Facets Product & Benefits Senior Analyst (Remote - US)

Cognizant; Pleasanton (CA); Remote; USD 93,000 - 109,000; Full time

Benefits offered by this job

Medical/Dental/Vision/Life Insurance

Paid holidays plus PTO

401(k) plan and contributions

Disability insurance

Paid Parental Leave

Employee Stock Purchase Plan

Job summary

Cognizant is seeking a Facets Product & Benefits Senior Analyst for a remote US-based role. You will design, configure, and optimize healthcare products and benefit plans within the Facets platform, collaborating with stakeholders across the payer ecosystem to deliver compliant benefit solutions.

You will validate configurations through testing and support deployments, renewals, and post‑production stabilization.

Qualifications

• Bachelor's degree or equivalent professional experience in IT, business, healthcare administration, or related field.
• 6+ years of healthcare payer experience, including at least 4 years hands‑on Facets Product & Benefits configuration or implementation experience.
• Strong knowledge of healthcare benefit design, including copays, coinsurance, deductibles, out‑of‑pocket maximums, accumulators, coverage tiers, exclusions, limits, and network variations.
• Experience designing and configuring healthcare products and benefits within the Facets platform.
• Understanding of the relationship between benefit configuration and claims adjudication, pricing, provider networks, eligibility, and membership processing.
• Experience supporting requirements analysis, solution design, configuration validation, testing, and defect resolution.
• Strong analytical, troubleshooting, communication, and stakeholder management skills.
• Experience supporting Commercial, Medicare, Medicaid, or other healthcare payer lines of business.

Responsibilities

• Analyze business, operational, and regulatory requirements and translate them into effective Facets Product & Benefits configuration solutions.
• Design and configure healthcare products, benefit plans, accumulators, coverage tiers, cost-sharing structures, limits, exclusions, and network-based benefit rules.
• Facilitate requirements gathering, solution design sessions, and configuration reviews while identifying gaps, dependencies, risks, and implementation considerations.
• Validate benefit configurations through unit, system, integration, regression, and user acceptance testing to ensure accurate claims outcomes.
• Collaborate with cross-functional teams to assess impacts across membership, provider networks, pricing, claims processing, eligibility, and downstream systems.
• Troubleshoot configuration issues, perform root cause analysis, and recommend sustainable corrective actions to improve quality and reduce production defects.
• Support implementation, release readiness, production validation, benefit renewals, product launches, and post-production stabilization activities.

Skills

Analytical thinking

Troubleshooting

Communication

Stakeholder management

Agile delivery

Education

Bachelor's degree in Information Technology, Business, Healthcare Administration, or related field

Tools

Facets platform

SQL

Job description

Facets Product & Benefits Senior Analyst (Remote - US)

Location: Remote

Employment Type: Full-Time

Job ID: 00070476381

About the role

As a Facets Product & Benefits Senior Analyst, you will make an impact by designing, configuring, and optimizing healthcare products and benefit plans within the Facets platform. You will be a valued member of the healthcare payer team, working closely with business stakeholders, product owners, operations, claims, network, quality assurance, and technology teams to deliver accurate, scalable, and compliant benefit solutions that support efficient benefit administration and claims adjudication.

In this role, you will:

• Analyze business, operational, and regulatory requirements and translate them into effective Facets Product & Benefits configuration solutions.


• Design and configure healthcare products, benefit plans, accumulators, coverage tiers, cost-sharing structures, limits, exclusions, and network-based benefit rules.


• Facilitate requirements gathering, solution design sessions, and configuration reviews while identifying gaps, dependencies, risks, and implementation considerations.


• Validate benefit configurations through unit, system, integration, regression, and user acceptance testing to ensure accurate claims outcomes.


• Collaborate with cross-functional teams to assess impacts across membership, provider networks, pricing, claims processing, eligibility, and downstream systems.


• Troubleshoot configuration issues, perform root cause analysis, and recommend sustainable corrective actions to improve quality and reduce production defects.


• Support implementation, release readiness, production validation, benefit renewals, product launches, and post-production stabilization activities.

Work model

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position open to qualified applicants anywhere in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

What you need to have to be considered

• Bachelor's degree in Information Technology, Business, Healthcare Administration, or a related field, or equivalent professional experience.


• 6+ years of healthcare payer experience, including at least 4 years of hands‑on Facets Product & Benefits configuration or implementation experience.


• Strong knowledge of healthcare benefit design, including copays, coinsurance, deductibles, out‑of‑pocket maximums, accumulators, coverage tiers, exclusions, limits, and network variations.


• Experience designing and configuring healthcare products and benefits within the Facets platform.


• Understanding of the relationship between benefit configuration and claims adjudication, pricing, provider networks, eligibility, and membership processing.


• Experience supporting requirements analysis, solution design, configuration validation, testing, and defect resolution.


• Strong analytical, troubleshooting, communication, and stakeholder management skills.


• Experience supporting Commercial, Medicare, Medicaid, or other healthcare payer lines of business.

These will help you stand out

• Experience supporting Facets implementations, platform migrations, product launches, benefit renewals, or large-scale remediation initiatives.


• Knowledge of Commercial, Medicare Advantage, Medicaid, Exchange, and ASO healthcare products.


• Experience with SQL, data analysis, configuration comparison tools, or Facets batch and interface processes.


• Familiarity with healthcare regulatory requirements, compliance controls, and audit processes.


• Experience working within Agile delivery environments and cross-functional project teams.

Salary and Other Compensation:

Applicants will be accepted till 10/25/2026

Cognizant will only consider applicants for this position who are legally authorized to work in the United States without company sponsorship.

Please note, this role cannot offer visa transfer or sponsorship now or in the future

The annual salary for this position will be in the range of $93,000 - $109,000 depending on experience and other qualifications of the successful candidate.

This position is also eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans.

Benefits:

• Medical/Dental/Vision/Life Insurance


• Paid holidays plus Paid Time Off


• 401(k) plan and contributions


• Long‑term/Short‑term Disability


• Paid Parental Leave


• Employee Stock Purchase Plan

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

Our strength is built on our ability to work together. Our diverse backgrounds offer different perspectives and new ways of thinking. It encourages lively discussions, creativity, productivity, and helps us build better solutions for our clients. We want someone who thrives in this setting and is inspired to craft meaningful solutions through true collaboration.

If you are content with ambiguity, excited by change, and excel through autonomy, we’d love to hear from you!