Excess & Surplus (E&S) Account Specialist

HomeServices of America; New Brighton (MN); Hybrid; USD 32,000 - 40,000; Full time

Benefits offered by this job

Medical benefits

Health Savings Account

Dental

Vision

Life Insurance

Paid Vacation (PTO)

401(k) with employer match

Flexible Spending Account (FSA)

Employee Assistance Program (EAP)

Job summary

HomeServices Insurance in New Brighton, MN is seeking an Insurance Services Specialist. This hybrid, full-time role supports sales programs, handles claims inquiries, and guides policyholders through the claims process with professionalism.

Responsibilities include processing policy changes, maintaining accurate records, and communicating status updates. A High School Diploma and a valid Property & Casualty license are required, with two years of servicing experience preferred.

Qualifications

• Knowledge of personal lines insurance products and claims handling.
• Two years servicing experience with independent agency or equivalent.
• Property and Casualty License required.

Responsibilities

• Provide day-to-day service to new and existing clients to meet profitability and growth objectives.
• Serve as the first contact for policyholders reporting a claim and manage related communications.
• Investigate, evaluate, and process personal lines claims in line with policy coverage and guidelines.
• Coordinate with adjusters and third parties to facilitate claim resolution.
• Perform additional responsibilities as requested and maintain documentation.

Skills

Insurance knowledge

Communication skills

Analytical skills

Time management

Problem solving

Education

High School Diploma or equivalent work experience

Job description

Job Category: Insurance

Requisition Number: CUSTO011311

• Posted : August 17, 2026
• Full-Time
• Hybrid

Locations

Showing 1 location

MN-New Bright-14th St NW
New Brighton, MN 55112, USA

To provide day-to-day service and support to new and existing clients such that objectives for profitability and growth are met.

Job Duties and Responsibilities (Essential Job Functions)

1. Support sales programs and long-term objectives to enhance business strategy and achieve goals relative to profitability, cost control and organizational effectiveness. (30-40%)

• Research and answer calls regarding claims from clients, underwriters and third parties.
• Advise clients regarding insurance coverage and risk management issues.
• Process policy changes and cancellations.
• Handle claims and payment questions.
• Foster and maintain good working relationships with insurance companies and underwriters.

2. Serve as the first point of contact for policyholders reporting a claim. Procedures will be created regarding how to transfer claim calls / emails. etc.

3. Investigate, evaluate, and process personal lines claims in accordance with policy coverage and company guidelines. (30-40%)

• Coordinate with adjusters, repair facilities, and other third parties to facilitate claim resolution.
• Guide customers through the claims process with empathy and professionalism.
• Maintain accurate and thorough documentation of all claim activities.
• Communicate claim status updates to policyholders and internal stakeholders.

4. Report immediately any circumstances that may lead to potential or actual HomeServices errors and omissions claim and/or any DOI (Dept. of Ins.) or related complaints to the department manager. (0-5%)

5. Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers, and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

• High School Diploma or equivalent work experience and knowledge.

Experience:

• Two years successful servicing experience with independent agency (or equivalent).

Knowledge and Skills:

• Working knowledge of insurance agency operations, claims handling, coverages, rates, markets, and applicable insurance laws/codes.
• Thorough knowledge of all personal lines insurance products especially those represented through HomeServices Insurance.
• Excellent analytical, problem-solving, and decision-making skills.
• Excellent oral, written, and interpersonal communication skills.
• Proven automation, time management, and organizational skills.
• Familiarity with risk assessment and risk management techniques.

Other (licenses, certifications, schedule flexibility/OT, travel, etc.):

• Property and Casualty License

Wage: $23.50 - $28.70 hourly; actual wage is based upon education and experience. Potential for formulary incentive plan, based on financial results.

Benefits: Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.