Director, Debit & Money Management Engineering

PayPal; Austin (TX); Hybrid; USD 198,000 - 294,000; Full time

Benefits offered by this job

Balanced hybrid work model

Competitive compensation

Job summary

PayPal is seeking a Director of Financial Services Engineering to lead the FSCoE in delivering scalable, compliant fintech products across North America and Europe. You will drive architectural direction, accelerate engineering velocity, and shape product strategy with cross-functional leaders.

You will report to the Head of Financial Services Engineering and help expand PayPal’s geographic and product footprint while upholding regulatory requirements and customer obsession.

Qualifications

• 10+ years of relevant technology experience with a Bachelor’s degree OR equivalent
• 2+ years of people leadership
• Experience leading large, distributed engineering organizations across geographies
• Experience launching financial products or payments platforms is a plus

Responsibilities

• Directs and controls delivery of business and technical outcomes across multiple projects within a domain
• Defines engineering health objectives and drives best practices and operational targets
• Drives product and technical strategy with cross-functional leaders to meet domain goals
• Delivers programs with annual goals, ensuring performance and enterprise impact
• Develops engineering strategy and translates it into operational plans
• Sets tri-annual roadmap for a domain and defines operational strategy within budget
• Evaluates business challenges and leads complex initiatives with cross-domain impact
• Collaborates with partners, stakeholders, and external organizations

Skills

Engineering leadership

Frontend & systems expertise

Architectural judgment

Regulatory understanding

Cross-functional collaboration

AI tooling adoption

Education

Bachelor’s degree or equivalent

Job description

The CompanyPayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.Job Summary:PayPal’s Financial Services Center of Excellence supports leading products generating more than $150B in annualized TPV and is central to the company’s strategy to grow transaction margins. The Debit & Money Management team owns the full customer journey—from offer presentment through account booking and servicing—across consumer and business products in North America and Europe.We seek a strategic engineering leader with a proven record of delivering highly available financial products at scale. The ideal candidate brings strong frontend and systems expertise, sound architectural judgment, and experience navigating complex regulatory and partner environments. Success will include accelerating engineering velocity, expanding PayPal’s geographic and product footprint, and increasing market share. Reporting to the Head of Financial Services Engineering, this Director will join the FSCoE leadership team.Job Description:Essential Responsibilities:Directs and controls the delivery of business and technical outcomes that comprise multiple projects and operational activities within a domain through organizational and technical leadershipDefines engineering health objectives that drive organization health, engineering best practices and operational targetsDrives product and technical strategy with cross-functional leaders across the enterprise to deliver Domain goalsResponsible for the delivery of programs, establishing annual organizational goals and ensuring performance and results that impact both their domain and potentially enterpriseDevelops engineering strategy that translates into operational and tactical plans; uses ground-breaking methods to think beyond existing solutionsSets the tri-annual roadmap for a domain level organization. Defines the operational strategy for a domain based on a defined budgetEvaluates key business challenges and can complete complex, ambiguous initiatives having impact across engineering; directs the development of new or innovative solutions. Ability to deal with high levels of technical domain level ambiguity.Collaborates with direct team, managers in org, stakeholders, managers in other orgs, external partners and business stakeholdersMinimum Qualifications:10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.2 years of experience leading othersAdditional Responsibilities & Preferred Qualifications:Additional Responsibilities:Drive alignment and execution across matrixed, cross-functional organizations.Build and maintain relationships with external partners.Develop engineering talent and build organizations where people grow, teams win, and products ship.Champion the adoption of AI coding tools and LLMs to accelerate engineering delivery.Balance technical debt, compliance requirements, and product velocity in a regulated environment.Preferred Qualifications:12+ years of experience in technology roles, including at least 8 years in a leadership position.Proven experience leading large, distributed engineering organizations across multiple geographies.Experience launching and operating debit cards, savings accounts, or other consumer financial services, such as credit, lending, or payments, in global markets.Demonstrated success launching products for merchants and consumers across mobile and web platforms.Experience building and sustaining high-performing engineering cultures grounded in customer obsession, innovation, and continuous improvement.Strong understanding of the regulatory environment affecting debit and deposit products.Subsidiary:PayPalTravel Percent:0-The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:Primary Location | Pay Range:San Jose, California: ($218,000.00 - $323,950.00 Annually)Additional Location(s) | Pay Range:Chicago, Illinois: ($198,000.00 - $294,250.00 Annually)Austin, Texas: ($198,000.00 - $294,250.00 Annually)Scottsdale, Arizona: ($188,000.00 - $279,400.00 Annually)Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.Our Benefits:At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.Who We Are:Commitment to Diversity and InclusionPayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [e-mail] at PayPal:Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.Any general requests for consideration of your skills, please Join our Talent Community.We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.