Distinguished Engineer, Decisioning Platform & Architecture

Capital One; New York (NY); On-site; USD 294,000 - 335,000; Full time

Job summary

Capital One’s Card Decisioning Platform team seeks a Distinguished Engineer to guide architectural direction and drive a world-class, scalable platform for real-time decisioning across card, lending and banking products.

You will mentor engineers, collaborate with product partners, and write code while shaping an engineering culture that delivers robust, resilient systems and fast feedback loops. This role can be located in New York or McLean, with competitive compensation.

Qualifications

• Bachelor’s Degree in a relevant field.
• 7+ years hands-on full stack or backend technologist experience.
• 5+ years coding in Java, Python, or Go.
• 5+ years software engineering, architecture or SRE work.
• 3+ years cloud native technologies (AWS, Azure, GCP).
• Master’s degree in CS or related field (preferred).
• 10+ years across full lifecycle of system development (preferred).
• 8+ years designing large-scale, resilient applications (preferred).
• 3+ years experience with large-scale platform solutioning (preferred).
• Familiarity with AI agents and orchestration (preferred).

Responsibilities

• Articulate a bold technical vision for your area of responsibility.
• Decompose complex problems into practical, operable solutions; write code.
• Ensure quality of technical design and implementation.
• Serve as an expert on non-functional characteristics: performance, scalability, observability.
• Continue learning and sharing advanced technical knowledge.
• Handle several projects simultaneously to maximize impact.
• Mentor engineers and product teams to raise technical excellence.
• Coach next generation of distinguished engineers through delegation.

Skills

Full stack / backend technologist

Java / Python / Go

Software architecture

Cloud native technologies

Mentorship / leadership

Education

Bachelor's Degree

Master's Degree in CS or related field (preferred)

Tools

AWS

Azure

GCP

Job description

Capital One’s Card Decisioning Platform team seeks a Distinguished Engineer to guide architectural direction and drive a world-class, scalable platform for real-time decisioning across card, lending and banking products.

You will mentor engineers, collaborate with product partners, and write code while shaping an engineering culture that delivers robust, resilient systems and fast feedback loops. This role can be located in New York or McLean, with competitive compensation.