Executive Underwriter

Liberty Mutual Insurance; San Francisco (CA); On-site; USD 140,000 - 230,000; Full time

Job summary

Liberty Mutual Insurance in San Francisco seeks an experienced Portfolio Manager to oversee a portfolio of brokers, agents, and clients, using market insights to drive profitability.

You will collaborate with underwriting, claims, actuarial and senior leaders across GRS North America, contribute to product development, and mentor junior underwriters.

This role requires a degree in business and 7–10+ years of underwriting experience, with a CPCU or professional designation preferred.

Qualifications

• Degree in Business or equivalent typically required.
• 7+ years of underwriting or related experience (10+ common).
• CPCU or professional designation preferred.
• Proven ability to analyze underwriting risk.
• Strong written and verbal communication to explain analyses to stakeholders.
• Ability to develop and implement underwriting processes and workflows.

Responsibilities

• Oversees a portfolio of brokers, agents, and clients to drive profitability.
• Leverages market insights to develop and maintain profitable business.
• Builds relationships with agents/brokers to deepen partnerships.
• Contributes to product development and execution strategies.
• Collaborates with Underwriting Support, Claims, Actuarial, and Directors across GRS North America.
• Mentors junior underwriters and new hires (non-managerial).
• Identifies risk trends and communicates opportunities to leadership.
• Ensures compliance with relevant regulations in underwriting decisions.

Skills

Analytical thinking

Written & oral communication

Stakeholder collaboration

Underwriting risk assessment

Education

Bachelor's degree in Business or equivalent

CPCU or professional designation preferred

Job description

Portfolio Management

• Oversees a portfolio of brokers, agents, and clients, leveraging market insights to develop and maintain profitable business.
• Market Presence & Relationship Building: Maintains strong relationships with agents and brokers, actively seeking opportunities to deepen existing partnerships and cultivate new ones.
• Strategic Contribution: Provides input on product development and participates in execution strategies. Contributes to team initiatives such as process and tool enhancements.
• Regulatory Awareness: Understands and applies relevant legislation and regulatory requirements to underwriting decisions and practices.
• Cross-Functional Collaboration: Works closely with internal stakeholders, including Underwriting Support, Claims, Actuarial, and Directors of Underwriting across GRS North America, to ensure seamless execution and alignment.
• Mentorship & Development: Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity).
• Portfolio Analysis & Trend Recognition: May analyze departmental portfolio performance and recommend improvements. Identifies and communicates emerging risk trends within the line of business.
• Degree in Business or equivalent typically required
• A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
• CPCU or professional insurance designation preferred
• Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
• Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
• Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
• Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
• Proven track record of developing and underwriting profitable business