Field Claims Specialist II, National Catastrophe Property - Personal Lines (Midwest) ($2500 Sig[...]

Nationwide Insurance; Denver (CO); On-site; USD 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a dedicated National Catastrophe Field Claims Specialist to join their team. This dynamic role involves investigating and resolving property damage claims, requiring strong customer service skills and the ability to work in challenging environments. Ideal candidates will thrive in a fast-paced setting, providing exceptional service while managing claims from start to finish. With a focus on innovation and customer care, this position offers a unique opportunity to make a difference in the lives of clients during critical times. Join a team that values your contributions and supports your professional growth.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k with Company Match

Company-Paid Pension Plan

Paid Time Off

Holidays

Sign-On Bonus

Qualifications

• 3-5 years of property claims experience or relevant education.
• Strong analytical skills and ability to evaluate property claims.

Responsibilities

• Handle claims promptly with minimal oversight.
• Determine policy coverages and apply claims practices.

Skills

Insurance Field Claims Handling

Xactimate Proficiency

Customer Service

Written Communication

Problem-Solving

Education

Undergraduate Degree

Tools

Claims Management Software

Job description

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

A $2,500 SIGN-ON BONUS will be given to all external candidates hired into this role.

Preferred location: Midwest (Ideally Missouri, Colorado, and Minnesota major metropolitan areas; also open to Indiana, Iowa, southern Wisconsin, Eastern Nebraska, Illinois, or Kansas)

This is a field-based role on the National Catastrophe Response Team. Catastrophe duty is a requirement of the role and candidates must be available to work 12 hour days, 7 days a week. Candidates must be available for extensive travel to catastrophe environments throughout the entire US. When not on CAT, associates may work standard Mon-Fri business hours.

Ideal candidates will have:

• Prior insurance field/property claims handling or adjusting experience
• Proficiency with Xactimate
• Prior estimate writing experience
• Ability to handle claims of varying complexity from start to finish
• Prior experience working on-site in a catastrophe environment
• Ability to carry a ladder and climb a roof
• Strong customer service competency
• Strong written and verbal communication skills

Benefits include: Medical, Dental, Vision, 401k with company match, company-paid pension plan, paid time off, holidays and more.

(Internal use only) Compensation grade: E3

Earned Rest Days

An associate that completes a 21-consecutive day CAT duty tour is eligible for:

• Three Earned Rest Days, to be taken during the next three business days following the

• completion of the tour. Full or partial travel day(s) to and from the CAT site will not count

• toward Earned Rest Days. Associates are not expected to work during their Earned Rest Days.

• Earned Rest Days are not available to retirees or associates working a 6:1 or 5:2 schedule.

• In rare cases when catastrophe volume dictates, modification to the above may be needed to meet customer or business needs. Leadership will work with associates to manage Earned Rest Days in those situations.

• For California associates or associates assigned to California job codes/job titles, Earned Rest Days will be handled consistent with state law. Home visits will be at the discretion of leadership.

Job Description Summary

No two property claims are ever the same and each customer has unique needs. Our team thrives on providing the very best service and building lasting, successful relationships with our customers. If you are confident, curious, driven to learn and grow, and have a desire to help people when they most need it, we want to know more about you!

As a National Catastrophe (NATCAT) Field Claims Specialist primarily supporting our Personal Lines (PL) business, you'll investigate and resolve moderate to severe property damage claims by phone.

Job Description

Key Responsibilities:

• Handles all assigned claims promptly and effectively, with little to no direction and oversight. Makes decisions within delegated authority as outlined in company policies and procedures.
• Determines proper policy coverages and applies appropriate claims practices to resolve cases in alignment with company guidelines.
• Opens, closes, and adjusts reserves according to company practices to ensure reserve adequacy. Adheres to file conferencing notification and authority procedures.
• Maintains current knowledge of insurance and applicable product/services; court decisions which may impact the claims function; current guidelines; and policy changes and modifications. This may require attending various seminars and training sessions.
• Maintains current knowledge of local industry repair procedures and local market pricing.
• Submits severe incident reports, reinsurance reports and other information to claims management as needed.
• Partners with Special Investigations Unit and Subrogation to identify fraud and subrogation opportunities. Assists or prepares files for lawsuit, trial, or subrogation.
• Initiates and conducts follow-ups through proficient use of claims and other related business systems.
• Delivers outstanding customer service to all internal, external, current, and prospective Nationwide customers. Adheres to high standards of professional conduct while providing delivery of outstanding claim's service.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Claims Manager. Individual contributor role.

Typical Skills and Experiences:

Education: Undergraduate degree or equivalent experience.

License/Certification/Designation: State licensing where required. Successful completion of required/applicable claims certification training/classes.

Experience: Three to five years of related property claims experience or comparable job-related experience, or education preferred. Experience in a customer service environment, including flexible work schedules and extended work hours preferred. Commercial claims property experience preferred.

Knowledge, Abilities and Skills: General knowledge of insurance theory and practices, and contracts and their application. Property estimating and automated claims systems. Demonstrated knowledge of the investigation, consultation and settlement activities used to resolve extensive property damage claims. Proven ability to meet customer needs and provide exemplary meaningful service by guiding customers through the claims process and ensuring a positive customer experience. Analytical and problem-solving skills necessary to make decisions and resolve issues related to application of coverages to submitted claims, application of laws of jurisdiction to investigation facts, and application of policy exclusions and exceptions. Ability to establish repair requirements and cost estimates for property losses. Ability to evaluate and successfully advise on property claims. Organizational skills to prioritize work. Command of written and verbal communication skills to effectively communicate with policyholders, claimants, repairpersons, attorneys, agents and the general public. Ability to efficiently operate a personal computer and related claims and business software. Able to provide leadership to less experienced claims associates. Must be able to safely access and inspect rooftops using a ladder. Must be prepared and capable of conducting physical inspections on rooftops, including first and second story roofs with pitches up to 8/12.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the business unit executive and HR Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values and Guiding Behaviors.

Job Conditions:

Overtime Eligibility: Not Eligible (Exempt)

Working Conditions: Normal office or field claims environment. May require ability to sit and operate phone and personal computer for extended periods of time. Able to make physical inspections of property loss sites; including climb ladders, balance at various heights and rooftops up to 8/12 pitch stoop, bend and/or crawl to inspect vehicles and structures; work outside in all types of weather. Must be willing to work irregular hours and to travel with possible overnight requirements. May be on-call. Must be available to work catastrophes (CAT). Extended and/or non-standard hours as required . Must have a valid driver’s license with satisfactory driving record in accordance with Nationwide standards.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

Credit/Background Check: Due to the fiduciary accountabilities within this job, a valid credit check and/or background check will be required as part of the selection process.