Diverse Lending Mortgage Market Specialist

First Citizens Bank; Atlanta (GA); On-site; USD 55,000 - 90,000; Full time

Job summary

First Citizens Bank in Atlanta seeks a mortgage originator to interview applicants, qualify for mortgage products, and counsel clients on options to meet financial goals while advancing fair lending and community outreach.

You will submit loan applications, coordinate processing and closing, and participate in sales efforts to generate diverse loan production, leveraging outbound calls and cross-selling opportunities.

Qualifications

• Proven track record in financial product sales.
• Strong relationship management skills.
• Knowledge of banking regulations and compliance.
• Ability to develop business and cross-sell banking products.

Responsibilities

• Interview applicants to obtain information on financial needs, goals, employment, income, and assets.
• Qualify applicants for mortgage loan products based on information gathered.
• Counsel clients on mortgage options to fit capacities and goals.
• Negotiate rate and terms to be competitive and profitable for the bank.
• Submit loan applications with complete borrower information and documents.
• Coordinate timely processing and closing with processors, underwriters, and closing agents.
• Answer questions from branch staff and clients regarding loan status.

Skills

Financial product sales

Relationship management

Banking regulations & compliance

Business development

Education

Bachelor's degree

High School Diploma or GED

Job description

First Citizens Bank in Atlanta seeks a mortgage originator to interview applicants, qualify for mortgage products, and counsel clients on options to meet financial goals while advancing fair lending and community outreach.

You will submit loan applications, coordinate processing and closing, and participate in sales efforts to generate diverse loan production, leveraging outbound calls and cross-selling opportunities.