Distressed Asset Specialist (Hybrid) – Credit Modeling

First Citizens Bank; Denver (CO); Hybrid; USD 102,000 - 136,000; Full time

Job summary

First Citizens Bank in Denver, CO is seeking a seasoned credit portfolio professional for a hybrid role that blends office time with remote work across a national footprint including Los Angeles, San Francisco, New York, and Boston.

You will analyze stressed and distressed assets, model workout strategies, and support negotiations while ensuring adherence to bank policies and regulatory requirements. The position offers a true hybrid work arrangement and opportunities across multiple markets.

Qualifications

• Bachelor's Degree in a related field with 2 years of Credit Training or Financial Modeling, valuation and credit.
• Preferred Area of Study: Accounting, Finance, Credit
• Preferred Area of Experience: Commercial Banking or Advisory

Responsibilities

• Asset Management – Analyzes portfolio financials of stressed and distressed to create models to structure workout strategies for the Borrowers.
• Business Support – Assists team leaders with amendments, waivers, restructuring proposals, and other necessary credit documentation.
• Regulatory Compliance – Maintains current knowledge of regulations pertaining to stressed portfolios and performs due diligence to identify risks.
• Collaboration – Interfaces across internal units to ensure timely, compliant management and resolution of stressed portfolios.

Skills

Negotiation

Financial principles

Financial modeling

Education

Bachelor's degree in related field

High school diploma or GED with 6 years experience

Job description

First Citizens Bank in Denver, CO is seeking a seasoned credit portfolio professional for a hybrid role that blends office time with remote work across a national footprint including Los Angeles, San Francisco, New York, and Boston.

You will analyze stressed and distressed assets, model workout strategies, and support negotiations while ensuring adherence to bank policies and regulatory requirements. The position offers a true hybrid work arrangement and opportunities across multiple markets.