Director, Consumer Lending Pricing & Product Strategy

BECU; Washington; Hybrid; USD 199,000 - 244,000; Full time

Benefits offered by this job

401(k) match

401(k) contributions

Medical/Dental/Vision

PTO + Exchange program

Tuition Reimbursement

Volunteer time off

Job summary

BECU is seeking a Director of Loan Pricing & Product Strategy for Consumer Lending in Washington State. You will shape pricing, product roadmaps, and market strategies for personal loans and lines of credit, partnering with Treasury/Finance to validate assumptions and support asset/liability management.

Remote-ready with hybrid options for WA-based staff. You’ll lead pricing, performance, and product development initiatives that advance member value, growth, and portfolio strength across

Qualifications

• Bachelor’s degree or equivalent work experience in a business or related discipline.
• Minimum 8 years of product management, product pricing, finance or equivalent experience.
• Minimum 5 years of people leader experience.
• Experience working with consumer lending products such as Personal Loans, Personal Lines of Credit, Credit Card, etc

Responsibilities

• Lead Consumer Lending Pricing Strategy: serve as primary point of contact and subject‑matter expert for product pricing within the Consumer Lending product management team.
• Develop Strategic Pricing Recommendations: lead the development of product and pricing recommendations that align with BECU's strategic, financial, and growth goals.
• Manage Financial Performance: oversee Consumer Loan Profit & Loss (P&L) and support efforts to achieve business plan expectations, focusing on growing loan balances and membership in alignment with BECU's purpose.
• Partner on Financial Planning: collaborate with Treasury and Finance to validate assumptions used in asset/liability management, interest rate risk scenarios, and funds transfer pricing.
• Shape Product Vision and Roadmaps: develop and oversee the vision, strategy, and roadmap for one or more complex products, establishing the high‑level priorities and approaches needed to support BECU's long‑term objectives.
• Identify Member and Product Opportunities: evaluate feedback on new products and services, identify opportunities, integrate findings into long‑term strategies, and share insights throughout the organization.
• Drive Product Development: ensure an effective flow of research, concept development, prioritization, and delivery of products and services that strengthen BECU's capabilities.
• Own Product Goals and Priorities: be accountable for portfolio and product goals and priorities within and across one or more capabilities.
• Evolve Product Strategies: capture insights to refine vision, priorities, and roadmaps.
• Identify Competitive Opportunities: provide thought leadership on competitive trends and tools.
• Partner on Marketing Initiatives: collaborate with Marketing on product marketing informed by market changes.
• Develop Market Growth Strategies: identify opportunities and strategies to expand market presence.
• Share Insights Across BECU: communicate findings to support strategic decisions.
• Champion Member‑Centered Design: collaborate to execute discovery informing journeys across touchpoints.
• Build Strategic Partnerships: identify industry partners to bring strategies to life.
• Measure Product Success: define and monitor metrics for product success.
• Provide Organizational Leadership: mentor and guide at all levels and coordinate information sharing.
• Coach and Develop Talent: provide ongoing coaching and development.
• Support Performance and Career Growth: meet with staff to provide feedback on goals.
• Support Additional Priorities: perform duties as assigned.
• This isn’t just about ticking off tasks on a list...

Skills

Pricing strategy

Financial analysis

Product management

Market intelligence

Leadership

Education

Bachelor’s degree or equivalent

Job description

BECU is seeking a Director of Loan Pricing & Product Strategy for Consumer Lending in Washington State. You will shape pricing, product roadmaps, and market strategies for personal loans and lines of credit, partnering with Treasury/Finance to validate assumptions and support asset/liability management.

Remote-ready with hybrid options for WA-based staff. You’ll lead pricing, performance, and product development initiatives that advance member value, growth, and portfolio strength across