District Senior Credit Officer

Associated Bank; Milwaukee (WI); On-site; USD 168,000 - 288,000; Full time

Benefits offered by this job

401(k) and Pension plans

Volunteer time off

Diversity-focused employee groups

Professional development

Bonuses and incentives

Banking benefits

Job summary

Associated Bank seeks a Regional Credit Manager to lead credit leadership, risk oversight, and approval support for CRE lending teams. This role partners with business leaders to evaluate opportunities, maintain portfolio quality, and guide a team of credit professionals.

It offers influence over strategic lending decisions and growth within a respected regional bank. The ideal candidate brings 8+ years in commercial credit with delegated authority, strong underwriting knowledge, and leadership

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or related field, or equivalent combination of education and experience.
• 8+ years of commercial credit administration experience with delegated credit approval authority.
• Experience evaluating complex commercial credit transactions and applying sound risk management practices.
• Previous leadership experience developing, coaching, and managing credit or lending professionals.
• Strong knowledge of commercial lending, credit underwriting, portfolio management, and regulatory requirements.

Responsibilities

• Evaluate and approve CRE lending requests while ensuring alignment with credit policies, risk tolerances, and regulatory requirements.
• Partner with CRE relationship managers to structure credit solutions that support client needs and business growth.
• Monitor portfolio quality, asset quality ratings, and concentration trends to identify and manage risk proactively.
• Provide guidance on loan policy, underwriting standards, and credit risk management across the organization.
• Collaborate with relationship managers and portfolio managers to strengthen credit analysis and lending practices.
• Support executive reporting, loan loss forecasting, and portfolio reviews through accurate risk assessments.
• Contribute to strategic initiatives, including portfolio acquisitions, integrations, and continuous improvement efforts.

Skills

Credit leadership

Risk oversight

Portfolio management

Staff coaching

Regulatory knowledge

Education

Bachelor's degree

Job description

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

_ Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. _

Associated Bank is seeking a Regional Credit Manager to provide credit leadership, risk oversight, and approval support for our Commercial Real Estate Lending teams. This role partners closely with business leaders to evaluate credit opportunities, maintain portfolio quality, and support profitable growth while developing a team of experienced credit professionals. It’s an opportunity to influence strategic lending decisions and help shape the future of our commercial credit organization.

What you’ll do:

• Evaluate and approve CRE lending requests while ensuring alignment with credit policies, risk tolerances, and regulatory requirements.
• Partner with CRE relationship managers to structure credit solutions that support client needs and business growth.
• Monitor portfolio quality, asset quality ratings, and concentration trends to identify and manage risk proactively.
• Provide guidance on loan policy, underwriting standards, and credit risk management across the organization.
• Collaborate with relationship managers and portfolio managers to strengthen credit analysis and lending practices.
• Support executive reporting, loan loss forecasting, and portfolio reviews through accurate risk assessments.
• Contribute to strategic initiatives, including portfolio acquisitions, integrations, and continuous improvement efforts.

What you’ll bring:

Education & Experience

Required

• Bachelor’s degree in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience.
• 8+ years of commercial credit administration experience with delegated credit approval authority.
• Experience evaluating complex commercial credit transactions and applying sound risk management practices.
• Previous leadership experience developing, coaching, and managing credit or lending professionals.
• Strong knowledge of commercial lending, credit underwriting, portfolio management, and regulatory requirements.

Preferred

• Advanced commercial credit approval authority and experience approving larger or complex transactions.
• Experience partnering directly with commercial banking sales and relationship management teams.
• Experience supporting credit administration within a regional or national banking organization.
• Professional credit, banking, risk management, or financial analysis certifications.

Why You’ll Love Working Here

At Associated Bank, you’ll play a key role in balancing risk management with responsible growth while partnering with talented commercial banking professionals across the organization. We offer opportunities to lead, influence strategic decisions, develop future credit leaders, and make a meaningful impact on the communities we serve.

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
• Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community onFacebook,LinkedInandX.

Artificial Intelligence Statement

To support our recruiting process, we may use artificial intelligence (“AI”) or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position.

AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please [e-mail] you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish.

Associated Bank isPay Transparencycompliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$167,860.00 - $287,760.00 per year