Director, Life Underwriting

American General Life Insurance Company; Town of Texas (WI); Hybrid; USD 128,000 - 138,000; Full time

Benefits offered by this job

Health and Wellness benefits

401(k) with company match

000 Matching charitable donations 1:1

Volunteer Time Off

Paid Time Off

Job summary

Corebridge Financial is seeking a Director of Life Underwriting to evaluate medical and financial risk for individual life applications, balancing customer focus with sales support. The role requires extensive underwriting expertise and strong cross-functional collaboration with case managers and wholesalers.

The position offers remote work with a competitive base salary and eligible discretionary bonus, reflecting market and geographic factors. FLMI/FALU/CLU progress would be a plus.

Qualifications

• Experience with brokerage distribution marketplace.
• 10+ years of life underwriting experience with large face amount cases.
• Approval authority up to $10,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Responsibilities

• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict and negotiate positive results.
• Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Must be organized and able to manage a large caseload.
• Demonstrate superior technical underwriting knowledge and skills.
• Ability to provide training to internal and external customers on underwriting topics.
• Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.

Skills

Brokerage distribution

Life underwriting

Approval authority

Industry designations

Job description

Overview

Who We Are At Corebridge Financial, we believe action is everything. That’s why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners. We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders. We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future. We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work.

Who You\'ll Work With Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs.

Role and Department

About the role The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best-in-class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO’s/Firms.

Responsibilities

• Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines.
• Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy.
• Effectively manage change, defuse conflict and negotiate positive results.
• Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made.
• Must be organized and able to manage a large caseload.
• Demonstrate superior technical underwriting knowledge and skills.
• Ability to provide training to internal and external customers on underwriting topics.
• Able to independently and effectively interact with a sophisticated field force dealing with an upscale market.

Skills and Qualifications

• Experience with brokerage distribution marketplace.
• 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases.
• Required Approval authority up to $10,000,000.
• FLMI, FALU and/or CLU designations preferred or progress toward these designations.

Compensation and Benefits

The anticipated base salary range for this position is $128,000 to $138,000 at the commencement of employment. Not all candidates will be eligible for the upper end of the salary range. The actual compensation offered will ultimately be dependent on multiple factors, which may include the candidate\'s geographic location, skills, experience and other qualifications. In addition, the position is eligible for a discretionary bonus in accordance with the terms of the applicable incentive plan.

Work Location

This position is currently designated as remote.

Benefits

We offer comprehensive benefits and wellness programs and a variety of voluntary programs including:

• Health and Wellness: medical, dental and vision insurance plans, mental health support and wellness initiatives.
• Retirement Savings: 401(k) plan with company matching up to 6% and company contribution up to 3% of eligible pay, vesting immediately.
• Employee Assistance Program: Confidential counseling services.
• Matching charitable donations: 1:1 up to $5,000.
• Volunteer Time Off: up to 16 hours annually.
• Paid Time Off: at least 24 PTO days to start.

Equal Opportunity and Compliance

We are an Equal Opportunity Employer and comply with all applicable federal, state, and local fair employment laws. We consider all applicants based on job-related qualifications without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. Reasonable accommodations are available; contact [e-mail]. We will consider qualified applicants with criminal histories in a manner consistent with applicable law. For more information, visit www.corebridgefinancial.com.