Documentation Analyst

Banco de Credito e Inversiones; Torch of Friendship (FL); On-site; USD 60,000 - 90,000; Full time

Job summary

Banco de Credito e Inversiones in Miami seeks a Documentation Analyst to review onboarding files and ensure compliance with US regulations. You will maintain logs, perform CDD reviews, and approve new accounts and relationships within SLAs.

The role requires strong analytical skills, attention to detail, and the ability to communicate in English and Spanish. Prior AML/BSA experience is preferred, with availability for shifts during business hours and occasional travel.

Qualifications

• Bachelor’s degree or equivalent in a related field.
• Strong analytical and regulatory compliance skills are required.
• Bilingual English and Spanish abilities ideal.

Responsibilities

• Adhere to US regulatory requirements.
• Ensure compliance with branch policies and procedures.
• Review and analyze account opening documentation within SLAs.
• Approve acceptance of relationships unless independent review is required.
• Review and approve account maintenance changes against legal documentation.
• CDD updates and approvals per regulatory guidelines.
• Approve new customers and accounts in the system.
• Maintain department logs for audit trail.
• Assist with special projects as needed.
• Travel as required.
• Carry and lift boxes 10–25 pounds.

Skills

Analytical skills

English proficiency

Spanish proficiency

Regulatory compliance

Attention to detail

Education

Bachelor’s degree or equivalent

Tools

MS Word

MS Excel

MS PowerPoint

Datapro - IBS

Sydel/Complixpert

BSA Radar

IDOC

Salesforce

Laserfiche

LexisNexis/Worldcompliance

Job description

Documentation Analyst

Full Time Regular Miami, FL, US

ABOUT BCI

Bci provides financial services to individuals and corporation. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in which to work and develop a career. It is the third largest privately owned bank in Chile and it has more than 300 branch offices throughout Chile and representative offices in other countries.

Bci is an Equal Opportunity Employer - All qualified applicants will receive consideration without regard to race, color, religion, gender, national origin, age, disability, veteran status, or any other factor determined to be unlawful under applicable law.

JOB SUMMARY

The Documentation Analyst conducts account onboarding review and analysis of new and existing customers adhering to all US regulatory requirements; approves account relationships and account maintenance; conducts CDD annual reviews; maintains department’s log, and file management.

DUTIES OF THE POSITION

The duties of the position include, but are not limited to, the following:

Adhere to all US regulatory requirements

Responsible for ensuring compliance with branch’s policies and procedures as related to the processes conducted

Account Onboarding (Existing Relationships): Receive, review and analyze account opening documentation within established SLAs (transactional and non-transactional accounts)

Approve acceptance of relationships except those that require compliance independent review (Financial institutions with Trade related products)

Account maintenance: Review and approve all sensitive information presented for account maintenance such as changes to company’s structure and validation against legal documentation. (Documents and bank’s core system)

CDD Update: Review and corroborate information provided for CDD updates for low, moderate and high risk accounts in accordance with regulatory guidelines and internal requirements; including updates in the bank's core system.

System Approval: Approve all new customers and accounts in the system. Approve account maintenance for all existing accounts regardless of their risk. If needed, assist with the processing of the update or creation of a customer/account.

Logs: Maintain department logs current meeting department’s SLA (48 hours) for audit trail; such as CDDs, Documentation Pending Items, New Customers, etc.

Special Projects: assist with projects as required by management or bank

Must have common sense, be organized and possess strong analytical and ethical skills

Must exercise discretion and independent judgment.

Must have the ability to take initiative and problem solving skills in order to resolve matters that affect the overall department’s deadlines.

Must have regular and predictable attendance and work the hours and/or shifts assigned, particularly during regular business hours, to communicate with colleagues, supervisors, and customers with whom interaction is required to accomplish and complete work assignments and meet company goals within established deadlines

Must provide timely and appropriate responses to requests for information and/or customer complaints or concerns and provide appropriate follow up to ensure issues are resolved.

Must maintain courteous, professional and effective internal and external working relationships.

Must receive and provide clear, constructive feedback in a cooperative and professional manner, as well as, recommendations and reports for improvements.

Ability to understand, speak, read and write English and Spanish (at least Intermediate level)

Effectively speaking before groups of customers or employees

Assume evolving duties and responsibilities of position

Work all hours required to fulfill job duties and responsibilities (including, weekends, evenings and holidays as needed)

Travel as required

Provide coverage for other positions as requested

Ability to carry and lift boxes and objects that may weigh between 10 and 25 pounds.

Perform additional duties and responsibilities as assigned by management

COMPLIANCE RESPONSIBILITIES

In the performance of their duties, all Bci - Miami Branch staff members are required to comply with all state and federal regulatory and legal requirements, including the Bank Secrecy Act, the Federal Election Campaign Act of 1979, the Foreign Corrupt Practices Act, and the Bank Bribery Amendments Act. Additionally, all staff members must comply with Bci’s Personnel Manual and Code of Ethics and other policies of Bci which are either currently in place or which may become effective during the staff member’s employment.

PRE-HIRE REQUIREMENTS FOR THIS POSITION:

COMPUTER:

Ability to operate IBM compatible personal computers; fluency with Microsoft Word, Microsoft Excel, Microsoft PowerPoint at an intermediate level and ability to use other software as follows: (1) Datapro - IBS, (2) Sydel/Complixpert System, (3) BSA Radar, (4) IDOC, (5) Salesforce (6) Laserfiche, (7) LexisNexis/Worldcompliance,

EDUCATION:

Bachelor’s degree (B.A) or equivalent from four-year college or technical school equivalent in a related field of study.

CERTIFICATIONS/LICENSES:

FIBA AML certification and/or any other BSA related certification preferred.

EXPERIENCE:

A minimum of three to four years of BSA/AML analyst experience in the banking industry; or equivalent combination of education and experience.

Knowledge of banking laws and regulations; Bank Secrecy Act and USA Patriot Act is required.