Finance Manager, Lending Finance & Analytics

Charles Schwab; Westlake (TX); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

401(k) with company match

Paid time off and sabbatical after 5+

Parental leave and family building

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab seeks a Manager, Finance to support Schwab Bank Lending Finance & Analytics. You will shape financial decisions across mortgage loans, Pledged Asset Lines, HELOCs, and other lending products by translating complex data into actionable insights for growth opportunities, pricing strategies, and investments.

You’ll build business cases, assess profitability, assist forecasting and long-range planning, and use scenario analysis to strengthen decision-making, collaborating across

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field.
• 5+ years of experience in financial planning, forecasting, profitability analysis, or related finance functions.
• Strong financial modeling and analytical skills with forecasting models.
• Strong Excel skills and ability to synthesize large datasets into insights.
• Strong written and verbal communication with senior leadership.

Responsibilities

• Translate complex financial and performance data into insights for growth opportunities, pricing strategies, and investments.
• Develop business cases and evaluate product profitability; support forecasting and long-range planning.
• Use scenario and sensitivity analysis to strengthen decision-making.
• Collaborate across Finance, Product, Treasury, Analytics, and business teams; communicate insights to management.

Skills

Financial modeling

Data analysis

Excel proficiency

Communication to leadership

Independent collaboration

Education

Bachelor’s degree in Finance/Accounting/Economics/Business

Tools

None

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

As a Manager, Finance supporting Schwab Bank Lending Finance & Analytics, you’ll help shape financial decisions across mortgage loans, Pledged Asset Lines, Home Equity Lines of Credit, and other lending products. You’ll translate complex financial and performance data into insights that help leaders evaluate growth opportunities, pricing strategies, and investments.

You’ll develop business cases, evaluate product profitability, support forecasting and long-range planning, and use scenario and sensitivity analysis to strengthen decision-making. Working across Finance, Product, Treasury, Analytics, and business teams, you’ll challenge and validate assumptions, communicate insights to management and executive stakeholders, and help improve model accuracy and transparency. Your financial modeling, problem-solving, collaboration, and adaptability will help strengthen planning processes, reporting, data quality, and strategic decision support.

What you have

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field.
• 5+ years of experience in financial planning, business case development, forecasting, profitability analysis, or related finance functions.
• Strong financial modeling and analytical skills, with experience building, maintaining, and explaining complex forecasting and planning models.
• Strong Excel skills and the ability to synthesize large datasets into meaningful business insights.
• Demonstrated problem-solving and decision-making skills, including evaluating assumptions, financial impacts, risks, opportunities, scenarios, and performance drivers.
• Strong written and verbal communication skills with the ability to translate complex analysis and present findings to senior leadership.
• Ability to work independently while collaborating effectively across multiple business functions.
• Strong attention to detail and intellectual curiosity.

Preferred Qualifications

• Experience supporting banking, lending, or financial services products.
• Experience developing product-level profitability frameworks and business cases.
• Knowledge of lending products including mortgages, Pledged Asset Lines (PAL), Securities-Backed Lines (SBL), Home Equity Lines of Credit (HELOC), or other bank lending products.
• Experience evaluating strategic initiatives and measuring business-case performance against projected outcomes.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance