Energy Portfolio Manager - II

BOK Financial; Houston (TX); On-site; USD 95,000 - 130,000; Full time

Job summary

BOK Financial in Houston is seeking a Credit Product Underwriter II - Energy to underwrite complex financial transactions across energy-related assets, including real estate, working capital, equipment, and acquisitions. You will provide industry expertise and design integrated financing solutions for high-impact clients.

The role balances analysis, deal design, and joint client discussions with Relationship Managers to drive revenue while managing risk.

Qualifications

• Strong knowledge of credit principles, lending functions, loan analysis, and underwriting policies.
• Excellent communication and ability to convey information clearly.
• Ability to leverage client relationships and peers to achieve goals.
• Experience with loan documentation and policy compliance.
• Excellent organizational and meticulous work habits.

Responsibilities

• Conduct credit analysis to underwrite complex transactions including energy assets.
• Engage in credit conversations with RMs and leadership; assist in deal design and execution.
• Work to get deals approved while mitigating risk and maintaining quality.
• Prepare commitment reports for multi-state markets supported by the lending center.
• Collaborate with Relationship Managers on information gathering for proper credit analysis.
• Process credit documents with RMs to effectuate new and existing loans.

Skills

Credit analysis

Financial analysis

Interpersonal communication

Risk assessment

Tools

Excel

Job description

Req ID: 78275

Location: Houston -HOUS

Areas of Interest: Commercial Banking, Energy; Commercial Banking; Lending; Underwriting

Pay Transparency Salary Range: Not Available

Application Deadline: 07/24/2026

Summary

Join us as a Credit Product Underwriter II - Energy. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.

Job Description

The Credit Products Underwriter II - Energy is primarily responsible for underwriting complex financial transactions, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions. In addition, the Credit Products Underwriter is responsible for providing product and industry expertise to the client by designing and executing solutions on more complex clients. The CPU will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter will partner with the RMs to assist in generating revenue and profitability.

Team Culture

We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

How You’ll Spend Your Time

• The majority of your time will be spent conducting the credit analysis to finance multiple business endeavors, including upstream and midstream oil & gas assets.
• Your day will consist of credit conversations, decision making, and communication with Relationship Managers and credit leadership.
• You will work efficiently to get deals approved while mitigating risk.
• You will prepare commitment reports for all of the multi-state markets supported by the lending center.
• You will participate in joint calling on prospects to gather key information for proper credit analysis.
• You will work through credit documents with Relationship Managers to effectuate new and existing loans.

Education & Experience Requirements

• Demonstrated knowledge of intermediate accounting theory, including the difference between GAAP and income-tax based statements, cash and accrual accounting, consolidation and elimination principals, and the effect each type of accounting has on the underwriting process.
• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
• Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with both colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited timeframes.
• Extensive knowledge of loan documentation, loan policy and regulations.
• Extensive knowledge of the Loan Grading Process.
• Excellent oral and written communications skills.
• Advanced PC and spreadsheet software skills.

Working Conditions & Physical Requirements

Office - Occasional Travel.

Mandatory Equal Employment Opportunity Mandate

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Please contact [e-mail] with any questions.