Early Career Analyst

3416US00 Howden US Services LLC; New York (NY); Hybrid; USD 52,000 - 78,000; Full time

Benefits offered by this job

Fully funded professional andTechnical

Training & development

Volunteer days

Healthcare benefits

401(k)

Job summary

Howden US Services LLC in New York is launching its 12-month Financial Lines Graduate Program for recent graduates. You’ll rotate across teams including Financial Institutions, Cyber, and Directors & Officers Liability, gaining broad exposure to Financial Lines insurance and claims.

No prior insurance experience is required—we provide training, mentoring, and access to senior leaders to support your development and career growth within a fast-paced insurance environment.

Qualifications

• Recent graduates or students graduating soon from any degree discipline who are excited to learn, curious about business, and interested in understanding how organizations manage risk and navigate complex challenges.
• Strong communication skills and ability to build relationships and collaborate with others.
• Adaptability and comfort in a fast-paced, evolving environment.

Responsibilities

• Rotate across teams including Financial Institutions, Cyber, and Directors & Officers Liability, gaining broad exposure to Financial Lines insurance and claims.
• Support client accounts and learn how insurance programs are designed, marketed, and placed.
• Assist with presentations, submissions, renewal strategies, and other client deliverables.

Job description

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Financial Lines Group

Financial Lines is one of the most dynamic and fast-evolving areas of the insurance industry. It focuses on protecting organizations against complex risks, from cyber-attacks and professional liability claims to regulatory investigations, management liability, and emerging technology exposures. As businesses continue to evolve and new risks emerge, Financial Lines professionals play a critical role in helping clients navigate uncertainty and make informed decisions. This creates a unique opportunity to combine analytical thinking, relationship building, and commercial problem-solving while working at the intersection of business, finance, technology, and risk. Whether advising a global financial institution, a fast-growing fintech, or an innovative digital asset company, you'll gain exposure to complex challenges that shape industries and economies around the world.

Our Graduate Program

You’ll join a 12-month development experience designed for recent graduates ready to build a meaningful career in insurance. From day one, you'll build an understanding of how different risks are assessed, placed, and managed, while developing the technical and commercial skills needed to advise clients effectively.

• Financial Institutions
• Cyber
• Directors & Officers Liability

Throughout the program, you’ll develop the technical knowledge, commercial awareness, and professional skills needed to succeed in a broking career. Your experience will include structured learning, professional development workshops, networking opportunities, mentoring, and access to senior leaders through speaker events and interactive sessions.

What you’ll be doing

Rotate across teams including Financial Institutions, Cyber, and Directors & Officers Liability, gaining broad exposure to Financial Lines insurance and claims. Support client accounts and learn how insurance programs are designed, marketed, and placed. Assist with presentations, submissions, renewal strategies, and other client deliverables. Research industries, emerging risks, and market trends to support client and placement activities. Build relationships with insurers and underwriters while developing an understanding of coverage structures and negotiations. Participate in client meetings, internal strategy discussions, and renewal planning sessions. Gain exposure to claims management, client servicing, and the broader insurance lifecycle. Develop the technical, commercial, and relationship-building skills needed for a successful career in broking.

What are we looking for

You don't need previous insurance experience or technical knowledge - we'll provide the training and support to help you succeed. We're looking for recent graduates or students graduating soon from any degree discipline who are excited to learn, curious about business, and interested in understanding how organizations manage risk and navigate complex challenges. You'll thrive in this role if you are:

• On track to achieve, or have achieved, a cumulative GPA of 3.2 or above
• Curious, proactive, and eager to learn new concepts and skills.
• Adaptable and comfortable working in a fast-paced, evolving environment.
• A strong communicator who enjoys building relationships and collaborating with others.
• Motivated to take ownership of your work and contribute to team success.
• A problem-solver who approaches challenges with a positive, solutions-focused mindset.
• Resilient, organized, and able to manage multiple priorities effectively.

To be eligible for this program, you must have unrestricted authorization to work in the United States.

Why should you apply

• Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.
• Excellent training and development schemes and accelerated career progression.
• 2 days allocated to take part in volunteering schemes.

What do we offer in return

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We’re committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that’s embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.

Benefits

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance