Elite Personal Lines & Life Insurance Advisor

Flagstar Bank; Walnut Creek (CA); On-site; USD 73,000 - 128,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Life insurance

Disability insurance

Leave program

Job summary

Flagstar Bank is seeking a Personal Lines P&C and Life Insurance Specialist for its Insurance Agency serving Private Bank and Commercial Bank clients in the San Francisco area. You will build relationships with high-net-worth clients and deliver sophisticated insurance solutions spanning personal lines, auto, home, structures, liability, and life products.

Leveraging partnerships with Private Bankers and Wealth Advisors, you will identify needs, analyze coverage gaps, quote and bind policies,

Qualifications

• Active Property & Casualty license is required
• Active Life Insurance license is required
• FINRA Series 6/7 and 63/66 preferred
• 5+ years of personal lines and life insurance sales experience
• Proven track record of success serving affluent clients

Responsibilities

• Develop new opportunities through referrals from Private Banking, Commercial Banking and other parts of the firm as well as from external COIs
• Conduct comprehensive insurance portfolio reviews
• Cross sell life insurance and other personal risk management solutions
• Design insurance programs for affluent clients
• Analyze existing insurance for coverage gaps
• Quote and bind
• Identify life insurance planning opportunities through financial conversations
• Conduct life insurance needs analysis
• Recommend solutions to meet client needs
• Coordinate underwriting with carriers and partners
• Deliver concierge level service
• Collaborate with bankers to prepare for client meetings
• Participate in joint calls and client reviews
• Perform annual policy reviews

Skills

Affluent client sales

Relationship management

Client service

Regulatory compliance

Communication skills

Client needs analysis

Education

Undergraduate degree

Tools

P&C License

Life Insurance License

FINRA licensing (Series 6/7; 63/66)

Job description

Flagstar Bank is seeking a Personal Lines P&C and Life Insurance Specialist for its Insurance Agency serving Private Bank and Commercial Bank clients in the San Francisco area. You will build relationships with high-net-worth clients and deliver sophisticated insurance solutions spanning personal lines, auto, home, structures, liability, and life products.

Leveraging partnerships with Private Bankers and Wealth Advisors, you will identify needs, analyze coverage gaps, quote and bind policies,