Director, Commercial Real Estate & CMBS

Madison-Davis, LLC; New York (NY); Hybrid; USD 200,000 - 250,000; Full time

Job summary

Madison-Davis, LLC in New York is seeking a Senior Credit Officer within the Real Assets Credit Risk team. You will have authority across a portfolio focused on US Commercial Real Estate and CMBS, with opportunities to expand into broader real assets including project finance.

The role requires deep CRE/CMBS credit experience, strong analytical judgment, and ability to work autonomously within a globally integrated risk organization. Hybrid work arrangement in NYC.

Responsibilities

• Conduct credit assessments of counterparties and real asset collateral.
• Provide approval or recommendation based on proposed limits and tenors.
• Validate Obligor Risk Ratings and Basel II metrics (LGDs) across the portfolio.
• Monitor portfolio credit quality; detect deteriorating credits; participate in watch list reviews.
• Track credit and market trends in real estate and real assets; stay current on US dynamics.
• Assist in preparing reporting for senior risk management and regulators.
• Refine credit policy and risk appetite; contribute to global framework.
• Assess new initiatives including white papers and New Product Committees.
• Collaborate across risk, business lines, legal, and compliance for timely decisions.
• Expand coverage over time into broader real assets including project finance.

Job description

Office Status: Hybrid – New York, NY

Base Salary: $200k - $250k + Bonus

Overview:

This Senior Credit Officer opportunity sits within the Real Assets Credit Risk team of a leading global financial institution, offering independent credit oversight and approval authority across a portfolio heavily weighted toward US Commercial Real Estate and CMBS — with a clear mandate to expand into broader real assets coverage including project finance. The role carries genuine credit authority — approving credit lines, managing exposures, monitoring collateral performance, and contributing to credit policy and global risk appetite frameworks — while operating with strong autonomy and strategic influence within a globally integrated risk organization. It's an ideal fit for a seasoned CRE and CMBS credit professional with 10+ years of experience who combines deep sector expertise with strong analytical judgment, collaborative instincts, and the ability to assess complex, multi-dimensional transactions under tight deadlines.

Key Responsibilities:

• Conduct comprehensive credit assessments of counterparties and underlying real estate and real asset collateral; provide detailed analysis of historical performance, key risk factors, and structural considerations
• Provide approval or recommendation for approval based on proposed limits and tenors; document recommendations clearly for final credit decision-making
• Validate Obligor Risk Ratings, Basel II parameters including LGDs, and other key financial metrics across the real estate and real assets portfolio
• Perform ongoing monitoring of portfolio credit quality including early detection of deteriorating credits and active participation in quarterly watch list review processes
• Track credit and market trends across individual real estate and real asset classes; stay current on US market dynamics and regulatory practices
• Assist the Portfolio Management and Governance team in preparing reporting for senior risk management and regulators
• Contribute to the development and refinement of the bank's credit policy guidelines and overall risk appetite framework; participate in setting global risk appetite for real estate and real assets financing initiatives
• Assess new business initiatives including white papers, New Product Committees, and business rules from a real assets credit risk perspective
• Collaborate across the risk division and with business lines, legal, compliance, and other internal partners to ensure sound and timely credit decisions
• Expand coverage scope over time into broader real assets including project finance as the portfolio and role evolve