Equipment Finance: Commercial Credit Analyst

Fifth Third; Chicago (IL); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank in Chicago, IL is seeking a Commercial Credit Analyst - Equipment Finance to monitor credit excellence, collect financial statements for renewals, and prepare concise credit memos.

You will analyze financials, track covenants, run risk models, and collaborate with the CCU team to issue accurate spreads and underwriting decisions. Strong MS Office skills and banking knowledge are required.

Qualifications

• Bachelor's degree in Business (e.g. Finance or Accounting) and 2+ years of commercial banking experience.
• Strong financial and risk analysis skills and the ability to build financial models.
• Knowledge of banking products and corporate structures.
• Proficiency with MS Office and internal banking systems.

Responsibilities

• Monitor Credit Excellence and collect financial statements for renewals.
• Prepare concise credit approval memos with risk considerations.
• Monitor portfolio, covenants, and run risk rating models.
• Verify covenants and update ticklers; track past due items.
• Collaborate with CCU to edit or correct spreads.
• Produce pipeline and portfolio reporting for leadership.
• Conduct Period Reviews and build projection models.
• Ensure data integrity across systems and resolve deficiencies.

Skills

Financial analysis

Credit risk analysis

Microsoft Office

Communication skills

Problem solving

Attention to detail

Education

Bachelor's degree in Business Administration, Finance, or Accounting

Tools

Internal banking applications

Financial modeling

Job description

Fifth Third Bank in Chicago, IL is seeking a Commercial Credit Analyst - Equipment Finance to monitor credit excellence, collect financial statements for renewals, and prepare concise credit memos.

You will analyze financials, track covenants, run risk models, and collaborate with the CCU team to issue accurate spreads and underwriting decisions. Strong MS Office skills and banking knowledge are required.