Director, Growth Engineering

Chime Financial, Inc; San Francisco (CA); On-site; USD 269,000 - 373,000; Full time

Benefits offered by this job

Four days in the office/Fridays from-­

Competitive health, wellbeing benefits

Generous vacation and parental leave

Job summary

Chime Financial, Inc. seeks a Director to lead the Growth Platform, unifying Web, Paid, Notifications, Incentives, Targeting, Experimentation and Personalization.

You will drive a multi-year vision with a focus on AI-enabled decisioning across channels and agentic experiments, partnering with senior leaders to scale growth. You will hire and coach leaders, build high-ownership teams, and ensure platform reliability, safety and cost-efficiency while aligning bets to growth metrics like new users

Qualifications

• 10+ years in software engineering with leadership
• Experience building growth/marketing platforms
• Hands-on ML/AI systems experience in production
• Strong experimentation and measurement chops
• Difficulty: leading large platform migrations is a bonus

Responsibilities

• Lead Growth Platform org including web, paid, notifications, incentives, targeting, experimentation and personalization
• Set multi-year vision and roadmap consolidating seven systems
• Make platform AI-native with ML/GenAI in targeting, bidding, content and send-times
• Help Growth teams ship faster by enabling self-serve experimentation and changes
• Partner with Product, Marketing, Data Science/ML and Analytics leaders to align bets with metrics
• Hire and grow tech lead managers while maintaining hands-on technical leadership
• Ensure platform reliability, cost-efficiency, and compliance with risk/privacy

Skills

Engineering leadership

Team leadership

AI/ML experience

Experimentation & measurement

Distributed systems

Executive communication

fintech experience

Job description

About the role

Growth is how millions of people find Chime, set up direct deposit, transact every day, unlock all the features and benefits Chime offers, and keep coming back. The Growth Platform is the engine behind it: Web, Paid, Notifications, Incentives, Targeting, Experimentation and Personalization, all used by every Growth team at Chime. We're looking for a Director to lead this org and build what comes next, a platform where AI and ML decide what each member sees, when, and on which channel, and where AI agents design, run and learn from experiments on their own, so Chime learns faster every week. If you've built growth platforms at scale and want to define how they power Chime's hypergrowth in 2027 and beyond, we'd love to talk.

In this role, you can expect to

• Lead the Growth Platform org, a team of tech lead managers (TLMs) and senior engineers across Web, Paid, Notifications, Incentives, Targeting, Experimentation and Personalization. You'll report to the VP of Growth Engineering.


• Set the multi-year vision and roadmap. Turn seven separate systems into one connected growth platform with shared member data, decisioning and measurement.


• Make the platform AI-native and agentic. Put ML and GenAI to work in targeting, bidding, content, incentives and send-time optimization. Invest in agentic flows across the platform, starting with self-learning experiment agents that generate hypotheses, launch and monitor tests, read results, and feed what they learn into the next round. Build in the evaluation, guardrails and human oversight to make this safe.


• Help Growth teams ship faster. Make it easy for squads, marketers and partners to launch, target, personalize and measure changes on their own, in days rather than weeks.


• Partner closely with Product, Marketing, Data Science/ML and Analytics leaders. You'll co‑own the plan, make trade‑offs openly, and tie platform bets to the metrics that matter: new direct depositors, retention and acquisition efficiency.


• Hire, coach and grow strong tech lead managers who stay hands‑on technically while leading their teams. Build an inclusive, high‑ownership team people want to join and stay on.


• Keep the platforms reliable, cost‑efficient and compliant. Work with Risk, Compliance and Privacy so consent, fairness and member trust are built in from day one.

To thrive in this role, you have

• 10+ years in software engineering, including 5+ years leading teams and at least 2 years leading tech lead managers or other leaders. You know how to help TLMs balance technical ownership with people leadership.


• A track record of building growth or marketing platforms that many teams rely on, such as experimentation, targeting, messaging, incentives/rewards, paid attribution or personalization.


• Hands-on experience shipping ML-powered systems that make real-time product decisions (ranking, propensity/uplift models, bandits or similar), plus experience building LLM-based agents or agentic workflows in production, with a practical view of how to evaluate, govern and scale them.


• Deep experimentation and measurement chops. You know how to prove a lift is real, and how to build platforms that keep tests trustworthy at high volume.


• Strong distributed systems and data architecture judgment: real-time event pipelines, feature stores, low-latency decisioning and high-volume messaging.


• Clear executive communication and a history of earning buy‑in across Product, Marketing and Data Science.


• Bonus: experience in fintech or another regulated industry, paid acquisition/mobile measurement, or leading a large platform migration.

#LI-Onsite #LI-AC2

Below is the base salary offered for this role and level of experience. Full‑time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Wage Notice

$269,000 – $373,000 USD

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it’s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.

We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out‑hustle and out‑execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner’s mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people’s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren’t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don’t—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.


• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.


• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.


• Generous vacation policy and company-wide paid days off


• 1% of your time off to support local community organizations of your choice


• Annual wellness stipend to use towards eligible wellness related expenses


• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents


• Access to family planning reimbursement


• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.