Environmental Risk Officer II

Truist Financial Corporation; Oregon; Hybrid; USD 90,000 - 140,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k plan

Job summary

Truist seeks an experienced Environmental Risk professional to independently assess environmental risks for real estate collateral and guide credit decisions. The role involves managing complex due diligence, coordinating with consultants and legal teams, and providing actionable risk mitigation recommendations.

The ideal candidate will have 5+ years of environmental experience, strong CERCLA knowledge, and proven ability to communicate complex findings to diverse stakeholders.

Qualifications

• Bachelor's degree or equivalent combination of education and relevant professional experience.
• Five or more years of relevant environmental experience, including at least three years of reviewing or managing environmental site assessments.
• Knowledge of environmental due diligence and risk assessment for commercial real estate.
• Working knowledge of CERCLA and environmental regulatory requirements.
• Ability to independently analyze complex environmental information and communicate risk conclusions.
• Ability to review environmental reports and identify material risks and data gaps.
• Strong written and verbal communication skills for technical and non-technical audiences.
• Ability to manage multiple assignments and meet deadlines.
• Effective collaboration with cross-functional stakeholders.

Responsibilities

• Independently determine scope and level of environmental due diligence based on property/context.
• Evaluate environmental risks and communicate conclusions to stakeholders.
• Develop and oversee risk-based action plans for identified concerns.
• Order and evaluate environmental assessments for accuracy and scope.
• Manage high-complexity environmental assignments and risks.
• Coordinate with consultants, business units, and legal counsel to resolve deficiencies.
• Evaluate consultant performance and provide feedback for the program.
• Provide technical consultation and training on environmental due diligence and risk mitigation.
• Maintain knowledge of environmental risk practices and regulatory requirements.
• Assist with policy development and periodic revision of risk procedures.
• Identify emerging environmental risks and industry trends.
• Mentor less experienced teammates and ensure consistent practices.
• Maintain complete documentation of reviews and final resolutions.

Skills

Analytical thinking

Risk assessment

Environmental due diligence

Regulatory knowledge

Project management

Collaboration

Judgment

Time management

Technical reporting

Mentoring

Education

Bachelor's degree in environmental science or related field

Professional certification (PE/PG/CHMM)

Tools

Microsoft Office

Job description

Regular or Temporary: RegularLanguage Fluency: English (Required)Work Shift: 1st shift (United States of America)

Need Help?If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Please review the following job description:

Truist may consider candidates in any of our approved remote work locations outside the posted office locations above.

Responsible for independently evaluating environmental risks associated with real estate collateral, determining appropriate levels of environmental due diligence, and ensuring the quality and integrity of the environmental review process. Provides clear, well-supported risk conclusions and mitigation recommendations to support credit decisions. Manages assignments with elevated complexity, including the most complex environmental matters, and serves as a technical resource to business units, credit teams, consultants, and less experienced teammates.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Independently determine appropriate scope and level of environmental due diligence based on property type, current and historical use, transaction structure, identified environmental conditions, and applicable Bank requirements.
2. Evaluate environmental risks associated with real estate collateral and determine whether those risks are acceptable within established risk parameters. Clearly communicate conclusions and provide practical risk mitigation recommendations to business units, credit teams, and other stakeholders in support of credit decisions.
3. Develop and oversee risk-based action plans when environmental concerns are identified, including additional investigation, regulatory evaluation, remediation, environmental insurance, engineering or institutional controls, ongoing monitoring, and estimates of potential costs to cure.
4. Order, review, and evaluate environmental assessments and related technical documentation for accuracy, completeness, regulatory relevance, compliance with applicable ASTM standards, and consistency with the approved scope of work.
5. Manage environmental assignments with elevated levels of risk, complexity, or sensitivity, including the most complex matters involving significant contamination, regulatory involvement, remediation obligations, redevelopment, multiple properties, or complex transaction structures.
6. Coordinate with environmental consultants, business units, legal counsel, credit teams, property owners, and other stakeholders to resolve due diligence deficiencies, clarify environmental findings, and determine whether completed work adequately addresses identified risks.
7. Evaluate the quality and performance of environmental consultants, provide feedback regarding the adequacy of completed work, and make recommendations concerning the addition, retention, restriction, or removal of firms from the Bank's approved consultant program.
8. Provide technical consultation and training to business units, credit teams, and other teammates regarding environmental due diligence, environmental risk mitigation, regulatory requirements, and the application of Bank environmental risk policies and procedures.
9. Maintain advanced knowledge of environmental risk management practices, applicable federal and state environmental requirements, CERCLA liability and defenses, lender and secured-creditor protections, and current ASTM assessment and reporting standards.
10. Assist with the development, interpretation, implementation, and periodic revision of Bank environmental risk policies, procedures, guidance, tools, and quality-control practices.
11. Identify emerging environmental risks, regulatory developments, and industry trends that could affect real estate collateral, lending activities, or the Bank's environmental risk management practices.
12. Mentor and provide technical guidance to less experienced teammates, support consistent application of environmental risk requirements, and assist with the review or escalation of complex assignments.
13. Maintain complete, accurate, and timely documentation of environmental reviews, risk conclusions, required actions, approvals, and final resolution in applicable Bank systems.

Required Qualifications

1. Bachelor's degree or equivalent combination of education and relevant professional experience.
2. Five or more years of relevant environmental experience, including at least three years of experience reviewing, preparing, or managing environmental site assessments performed in accordance with applicable ASTM standards.
3. Demonstrated knowledge of environmental due diligence and environmental risk assessment, including the ability to evaluate environmental conditions affecting commercial real estate and determine appropriate investigation and risk mitigation strategies.
4. Working knowledge of CERCLA and other applicable environmental regulatory requirements, including liability considerations and protections applicable to real estate owners, purchasers, and secured lenders.
5. Demonstrated ability to independently analyze complex environmental information, exercise sound professional judgment, reach well-supported risk conclusions, and communicate recommendations in support of business and credit decisions.
6. Ability to critically review environmental reports, regulatory information, consultant findings, and other technical documentation and identify material environmental risks, data gaps, inconsistencies, and additional due diligence requirements.
7. Strong written and verbal communication skills, including the ability to clearly explain complex environmental and regulatory matters to both technical and non-technical audiences.
8. Demonstrated ability to manage multiple assignments, including complex and time-sensitive matters, establish priorities, exercise independent judgment, and meet established deadlines.
9. Ability to effectively collaborate with environmental consultants, business units, credit teams, legal counsel, and other stakeholders to resolve environmental risk issues.
10. Demonstrated proficiency with Microsoft Office applications and the ability to effectively use technology and information systems to perform environmental review, documentation, research, and communication responsibilities.

Preferred Qualifications

1. Bachelor's or graduate degree in environmental science, environmental engineering, geology, hydrogeology, chemistry, biology, or another field directly related to environmental risk assessment or environmental due diligence.
2. Relevant professional certification, licensure, or designation, such as Professional Engineer (PE), Professional Geologist (PG), Certified Hazardous Materials Manager (CHMM), or other environmental credential applicable to the responsibilities of the position.
3. Previous experience performing environmental risk management or environmental due diligence for a financial institution, commercial lender, or other organization engaged in real estate-secured lending.
4. Experience evaluating complex environmental conditions involving contaminated properties, regulatory programs, remediation, environmental liability, or environmental risk mitigation.
5. Experience providing technical guidance, training, mentoring, or quality review of environmental due diligence work.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work