ESIS Claims Representative, AGL

Chubb in; Overland Park (KS); On-site; USD 55,000 - 75,000; Full time

Job summary

ESIS seeks an experienced Auto, General & Liability (AGL) Claims representative for the Overland Park, KS office. You will investigate and settle AGL claims under supervision, handling statements, inspections, and reserves to ensure timely, fair resolutions.

Successful candidates will have 2+ years of claims handling in Auto & General Liability, an adjuster license, and strong communication skills; experience in a TPA environment is a plus.

Qualifications

• 2+ years claims handling in Auto & General Liability.
• State adjuster licenses required.
• Knowledge of coverages and applicable legal principles.
• Strong communication and negotiation with internal and external stakeholders.
• Analytical problem solving and commitment to high-quality service.

Responsibilities

• Receive assignments and review claim and policy information for investigation.
• Interview insureds, claimants, witnesses to gather statements.
• Inspect or appraise property losses when needed.
• Evaluate facts to determine liability and company obligations.
• Prepare investigation reports, settlements, denials and reserve determinations.
• Maintain reserves within authority; discuss changes with Team Leader.
• Inform claimants of status and outcomes; arrange releases and payments.

Skills

Claims knowledge

Communication

Negotiation

Analytical thinking

Problem solving

Customer service

Education

Adjuster license

Job description

ESIS Claims Representative, AGL (Finance)

ESIS is seeking an experienced Auto, General & Liability (AGL) Claims representative for the Overland Park, KS office. The person in this role will handle and maintain all AGL claims and file reviews under general supervision of a supervisor and as part of the ESIS team.

KEY OBJECTIVE

Under the direction of the Claims Team Leader investigates and settles claims promptly, equitably and within established best practices guidelines.

MAJOR DUTIES & RESPONSIBILITIES

Duties include but are not limited to:

• Under limited supervision, Receives assignments and reviews claim and policy information to provide background for investigation and may determine the extent of the policy's obligation to the insured depending on the line of business.
• Contacts, interviews and obtains statements (recorded or in person) from insureds, claimants, witnesses, physicians, attorneys, police officers, etc. to secure necessary claim information.
• Depending on line of business may inspect and appraise damage for property losses or arranges for such appraisal.
• Evaluates facts supplied by investigation to determine extent of liability of the insured, if any, and extend of the company's obligation to the insured under the policy contract.
• Prepares reports on investigation, settlements, denials of claims, individual evaluation of involved parties etc.
• Sets reserves within authority limits and recommends reserve changes to Team Leader.
• Reviews progress and status of claims with Team Leader and discusses problems and suggested remedial actions.
• Prepares and submits to Team Leader unusual or possible undesirable exposures.
• Assists Team Leader in developing methods and improvements for handling claims.
• Settles claims promptly and equitably.
• Obtains releases, proofs of loss or compensation agreements and issues company drafts in payments for claims.
• Informs claimants, insureds/customers or attorney of denial of claim when applicable.

QUALIFICATIONS

• Technical claims knowledge and competence as evidenced by a minimum of 2 years claims handling experience in specific line of business (Auto & General Liability). Experience within a TPA environment strongly preferred. Required to obtain specific state licenses.
• Knowledge of coverages; along with a good understanding of applicable legal principles.
• Knowledge of auto liability cost containment programs and proven account management skills a must.
• Excellent communication, negotiation and interpersonal skills to effectively interact with all levels of an organization both internal and external.
• Strong analytical and problem solving ability.
• Demonstrated ability to provide consistent superior service to customers.

An applicable resident or designated home state adjuster's license is required for ESIS Field Claims Adjusters. Adjusters that do not fulfill the license requirements will not meet ESIS's employment requirements for handling claims. ESIS supports independent self-study time and will allow up to 4 months to pass the adjuster licensing exam.

ABOUT US

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.