Finance Analyst, Apple Gift Card, Services Finance

Apple Inc.; Cupertino (CA); On-site; USD 146,800 - 274,500; Full time

Benefits offered by this job

Comprehensive medical and dental coverage

Retirement benefits

Discounted products and free services

Job summary

Apple is seeking a Finance Analyst for its Gift Card division in Cupertino, California. This role involves forecasting and analyzing business performance, developing financial analysis for new features, and collaborating with teams globally. The ideal candidate has 8+ years of experience in financial modeling and data analysis, with strong communication skills.

Join Apple to help shape the future with innovative financial strategies that contribute to our growth and excellence.

Qualifications

• 8+ years of experience with a proven track record in financial modeling and analysis.
• Experience forecasting P&Ls in financial services businesses.
• Ability to synthesize complex topics into clear insights.

Responsibilities

• Forecast and report on business performance for Apple Gift Card.
• Provide analytical support for operational decisions.
• Develop financial analysis for new features.

Skills

Financial modeling

Business analysis

Data analysis

Financial forecasting

Collaboration

Education

Bachelor's degree in Finance, Accounting, or other quantitative field

Tools

Excel

Keynote

Tableau

Job description

Finance Analyst, Apple Gift Card, Services Finance

Imagine what you could do here. At Apple, new ideas have a way of becoming great products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish. Do you love thinking analytically? Are you passionate about using your financial knowledge to navigate complex challenges? Just as our customers find value in Apple products, the Finance group finds value for both Apple and its shareholders. As part of this group, you'll play an integral role in ensuring our day‑to‑day financial health. You and your team will support Apple's growth, both top and bottom line, by applying the same level of innovation toward financial matters as we do toward our products and services. You will also collaborate with Apple teams across the world to develop more informed decisions and financial management. Finance is essential to upholding our global commitment to excellence, and it is directly responsible for shaping the company's future. Join us, and you will have a meaningful role in continuing Apple's legacy of efficiency and success.

Responsibilities

• Forecast, analyze, and report business performance for Apple Gift Card and Apple Account through weekly email updates to senior leadership along with monthly and quarterly business reviews
• Analyze business performance with the goal of identifying recommendations for cross‑functional teams to address through features and other improvements
• Report, forecast and manage spend on promotions, placements and marketing with our Gift Card partners
• Improve expense management and tracking by developing and testing new system requirements
• Provide analytical support to evaluate operational decisions
• Develop financial analysis for new features and strategic opportunities (e.g., financials, market sizing)
• Develop pricing recommendations and create/evaluate frameworks for partnership deal constructs
• Work with cross functional teams across Apple to support quarterly processes
• Champion the use of modern and emerging technologies from automation tools to AI‑powered workflows to accelerate analysis and surface insights that would otherwise go unseen

Minimum Qualifications

• Bachelor's degree in Finance, Accounting, or other quantitative field
• Minimum 8 years of experience with a proven track record of success in roles focused on financial modeling, business analysis, finance, and data analysis
• Experience forecasting P&Ls in financial services businesses with ability to implement model best‑practices in both forecasting models and business cases using Excel
• Experience developing business cases around market opportunities and partnerships including strategy development, market segmentation, competitive analysis, and financial analysis
• Ability to collaborate with different teams, create presentation materials and present to senior leaders to guide business decisions
• Excellent written and verbal communication skills and strong experience with Keynote ability to synthesize complex topics and distill key business dynamics to senior leaders and partners

Preferred Qualifications

• Advanced spreadsheet and modeling skills
• Strong verbal and written communication skills with the ability to articulate results of analysis in a clear and concise manner
• Should be able to act independently and be self‑motivated
• Demonstrated success in handling multiple activities/projects and priorities in a dynamic, fast‑growing, results‑driven environment
• Must be able to think strategically on critical business issues, while simultaneously possessing the ability to act tactically to execute against them
• Proven experience developing processes and/or improving existing processes, with desire to influence change across our team and Apple as an organization
• Ability to see the big picture while simultaneously zooming into the details
• Ability to navigate through a large organization and cross‑functional teams to achieve a task with minimal oversight
• Strong prioritization skills with ability to manage multiple projects simultaneously
• Self‑starting attitude and a strong leader and influencer
• Experience with Excel, Keynote, and Tableau
• Experience working in the gift card value chain at an integrator or merchant
• MBA and/or CPA is a plus

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $146,800 and $274,500, and your base pay will depend on your skills, qualifications, experience, and location. Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.

Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

At Apple, we believe accessibility is a fundamental human right. You'll find that idea reflected in everything here in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong. Learn about accessibility in Apple's workplace. Learn about reasonable accommodations for job applicants.