Executive Chief Credit & Risk Officer

Ameriprise Financial Services, LLC; Charlotte (NC); On-site; USD 211,000 - 290,000; Full time

Job summary

Ameriprise Financial Services, LLC is seeking a VP Chief Credit Officer to lead credit risk management and lending governance across Ameriprise Bank. You will shape credit policy, underwriting standards, portfolio oversight, and regulatory engagement, partnering with senior leaders to drive growth.

The role offers significant visibility with executive leadership and the Board of Directors, requires extensive experience in credit risk and secured real estate lending, and involves in-person

Qualifications

• 10 years of banking or financial services experience, including senior leadership experience in credit risk, lending, or controls functions
• Demonstrated expertise in credit risk management, underwriting, portfolio management, and lending products, particularly secured real estate lending
• Bachelor’s degree in Business, Finance, Economics, Accounting, or a related field

Responsibilities

• Lead bank credit strategy, policy development, and underwriting governance for consumer, real estate, secured, and unsecured lending products.
• Chair the Credit Risk Committee and provide leadership across risk and governance committees.
• Review and approve complex credit transactions and oversee credit approval processes.
• Monitor portfolio performance, concentration risk, loan quality, and loss mitigation activities.
• Present credit risk insights and recommendations to executive leadership, regulators, and the Board of Directors.
• Partner with compliance teams to ensure adherence to regulatory requirements and company policies.
• Leverage portfolio analytics and business intelligence to strengthen risk performance and decision making.
• Manage budgets, resources, and continuous improvement initiatives within areas of responsibility.

Skills

Credit risk management

Underwriting

Portfolio management

Lending products

Secured real estate lending

Education

Bachelor’s degree in Business, Finance, Economics, Accounting, or related field

MBA, CPA, or other advanced degree preferred

Job description

Ameriprise Financial Services, LLC is seeking a VP Chief Credit Officer to lead credit risk management and lending governance across Ameriprise Bank. You will shape credit policy, underwriting standards, portfolio oversight, and regulatory engagement, partnering with senior leaders to drive growth.

The role offers significant visibility with executive leadership and the Board of Directors, requires extensive experience in credit risk and secured real estate lending, and involves in-person