DSCR Underwriting Manager

Huffman Associates LLC; Los Angeles (CA); On-site; USD 120,000 - 150,000; Full time

Job summary

Huffman Associates LLC in Charlotte is seeking a DSCR Underwriting Manager to lead debt service coverage ratio analysis for commercial real estate projects and guide underwriting decisions. You will evaluate cash flow projections, financial statements, and risks, supervise a team of underwriters, and present findings to senior management.

The role emphasizes process improvement and industry best practices. Candidates should have a finance/real estate background, advanced analytical skills, and

Qualifications

• Bachelor's degree in Finance, Real Estate, or a related field.
• Proven experience in commercial real estate underwriting.
• Strong analytical skills and attention to detail.
• Excellent knowledge of debt service coverage ratios and financial analysis.
• Ability to work in a fast-paced, deadline-driven environment.
• Excellent communication and presentation skills.
• Proficiency in financial modeling and underwriting software.
• Leadership experience and ability to manage a team.

Responsibilities

• Analyze debt service coverage ratios for commercial real estate transactions.
• Evaluate financial statements, cash flow projections, and other relevant financial data.
• Assess risks and recommend risk mitigation strategies.
• Collaborate with internal teams to ensure underwriting standards are met.
• Prepare detailed underwriting reports and present findings to stakeholders.
• Stay updated on market trends, regulations, and best practices in underwriting.
• Manage a team of underwriters and provide guidance and support as needed.
• Contribute to development and improvement of underwriting processes and procedures.

Education

Bachelor's degree in Finance, Real Estate, or related field

Tools

Financial modeling

Underwriting software

Job description

Description

We are currently seeking a skilled DSCR Underwriting Manager to join Our Client in Charlotte. As the DSCR Underwriting Manager, you will play a crucial role in analyzing and evaluating debt service coverage ratios for commercial real estate projects. Your work will directly impact the company's decision-making process and financial success, making this role vital to our operations.

You will be involved in a variety of projects, including assessing the financial viability of real estate investments, conducting risk analysis, and providing recommendations to senior management. This position offers a unique opportunity to contribute to the growth and profitability of Huffman Associates while honing your underwriting skills in a dynamic environment.

Responsibilities:

• Analyze debt service coverage ratios for commercial real estate transactions.


• Evaluate financial statements, cash flow projections, and other relevant financial data.


• Assess risks associated with real estate investments and recommend risk mitigation strategies.


• Collaborate with internal teams to ensure underwriting standards are met.


• Prepare detailed underwriting reports and present findings to stakeholders.


• Stay updated on market trends, regulations, and best practices in underwriting.


• Manage a team of underwriters and provide guidance and support as needed.


• Contribute to the development and improvement of underwriting processes and procedures.

Requirements:

• Bachelor\\'s degree in Finance, Real Estate, or a related field.


• Proven experience in commercial real estate underwriting.


• Strong analytical skills and attention to detail.


• Excellent knowledge of debt service coverage ratios and financial analysis.


• Ability to work effectively in a fast-paced, deadline-driven environment.


• Excellent communication and presentation skills.


• Proficiency in financial modeling and underwriting software.


• Leadership experience and the ability to manage a team.