Excess Casualty Underwriting Specialist

IAT Insurance Group; Houston (TX); Hybrid; USD 72,560 - 157,950; Full time

Benefits offered by this job

Hybrid work environment

Training and development opportunities

Healthcare and Wellness Programs

Performance-based bonuses

College Loan Assistance

Educational Assistance

Mentorship Program

Dress-for-Your-Day Policy

Job summary

IAT Insurance Group is seeking an Excess Casualty Wholesale Underwriter to balance speed to market with pricing expertise for wholesale partners. The role focuses on profitable middle‑market accounts and strong underwriting discipline.

The position favors eight years of experience and knowledge of excess and surplus while offering a hybrid schedule with occasional travel; preferred Texas locations include Dallas/Plano area, with the Central US office as a base.

Qualifications

• Bachelor’s degree is required with eight years of relevant experience or equivalent.
• Equivalent experience is twelve years of relevant commercial insurance experience.
• Knowledge of Excess and Surplus is required.
• Strong math aptitude and excellent verbal and written communication are essential.
• Agency management experience is mandatory.

Responsibilities

• Underwrite and produce profitable business within authority and company goals.
• Maintain agency relationships and develop new ones; identify when to cease relationships.
• Adhere to underwriting guidelines, processes, and regulatory requirements.
• Evaluate risk using applications, reports, loss data, and third‑party data.
• Communicate information clearly in speaking and writing; understand products and services.
• Engage distribution to market capabilities and opportunities; identify new opportunities.
• Use metrics and data to improve territory performance.
• Understand market trends, issues, and competitors.

Skills

Math aptitude

Verbal & written communication

Interpersonal skills

Negotiation

Education

Bachelor’s degree

Equivalent experience: 12 years

Tools

Spreadsheets

PC/Internet tools

Job description

Position Summary

We are excited to announce that the Excess Casualty Market team within IAT Insurance Group has an immediate opening for an Excess Casualty Wholesale Underwriter.

Successful candidates will provide the right balance of speed to market coupled with coverage and pricing expertise on excess casualty when working with our wholesale partners.

Priority consideration is given to individuals with a proven and profitable track record with wholesale brokers building a book of middle‑market accounts (over $40,000) with low frequency and moderate severity exposures. Eight years’ experience or more is preferred.

This position can work from IAT’s Office in the Central US. Other IAT locations, including remote, can be considered for highly qualified candidates. The hybrid schedule reflects our values (thinking and acting like an owner, collaboration, and teamwork) as it requires working from the office with colleagues and other disciplines Monday through Wednesday, with the option of working remotely on Thursday and Friday. Occasional travel is required. Preferred IAT locations include Naperville, Illinois; Rolling Meadows, Illinois; Overland Park, Kansas; Kansas City, Missouri; Spring, Texas; Plano, Texas.

Responsibilities

• Underwrite and produce profitable business within the authority granted and consistent with company goals.
• Maintain agency relationships; develop new relationships and recognize when to cease relationships, contributing where possible to amicable resolutions.
• Adhere to company underwriting guidelines, processes, tools, authority grants, and regulatory/compliance requirements.
• Examine information such as insurance applications, websites, inspection reports, loss information, financial data, and third‑party data to evaluate risk/reward decisions.
• Effectively express information and ideas clearly through spoken, written, and electronic means.
• Demonstrate and communicate an understanding of products and services.
• Provide prompt and courteous responses to internal and external customers.
• Engage with distribution to market capabilities, benefits, and features, and identify new opportunities.
• Leverage metrics and data to improve territory performance.
• Understand market/industry issues, trends, and competitors.
• Perform other tasks as needed.

Qualifications

• Bachelor’s degree and at least eight years of relevant experience or the equivalent.
• Equivalent experience is considered twelve years of relevant commercial insurance experience.
• Knowledge of Excess and Surplus is required.
• Ability to apply loss development and advanced loss analysis concepts for optimal pricing.
• Ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
• Agency management experience mandatory.
• Strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills.
• Computer literacy: various programs, internet‑based programs, PC, spreadsheets.
• Applicants must be authorized to work in the U.S. and not require visa sponsorship now or in the future.

Preferred Qualifications

• Wholesale surplus lines experience.
• CPCU, ARM, or AU industry designations.
• INS21, 22, and 23 or equivalent.
• Eight or more years of experience in commercial insurance.

Compensation

The annual gross salary range for this role is $72,560 – $157,950. Actual salaries will vary based on qualifications, skills, competencies, and geographical location. Total compensation includes base salary, performance‑based bonus opportunities, 401(k) match, profit‑sharing opportunities, and more.

Benefits

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off.
• 7% 401(k) Company Match and additional Profit Sharing.
• Hybrid work environment.
• Numerous training and development opportunities.
• Healthcare and Wellness Programs.
• Opportunity to earn performance‑based bonuses.
• College Loan Assistance Support Plan.
• Educational Assistance Program.
• Mentorship Program.
• Dress‑for‑Your‑Day Policy.

Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug‑free workplace and participate in E‑Verify.