Executive Director, Special Credits — Distressed Debt & Restructuring

JP Morgan Chase; Plano (TX); On-site; USD 148,000 - 245,000; Full time

Job summary

JPMorgan Chase in Plano/Houston/Chicago seeks a seasoned Credit Officer for the Special Credits group within Commercial & Investment Bank. You will lead decision-making in stressed scenarios, coordinate with deal teams on distressed exposures, and drive innovative credit structures while guiding internal and external stakeholders.

Expect strong analytical and negotiation skills, a track record in workout/ restructurings, and the ability to manage complex portfolios across US regions.

Qualifications

• 7+ years of experience in corporate finance, credit and leveraged finance.
• Experience in workout / restructuring roles.
• Strong verbal and written communication skills with stakeholder negotiation ability.
• Ability to make and defend credit/structuring decisions under pressure.

Responsibilities

• Lead credit decision-making in live stressed/distressed situations.
• Collaborate with deal teams on originations and restructurings.
• Review complex legal, financial and jurisdictional issues for credit improvement.
• Coordinate with Industry/Product Coverage, Credit Risk, Capital Markets, Legal and Compliance.
• Engage external lenders, company management, financial advisors, and outside counsel to optimize exposure positions.
• Monitor distressed portfolio and provide updates to senior management and regulators.
• Evaluate exposure management opportunities and prepare valuations of securities/ instruments.
• Provide leadership on regulatory, accounting and risk reporting agendas for special credits.

Skills

Credit risk analysis

Lender group leadership

Negotiation

Credit structuring

Regulatory awareness

Job description

JPMorgan Chase in Plano/Houston/Chicago seeks a seasoned Credit Officer for the Special Credits group within Commercial & Investment Bank. You will lead decision-making in stressed scenarios, coordinate with deal teams on distressed exposures, and drive innovative credit structures while guiding internal and external stakeholders.

Expect strong analytical and negotiation skills, a track record in workout/ restructurings, and the ability to manage complex portfolios across US regions.