Skills

Communication skills

Relationship-building

Self-motivated

Organized

Education

Bachelor’s degree or equivalent experience

Tools

Financial software

Job description

Description

We’re looking for a Financial Advisor to join our team and help customers plan for their financial futures. In this role, you’ll work with referrals from our bank branches, provide personalized financial guidance, and offer solutions such as mutual funds, annuities, and insurance products.

In return, we have a lot to offer. This full-time position offers competitive pay, paid time off, 401(k) with match, insurance benefits, and a bonus plan. You'll also have opportunities for personal growth and professional development, tuition support, paid volunteer hours, and more. And yes, a real opportunity to make a difference in the place where you live.

We are proud to be named one of the Best Places to Work in Maine in both 2025 and 2026!

LOCATION: Bangor, Maine (On-site) Candidates must reside within commuting distance.

PAY: Base Salary $58,000-65,000 (+ Commission) reflecting a good-faith estimate as of the posting date and accounting for the position's responsibilities, level, and location. Actual starting pay will be set at the Bank's discretion and will take into account the candidate's experience, education, skills, certifications, and other relevant factors.

Qualifications:

• Required licenses: FINRA Series 7, 63 & 65 (or 66), and Life & Health Insurance
• Bachelor’s degree or equivalent experience
• 1–2 years relevant experience preferred
• Strong communication and relationship-building skills
• Self-motivated and organized

What You’ll Do:

• Meet with clients to understand goals and provide financial advice
• Recommend investment and insurance solutions
• Build referral relationships with branch staff and in the community
• Maintain ongoing client relationships and review plans regularly
• Ensure all work follows regulatory and compliance guidelines

What We Offer:

• Competitive pay + bonus plan
• Comprehensive benefits and paid time off
• Professional growth and training
• Supportive, community-focused culture

Function: This position is responsible for providing individual financial advice and counseling to retail customers referred through the bank branches. The advisor will work to meet a set of sales goals mutually agreed upon by the Bank and Cetera. When working with customers, the advisor will typically handle less complex accounts and will incorporate both fee-based solutions and other financial products as appropriate. These products could include: brokerage products, fixed and variable annuities, mutual funds and insurance products. The advisor provides ongoing financial advice and counseling to existing customers, and refers customers to the Bank for bank related products and services as appropriate.

Requirements

Essential Knowledge, Skills, Abilities

• Knowledge of retail investment industry preferred, including financial counseling, investment advice, and fee based, and investment product sales as well as related Financial Industry Regulatory Authority (FINRA) and Securities & Exchange Commission (SEC) regulations
• Ability to effectively communicate to build strong and productive working relationships with clients and business partners, including ability to gain and maintain client trust.
• Self-directed, with ability to plan own activities to achieve sales goals.
• Good time management skills.
• PC skills and knowledge of financial software helpful.