Director, Debit & Money Management Engineering

PayPal; Chicago (IL); Hybrid; USD 198,000 - 294,000; Full time

Job summary

PayPal’s Financial Services Center of Excellence is seeking a strategic engineering leader to deliver highly available financial products at scale. You will influence frontend and systems architecture, navigate regulatory environments, and drive accountability across cross-functional teams in North America and Europe.

Reporting to the Head of Financial Services Engineering, you will define the domain roadmap, balance technical debt with compliance, and accelerate engineering velocity while

Qualifications

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• 2 years of experience leading others.

Responsibilities

• Directs and controls the delivery of business and technical outcomes that comprise multiple projects and operational activities within a domain through organizational and technical leadership.
• Defines engineering health objectives that drive organization health, engineering best practices and operational targets.
• Drives product and technical strategy with cross-functional leaders across the enterprise to deliver Domain goals.
• Responsible for the delivery of programs, establishing annual organizational goals and ensuring performance and results that impact both their domain and potentially enterprise.
• Develops engineering strategy that translates into operational and tactical plans; uses ground-breaking methods to think beyond existing solutions.
• Sets the tri-annual roadmap for a domain level organization.
• Defines the operational strategy for a domain based on a defined budget.
• Evaluates key business challenges and can complete complex, ambiguous initiatives having impact across engineering; directs the development of new or innovative solutions.
• Ability to deal with high levels of technical domain level ambiguity.
• Collaborates with direct team, managers in org, stakeholders, managers in other orgs, external partners and business stakeholders

Skills

Engineering leadership

Cross-functional collaboration

Strategic planning

Frontend & systems

Regulatory experience

Education

Bachelor’s degree

Job description

Job Summary

PayPal’s Financial Services Center of Excellence supports leading products generating more than $150B in annualized TPV and is central to the company’s strategy to grow transaction margins. The Debit & Money Management team owns the full customer journey—from offer presentment through account booking and servicing—across consumer and business products in North America and Europe. We seek a strategic engineering leader with a proven record of delivering highly available financial products at scale. The ideal candidate brings strong frontend and systems expertise, sound architectural judgment, and experience navigating complex regulatory and partner environments. Success will include accelerating engineering velocity, expanding PayPal’s geographic and product footprint, and increasing market share. Reporting to the Head of Financial Services Engineering, this Director will join the FSCoE leadership team.

Essential Responsibilities

• Directs and controls the delivery of business and technical outcomes that comprise multiple projects and operational activities within a domain through organizational and technical leadership
• Defines engineering health objectives that drive organization health, engineering best practices and operational targets
• Drives product and technical strategy with cross-functional leaders across the enterprise to deliver Domain goals
• Responsible for the delivery of programs, establishing annual organizational goals and ensuring performance and results that impact both their domain and potentially enterprise
• Develops engineering strategy that translates into operational and tactical plans; uses ground-breaking methods to think beyond existing solutions
• Sets the tri-annual roadmap for a domain level organization.
• Defines the operational strategy for a domain based on a defined budget
• Evaluates key business challenges and can complete complex, ambiguous initiatives having impact across engineering; directs the development of new or innovative solutions.
• Ability to deal with high levels of technical domain level ambiguity.
• Collaborates with direct team, managers in org, stakeholders, managers in other orgs, external partners and business stakeholders

Minimum Qualifications

• 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• 2 years of experience leading others

Additional Responsibilities

• Drive alignment and execution across matrixed, cross-functional organizations.
• Build and maintain relationships with external partners.
• Develop engineering talent and build organizations where people grow, teams win, and products ship.
• Champion the adoption of AI coding tools and LLMs to accelerate engineering delivery.
• Balance technical debt, compliance requirements, and product velocity in a regulated environment.

Preferred Qualifications

• 12+ years of experience in technology roles, including at least 8 years in a leadership position.
• Proven experience leading large, distributed engineering organizations across multiple geographies.
• Experience launching and operating debit cards, savings accounts, or other consumer financial services, such as credit, lending, or payments, in global markets.
• Demonstrated success launching products for merchants and consumers across mobile and web platforms.
• Experience building and sustaining high-performing engineering cultures grounded in customer obsession, innovation, and continuous improvement.
• Strong understanding of the regulatory environment affecting debit and deposit products.

Salary and Benefits

Subsidiary: PayPal Travel Percent: 0 – The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is: Primary Location | Pay Range: San Jose, California: ($218,000.00 - $323,950.00 Annually) Additional Location(s) | Pay Range: Chicago, Illinois: ($198,000.00 - $294,250.00 Annually) Austin, Texas: ($198,000.00 - $294,250.00 Annually) Scottsdale, Arizona: ($188,000.00 - $279,400.00 Annually) Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most.

We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [e-mail].

Belonging at PayPal

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.