Commercial Real Estate Portfolio Manager - VP

Associated Banc‑Corp; Houston (TX); On-site; USD 84,000 - 143,000; Full time

Benefits offered by this job

401(k) and Pension

Volunteer time off

Colleague Resource Groups

Competitive salaries & development

Employee stock purchase plan

Military benefits

Personal banking and insurance

Job summary

Associated Bank is seeking a Commercial Real Estate Portfolio Manager to evaluate, structure, and manage a diverse CRE loan portfolio. You will combine financial analysis with client partnerships to support sound lending decisions and long-term relationship success.

In this role you will underwrite new originations, monitor performance, and collaborate with Relationship Managers and Credit teams to structure deals that meet client needs while protecting the bank’s interests.

Qualifications

• Bachelor’s degree in Finance, Accounting, or a related field (or equivalent experience).
• 4+ years of experience in Commercial Real Estate or Credit Approval.
• 4+ years of experience handling complex credit relationships.
• Preferred: 3+ years of experience in sales or business development.
• Formal credit training.
• Chartered Financial Analyst (CFA) certification.

Responsibilities

• Underwrite and analyze new loan originations, renewals, modifications, and annual reviews.
• Monitor loan performance, borrower financials, and market conditions to assess portfolio health and maintain accurate risk ratings.
• Partner with Relationship Managers and Credit teams to structure deals that meet client needs while protecting the bank’s interests.
• Conduct due diligence and ensure compliance with credit policies and regulations.
• Participate in loan approval discussions and present credit recommendations as needed.
• Contribute to portfolio management strategies, identifying opportunities to enhance profitability and mitigate risk.
• Mentor junior portfolio managers and support their professional development.
• Represent Associated Bank at community and industry events to strengthen visibility and build relationships.

Skills

Credit analysis

Commercial Real Estate

Relationship management

Education

Bachelor's degree in Finance/Accounting

CFA certification

Job description

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

As a Commercial Real Estate Portfolio Manager at Associated Bank, you’ll play a key role in evaluating, structuring, and managing a diverse portfolio of commercial real estate relationships. You’ll combine financial analysis with client partnership to ensure sound lending decisions, healthy portfolios, and long‑term relationship success. This role offers the opportunity to influence deal strategy, collaborate with senior leaders, and deepen your expertise in complex credit.

Key Accountabilities

• Underwrite and analyze new loan originations, renewals, modifications, and annual reviews.
• Monitor loan performance, borrower financials, and market conditions to assess portfolio health and maintain accurate risk ratings.
• Partner with Relationship Managers and Credit teams to structure deals that meet client needs while protecting the bank’s interests.
• Conduct due diligence and ensure compliance with credit policies and regulations.
• Participate in loan approval discussions and present credit recommendations as needed.
• Contribute to portfolio management strategies, identifying opportunities to enhance profitability and mitigate risk.
• Mentor junior portfolio managers and support their professional development.
• Represent Associated Bank at community and industry events to strengthen visibility and build relationships.

Education & Experience Required

• Bachelor’s degree in Finance, Accounting, or a related field (or equivalent experience)
• 4+ years of experience in Commercial Real Estate or Credit Approval
• 4+ years of experience handling complex credit relationships
• Access to reliable transportation and ability to lawfully drive self by start date
• Preferred: 3+ years of experience in sales or business development
• Formal credit training
• Chartered Financial Analyst (CFA) certification

Why You’ll Love Working Here

At Associated Bank, we combine relationship banking with a culture of integrity, collaboration, and growth. You’ll have opportunities to work on high‑impact deals, expand your credit expertise, and make meaningful contributions to clients and communities. Join a team that values your perspective and supports your career journey.

Benefits

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well‑being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.

Artificial Intelligence Statement

To support our recruiting process, we may use artificial intelligence ("AI") or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position. AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact [e-mail] if you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish. Associated Bank is Pay Transparency compliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range. $83,580.00 - $143,280.00 per year At Associated Bank, our purpose is to uplift our customers, community and colleagues to be financially stronger. We do this through our relentless focus on people, with a winning spirit, by listening before we act and with a commitment to achieve together.

What does it mean to be #RootedHere?

For us, it means having a career that grows with you. We think you'll like the opportunities available at Associated Bank.