Director of Underwriting, Dealers Division

Utica National Insurance Group; Town of Hartford (NY); Vor Ort; USD 170.000 - 225.000; Vollzeit

Benefits dieser Stelle

Medical and Prescription Drug Benefit

Dental Benefit

Vision Benefit

Life Insurance and Disability Benefits

401(k) Profit Sharing

Zusammenfassung

Utica National Insurance Group, within the Dealers Division, seeks a Director of Underwriting to lead underwriting strategy, execution, and talent for a specialized auto dealership portfolio. You will combine technical leadership with portfolio management, agency partnerships, and people development to drive profitable growth and strong results.

Collaborate with business leaders and agency partners to evolve underwriting approaches as market conditions change and to position the Dealers

Qualifikationen

• Significant commercial property and casualty underwriting experience.
• Strong pricing, risk selection, and authority knowledge.
• Experience leading underwriting professionals.
• Bachelor’s degree or equivalent professional experience.

Aufgaben

• Lead underwriting strategy and execution for the Dealers Division.
• Oversee risk selection, pricing, coverage, underwriting authority, and execution across the portfolio.
• Monitor portfolio performance and implement actions to improve results.
• Develop a high-performing underwriting team with coaching and training.
• Strengthen agency partnerships with dealers and distribution partners.
• Provide underwriting expertise to senior leadership and cross-functional teams.

Kenntnisse

Underwriting leadership

Portfolio management

People development

Agency partnerships

Strategic thinking

Ausbildung

Bachelor’s degree preferred

CPCU/AU/CIC preferred

Jobbeschreibung

Lead Specialty Underwriting. Develop Talent. Drive Profitable Growth.

At Utica National, specialization allows us to deeply understand the industries we serve and build insurance solutions around their unique risks. Our Dealers Division is dedicated to the specialized insurance needs of automobile dealerships and the complex exposures that come with their operations.

We’re seeking an experienced Director of Underwriting, Dealers Division to lead underwriting strategy, execution, and talent for this specialty business.

In this role, you’ll combine technical underwriting leadership, portfolio management, people development, and agency partnership to drive profitable growth and strong underwriting results. You’ll work closely with business leadership and agency partners to evolve our underwriting approach, respond to changing market conditions, and position the Dealers Division for continued success.

What You’ll Do

Lead Underwriting Strategy & Execution

• Provide leadership and direction for underwriting within the Dealers Division.
• Oversee risk selection, pricing, coverage, underwriting authority, and execution across the portfolio.
• Establish and reinforce underwriting standards that support profitable growth and consistent decision-making.
• Monitor portfolio and loss performance and develop underwriting actions designed to improve results.
• Evaluate changes in rates, coverages, rules, regulations, market conditions, and dealership exposures and translate them into effective underwriting strategies.
• Maintain strong underwriting quality through ongoing portfolio review and quality assurance.

Drive Portfolio Performance & Profitable Growth

• Monitor underwriting results and identify opportunities to improve growth, retention, profitability, and overall portfolio performance.
• Use loss experience, production results, marketplace insights, and other performance data to guide underwriting decisions.
• Balance growth opportunities with appropriate risk selection and underwriting discipline.
• Partner with business and enterprise leaders on strategies that support the long-term success of the Dealers portfolio.

Develop a High-Performing Underwriting Team

• Lead, coach, and develop underwriting professionals supporting the Dealers business.
• Build technical expertise and commercial acumen throughout the underwriting team.
• Establish clear expectations and reinforce accountability for underwriting quality, responsiveness, and results.
• Identify development opportunities and provide coaching, training, and technical guidance.
• Support talent selection, performance management, career development, and succession planning.

Strengthen Agency Partnerships

• Develop strong relationships with agency and distribution partners serving the dealership marketplace.
• Provide underwriting leadership during key agency discussions, account reviews, and business planning conversations.
• Partner with Sales and other business teams to identify and pursue profitable growth opportunities.
• Ensure underwriting strategy and execution support a responsive, solutions-oriented agency experience.
• Clearly communicate underwriting appetite, changes, and expectations to distribution partners.

Bring Specialty Expertise to the Business

• Stay current on trends affecting automobile dealerships and the broader insurance marketplace.
• Help the organization anticipate evolving exposures and translate them into underwriting strategies and practices.
• Partner across Underwriting, Claims, Product, Sales, Risk, and other areas on initiatives impacting the Dealers business.
• Serve as a senior underwriting resource on complex risks and strategic opportunities.

What Makes You Successful

We’re looking for an experienced commercial underwriting leader who combines strong technical expertise with sound business judgment, people leadership, and relationship-building skills.

You May Be a Great Fit If You Have

• Significant commercial property and casualty underwriting experience.
• Strong technical knowledge across commercial lines, particularly Commercial Auto, General Liability, Property, Workers Compensation, and related coverages.
• Experience leading and developing underwriting professionals.
• Demonstrated success managing underwriting profitability and portfolio performance.
• Strong understanding of pricing, risk selection, underwriting authority, and agency distribution.
• Ability to interpret loss and performance data and turn insights into underwriting actions.
• Strong communication, decision-making, and relationship-building capabilities.
• Experience working closely with independent agents or brokers.
• Bachelor’s degree preferred or equivalent professional experience.
• CPCU, AU, CIC, or other relevant insurance education/designations preferred.

Why Join Our Dealers Division?

This is an opportunity to lead underwriting within a specialized commercial insurance business where technical expertise, strong relationships, and industry knowledge make a meaningful difference.

You’ll Have The Opportunity To

• Shape underwriting strategy for a specialized dealership portfolio.
• Influence growth, profitability, and portfolio direction.
• Develop and mentor underwriting talent.
• Work closely with specialized agency partners.
• Help evolve our underwriting approach as dealership risks and the marketplace change.
• Collaborate with business leaders and experts across the organization.
• Bring new ideas and perspectives to an established specialty insurance business.

Salary Range

$170,000 - $225,000

** The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, their geographic location, education, certification(s), scope and responsibilities in the role, and additional qualifications.

• This position also comes with eligibility for Variable Compensation Bonus plan

Benefits

• Medical and Prescription Drug Benefit
• Dental Benefit
• Vision Benefit
• Life Insurance and Disability Benefits
• 401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
• Health Savings Account (HSA)
• Flexible Spending Accounts
• Tuition Assistance, Training, and Professional Designations
• Company-Paid Family Leave
• Adoption/Surrogacy Assistance Benefit
• Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
• Student Loan Refinancing Services
• Care.com Membership with Back-up Care, Senior Solutions
• Business Travel Accident Insurance
• Matching Gifts program
• Paid Volunteer Day
• Employee Referral Award Program
• Wellness programs

Additional Information

This position is a full time salaried, exempt (non overtime eligible) position.

Utica National is an Equal Opportunity Employer.