Examiner III

United Trading Group; Salt Lake City (UT); Hybrid; USD 56,000 - 85,000; Full time

Job summary

Department of Financial Institutions in Salt Lake City seeks an Examiner III to lead examinations of depository institutions, including banks and credit unions. The role requires travel to field sites (about 20% of time) and robust writing and regulatory knowledge.

Residency in Utah is required; the position offers hybrid work and a comprehensive benefits package. Applicants should be prepared for a criminal history check and drug test as part of the process.

Qualifications

• Four or more years of experience with a state or federal banking agency as a bank examiner and completed core schools.
• Preferred lead Examiner-in-Charge for full-scope safety and soundness exams.

Responsibilities

• Conduct examinations, determine scope and direction, review information, identify issues, schedule exams and prepare work papers.
• Lead or supervise staff, delegate work, monitor quality, provide training and input on performance reviews.
• Analyze data, report findings, interpret results and make recommendations.
• Draft examination reports and other written materials.
• Review and evaluate reports, laws, and regulations and prepare summaries.
• Participate in or hold meetings to clarify and resolve issues.

Skills

Bank examiner experience

Strong writing skills

Communication skills

Team leadership

Education

FDIC core schools / equivalent regulatory training

Tools

Examination Tool Suite (ETS)

Examination Documentation (ED) modules

Job description

Examiner III

FT / PT Status – Full-Time
Benefits Eligibility – This position is eligible for a full benefits package.
Salary – $41.09 - $61.72 Hourly Wage
Remote Work / In-Office – Hybrid
Application Deadline – 10/4/2026*

*This job posting may close at any time after the minimum advertising period of three (3) business days has passed, should a sufficient applicant pool be received. Applicants are encouraged to apply as early as possible.

Key Responsibilities

Employees in theFinancial Institutions ExaminerIIIposition work in a team environment to conduct examinations of depositoryinstitutions (including banks, industrial banks, and credit unions) todetermine their financial condition and compliance with applicable federaland/or state laws, regulations, and/or agency rules, standards, and guidelines.Examinations involve preparing detailed written and verbal reports, and includeonsite contact with institution officers, directors and employees. ExaminerIII’s may also conduct examinations of money service businesses subject to thedepartment’s jurisdiction. Examiner III’s also provide technical expertise in aspecialty area, train less-experienced examiners, and conduct special projectsfor agency management.
Examiners can spend approximately 20 percent of their timetraveling, including overnight travel both within and outside the state, toperform examinations and to attend training.
Candidates must be residents of the state of Utah. Use of aprivate vehicle, subject to reimbursement, is required to travel to fieldsites.

Principal Duties

• Conducting examinations,including determining the nature, scope and direction of the examination,reviewing and analyzing available information, identifying potentialissues, scheduling examinations, and preparing examination work papers.
• Leading or functionallysupervising staff, delegating work assignments, monitoring/reviewingquality of work, scheduling staff, providing technical assistance ortraining, and/or providing input on performance appraisal, hiring anddiscipline.
  Ensuring compliance withapplicable federal and/or state laws, regulations, and/or agency rules,standards and guidelines.
• Analyzing, summarizing and/orreviewing data; reporting findings, interpreting results and/or makingrecommendations.
  Writing or draftingcorrespondence, examination reports and other types of reports, documentsand/or other written materials.
• Reviewing and evaluating reports,documents, laws, rules, and regulations. Also editing, preparing, andapproving summaries of findings.
• Participating in or holdingmeetings to clarify, resolve and settle examination issues.
• Monitoring and evaluatingoperations, programs, processes, and/or practices for quality andeffectiveness; making recommendations for improvement

This position maybe underfilled as aFinancial Institutions Examiner IIif the applicant:has less than four years of work-related experience, has not fully met thefield experience preferences identified below, or hasn't been commissioned by astate or federal depository institution regulatory agency.

DHRM rules regarding promotionsand transfers apply to current state of Utah employees.

Qualifications

Minimum or "day-one" qualifications:

• Four or more years of experiencewith a state or federal banking agency as a bank examiner and completed all FDIC core schools up through and including Introduction toInformation Technology School and Introduction to Security, or equivalentcore schools from another depository institution regulatory agency.

Preferred or trainable/on-the-job qualifications:

• Served as the lead Examiner-in-Chargefor a full-scope safety and soundness bank examination at least threetimes – and planned and conducted management and board of directors exitmeetings.
• Experience conductingexaminations using the Examination Tool Suite (ETS) platform.
• Experience completing ExaminationDocumentation (ED) modules.
• Strong communication skills.
• Ability to identify complexproblems and review related information to develop and evaluate optionsand implement solutions.
• Knowledge of principles,theories, and practices of auditing and accounting.
• Knowledge of financial markets,models, and banking.
• Strong writing skills, includingthe ability to compose and produce reports, documents, and relatedmaterials using computer software.
• Experience reviewing commercialloans, including an assessment of a regulated institution’s underwritingand credit administration practices.

About the Role

Location

60 S 400 W
Salt Lake City, Utah, 84101
United States

Background Check Required

You must successfully pass a criminal history check.

Drug Test Required

Schedule Code

B - Competitive Career Service

Why You Should Join Our Team

In Utah, we believe hard work is important, but balance is essential. Finding work/life balance is a vital element to our culture. To find out more about WHY Utah, click here. Other benefits may include:

• Job Stability: Enjoy the security and reliability of employment within a well-established organization.
• Career Growth: Develop valuable skills and gain opportunities for leadership within a large organization.
• Meaningful Work: Contribute to an important service that benefits the community and supports organizational goals.
• Supportive Work Environment: Be part of a team that values cooperation, strong work ethics, and mutual support.

The Agency

The primary mission of the Department of Financial Institutions is to charter, regulate, and supervise persons, firms, corporations, associations, and other business entities furnishing financial services to the citizens of the state of Utah. To learn more about the Department of Financial Institutions please click here.

EEO Statement

The State of Utah is committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. For accommodations, please contact [phone].