Examiner-Analyst - Financial Analysis

State of Missouri; Jefferson City (MO); On-site; USD 58,000 - 84,000; Full time

Job summary

State of Missouri seeks an entry to intermediate level regulatory examination analyst in Jefferson City to ensure insurers can pay claims by conducting risk-focused financial analysis for compliance on a quarterly basis.

The role involves evaluating insurers’ financial operations, identifying trends, and recommending actions. Travel may be required for examinations and training; a bachelor’s degree with related field and 0–1 year of experience is expected, with designation support provided.

Qualifications

• Bachelor’s degree in accounting, insurance, risk mgmt, business or related field with 0–1 year experience in insurance accounting/auditing.

Responsibilities

• Participate in periodic financial analysis of insurers’ operations, risks and reserves.
• Identify concerning trends and recommend action plans or regulatory steps.
• Pursue and maintain insurance designations through continuing education.

Education

Bachelor’s degree in accounting, insurance, risk management, business or related field

Job description

Salary Range:

$58,023 - $83,784 (commensurate with experience and education)

The salary indicated represents a base pay rate. If the candidate selected is eligible for a years-of-service pay differential, it will be added to the total compensation. A pay differential does not raise the base pay.

Job Location:

This position will be located at Harry S Truman State Office Building, 301 W High Street, Jefferson City, Missouri.

Why is the work you do in this position important to Missouri?

This entry to intermediate level technical position serves Missourians by helping ensure that insurance companies are financially able to pay insurance claims in times of loss.This is achieved by conducting risk- focused financial analysis to identify risks and related controls present in insurers, determine compliance with Missouri statutes and regulations, and assess potential impact on the insurers’ financial condition, on a quarterly basis in conjunction with the examination function.

• Participation in periodic financial analysis, including the evaluation of insurers’ financial operations, risks and controls, corporate governance and management practices, adequate reserving, recorded assets, liabilities, surplus and capital for compliance with statutes, rules, and regulations.
• Perform analysis, identify concerning trends, and recommend further analysis, action plans or regulatory action.
• Obtain any designations required for accreditation or certification and maintain the designations through continuing education.
• In-state and out-of-state travel may be required to assist in Examinations and for training purposes.

What are the qualifications for the position?

A Bachelor’s degree with specialization in accounting, insurance, risk management, business, or closely related areas; AND 0-1 years professional or technical experience in areas of insurance accounting/auditing, insurance regulation, statutory risk-focused examination and/or analysis, or other relevant fields.December 2026 graduates are also encouraged to apply.

Lack of post‑secondary education will not be used as the sole basis denying consideration to any applicant.

Note:An employee in this position will have the opportunity to obtain insurance designations required for accreditation or certification and maintain the designations through continuing education. The department offers employer reimbursement of the costs of these designation and certification programs, plus supports other professional development to enhance your promotional opportunities within the insurance examination job family which is detailed at https://oa2.mo.gov/personnel/careers/regulatory-compliance/insurance-examination. Employment in this position may qualify individuals for the provisions under the Public Service Loan Forgiveness Program.

The State of Missouri offers an excellent benefits package that includes a defined pension plan, generous amounts of leave and holiday time, and eligibility for health insurance coverage. Your total compensation is more than the dollars you receive in your paycheck. To help demonstrate the value of working for the State of Missouri, we have created an interactive Total Compensation Calculator. This tool provides a comprehensive view of benefits and more that are offered to prospective employees. The Total Compensation Calculator and other applicant resources can be found here.

The Missouri Department of Commerce and Insurance, Human Resources Section at [e-mail].