E&S Underwriter

On Target Executive Search; New Jersey; Hybrid; USD 80,000 - 95,000; Full time

Benefits offered by this job

Paid time off

Retirement plan with employer match

Medical, dental, vision and life保险

Education assistance

Wellness resources and employee assist

Job summary

On Target Executive Search seeks an E&S Underwriter to join its Montvale, NJ team. The role supports underwriting for wholesale and MGA programs across commercial lines, with emphasis on risk assessment, pricing and agency relationships.

You will review submissions, determine eligibility, and collaborate with agents and carriers. A Producer’s license and 3+ years of insurance experience are required; hybrid work is available in Bergen County, NJ.

Qualifications

• Producer’s license and at least three years of insurance experience.
• Experience with coverage forms, exposures and standard underwriting practices.
• Wholesale E&S, surplus-lines or MGA underwriting experience preferred.
• Experience independently reviewing submissions, evaluating exposures and determining fit within underwriting guidelines.
• Experience with risk selection, rating/pricing and preparing quotes.
• Ability to recognize risks outside established program guidelines and work within underwriting authority.
• Experience working directly with insurance agents and/or brokers.
• Hybrid schedule for the Montvale, NJ office.

Responsibilities

• Review applications, loss-control reports, loss history and supporting documentation to evaluate risk and program fit.
• Assess catastrophe exposure, loss frequency and severity, and other relevant risk factors.
• Rate or verify policy pricing and prepare insurance quotes.
• Review new business and renewal submissions and determine eligibility within available programs and underwriting guidelines.
• Request missing underwriting information and respond to agent inquiries.
• Review renewals, endorsements and cancellations.
• Work with agents, brokers and insurers throughout the underwriting and placement process.
• Maintain accurate account and underwriting information within company systems.
• Conduct agent marketing visits and maintain productive relationships with agency partners.

Skills

Analytical skills

Negotiation

Communication

Interpersonal skills

Education

Producer’s license

Job description

An established insurance managing general agency (MGA) and wholesale insurance organization is seeking an E&S Underwriter to join its team in Montvale, New Jersey. The organization works with insurance agents, brokers and carrier partners across commercial, professional, personal and specialty insurance markets.

This position is well suited for an underwriter who can independently evaluate commercial risks, determine program eligibility, support pricing decisions and build productive relationships with insurance agents and brokers. Wholesale E&S experience is preferred, and transportation or trucking underwriting experience is especially valuable.

Qualifications

• Producer’s license and at least three years of insurance experience.
• Prior underwriting experience with knowledge of coverage forms, exposures and standard underwriting practices.
• Wholesale E&S, surplus-lines or MGA underwriting experience preferred.
• Experience independently reviewing submissions, evaluating exposures and determining whether risks fit underwriting guidelines.
• Experience with risk selection, rating/pricing and preparing quotes.
• Ability to recognize risks outside established program guidelines and work within assigned underwriting authority.
• Experience working directly with insurance agents and/or brokers.
• Strong analytical, negotiation, communication and interpersonal skills.
• Ability to work the hybrid schedule associated with the Montvale, NJ office.

Preferred Experience

• Auto Physical Damage (APD) and Motor Truck Cargo (MTC) underwriting experience.
• Experience evaluating and pricing trucking or transportation risks.
• Commercial auto, transportation or other specialty commercial underwriting experience.

What You’ll Do

• Review applications, loss-control reports, loss history and supporting documentation to evaluate risk and program fit.
• Assess catastrophe exposure, loss frequency and severity, and other relevant risk factors.
• Rate or verify policy pricing and prepare insurance quotes.
• Review new business and renewal submissions and determine eligibility within available programs and underwriting guidelines.
• Request missing underwriting information and respond to agent inquiries.
• Review renewals, endorsements and cancellations.
• Work with agents, brokers and insurers throughout the underwriting and placement process.
• Maintain accurate account and underwriting information within company systems.
• Conduct agent marketing visits and maintain productive relationships with agency partners.
• Paid time off and holidays
• Retirement plan with employer match
• Medical, dental, vision and life insurance
• Education assistance
• Wellness resources and employee assistance

Compensation & Work Arrangement

Salary range: $80,000–$95,000 annually. This is a full-time hybrid position associated with the Montvale, New Jersey office in Bergen County.