Entry-Level Commercial Credit Analyst - Grow in Lending

Union Bank of VT & NH; Morristown (VT); On-site; USD 30,000 - 36,000; Full time

Benefits offered by this job

Generous Paid Time Off

Health, Dental, and Life Insurance

Short and Long-Term Disability

Company-matched 401K retirement

Bankers’ hours

Paid Federal Holidays

Job summary

Union Bank of VT & NH is seeking an entry-level Commercial Credit Analyst Associate in Vermont. This developmental role supports underwriting and credit analysis while building foundational knowledge of commercial lending, financial analysis, risk assessment, and credit administration.

Under the guidance of Credit Analysts and Officers, you will assist with financial statement analysis, annual reviews, collateral and guarantor data, data validation, and documentation—preparing you for

Qualifications

• Associate's or Bachelor's degree in business, finance, accounting, economics, or related field; equivalent experience considered.
• Previous banking, accounting, finance, or business experience preferred but not required.
• Strong aptitude for analytical and problem-solving work.
• Strong attention to detail and organizational skills.
• Excellent written and verbal communication skills.
• Proficiency with Microsoft Excel and Microsoft Word.
• Willingness to learn commercial lending, accounting, financial analysis, and credit risk concepts.
• Commitment to continuous learning and professional development.
• Ability to work effectively in a team-oriented and deadline-driven environment.

Responsibilities

• Support underwriting and credit analysis process.
• Assist with financial statement analysis, annual review preparation, credit package development.
• Gather collateral and guarantor information, validate data, and documentation support.
• Develop foundational knowledge for advancement to Commercial Credit Analyst I.
• Exposure to commercial real estate, commercial and industrial lending, construction lending, and other commercial products.

Skills

Analytical skills

Attention to detail

Communication skills

Teamwork

Deadline management

Education

Bachelor's or Associate's degree

Tools

Microsoft Excel

Microsoft Word

Job description

Union Bank of VT & NH is seeking an entry-level Commercial Credit Analyst Associate in Vermont. This developmental role supports underwriting and credit analysis while building foundational knowledge of commercial lending, financial analysis, risk assessment, and credit administration.

Under the guidance of Credit Analysts and Officers, you will assist with financial statement analysis, annual reviews, collateral and guarantor data, data validation, and documentation—preparing you for